Core Insights - Investing in global ex-U.S. markets through dedicated ETFs offers an efficient way to achieve international diversification for U.S.-focused portfolios [1] Group 1: Investment Strategies - There are various strategies available for investing in international markets, making it challenging for investors to choose the right one [1] Group 2: Analyst Background - The analyst has a Master's in Banking & Finance from Université Paris 1 Panthéon-Sorbonne and a diverse investing background that includes corporate finance, M&A, and investment analysis [1] - The focus areas of the analyst include real estate, renewable energy, and equity markets, with expertise in financial modeling, valuation, and qualitative analysis [1] - The analyst aims to share insights and analysis on interesting companies with a global audience through Seeking Alpha [1]

Core Insights - Grenke reported a 5.8% increase in new leasing business in Q3 2025, totaling €781.2 million ($917 million), compared to €738.5 million in the same quarter of the previous year [1] - The company aims for €2.4 billion in new business for the full year, with IT equipment being the most leased asset category, accounting for 26.5% of total contracts [1][2] Business Performance - The proportion of direct business with customers remained stable at 17.9%, with lease applications rising to approximately 159,000, resulting in around 77,000 new leasing agreements [2] - The DACH region (Austria, Switzerland, and Germany) was the top performer, generating €207.2 million in new business, a 9.4% increase, with Germany contributing over 21.7% [2][3] Regional Growth - Western Europe, excluding DACH, saw a 12.3% increase in new business to €197.3 million, while Southern Europe grew by 7.9% to €179.7 million [3] - The 'Other Regions' category reported a significant 22.2% increase to €59.1 million, with notable contributions from the US market [3] Financial Overview - As of September 30, 2025, the company's deposit business was €2.19 billion, showing a slight decrease from the end of 2024 [4] - Grenke Bank's new lending business, primarily microcredit, increased modestly to €10.2 million [4] - Overall earnings for the first half of 2025 were recorded at €26.2 million, with a strong performance in the leasing division, which saw a 9.8% rise in new business [5]

Group 1 - International diversification is gaining attention among investors due to a weaker dollar and inconsistent US economic policies, leading to better returns in foreign equities [1] - There is a notable lack of large foreign-value or blended ETFs focused on growth, despite the presence of many such funds in the market [1] - The analysis emphasizes the importance of cash flow potential, relative value, and economic moat in equity evaluation [1] Group 2 - The individual investor's approach combines public accounting experience with quantitative analysis to identify investment opportunities [1] - The focus is on both long and short positions, with a particular interest in short stories [1] - The use of algorithms and technical analysis is highlighted as a method to uncover overlooked companies in the stock market [1]