The holiday season is an excellent time for investors to recharge their batteries and reassess their finances for the year ahead. Market volume is low, and the news cycle tends to be light (save for the extraction of a foreign head of state now and then).Analysts also use this time to make their S&P 500 projections for the year and prepare for the Q1 earnings season. Stock ratings from analysts aren't the holy grail of price predictions, and many analysts ‘fluff' their price targets to ensure continued acce ...