MCLEAN, Va., Dec. 24, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.18%. “The average 30-year fixed-rate mortgage decreased further this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Declining rates offer a timely and welcome gift for aspiring homebuyers.”   News Facts The 30-year FRM averaged 6.18% as of December 24, 2025, down from last week when it averaged 6. ...

Joining us now is Bill Smei. He's the chief investment officer at Sme Capital Management. Bill, it's great to see you again.Welcome. >> Hey, great to be with you. >> Jump in here.You can pick the housing piece first if there's anything in that last discussion that you know you wanted to chime in on. >> Well, I I I don't want to pick on your prior guest too much, but somebody once said if you put all the economists end to end, you'd never get anywhere. >> Understood.But where so do you come down as as in thi ...

Joining us now here at Post9 is John Lvalo, senior US home building and building products equity research analyst at UBS. Uh John, any any thoughts on kind of what we could see from this this big new plan that could impact affordability. >> Thanks Leslie.Yeah, so I think there's a few things. It could be short-term, intermediate, and then housing emergency. In the short term, we could utilize the GSC's to subsidize mortgages, to buy more NBS for their portfolio, and to reduce G fees.G fees could be 60 basis ...

Core Insights - Mortgage rates for both purchase and refinance are currently stable, with the average 30-year rate at 6.04% and the 15-year rate at 5.44% [1][13] Mortgage Rates Overview - The national average mortgage rates are as follows: - 30-year fixed: 6.04% - 20-year fixed: 5.89% - 15-year fixed: 5.44% - 5/1 ARM: 6.13% - 7/1 ARM: 6.05% - 30-year VA: 5.52% - 15-year VA: 5.17% - 5/1 VA: 5.44% [4] Refinance Rates - Refinance rates are generally higher than purchase rates, with the current averages being: - 30-year fixed: 6.15% - 20-year fixed: 6.01% - 15-year fixed: 5.60% - 5/1 ARM: 6.37% - 7/1 ARM: 6.49% - 30-year VA: 5.67% - 15-year VA: 5.36% - 5/1 VA: 5.45% [4] Comparison of Mortgage Types - 15-year mortgage rates are typically lower than 30-year rates, but monthly payments are higher due to the shorter term [6] - For a $400,000 mortgage at 6.04% over 30 years, the monthly payment is approximately $2,409, resulting in $467,059 in interest paid over the term. In contrast, a 15-year mortgage at 5.44% would have a monthly payment of about $3,256, with total interest of $186,010 [7] Future Rate Predictions - Economists do not anticipate significant drops in mortgage rates before the end of 2026, with the Federal Reserve signaling potential rate cuts in 2026 and possibly 2027 [12] - The Mortgage Bankers Association (MBA) forecasts the 30-year mortgage rate to remain around 6.4% through 2026, while Fannie Mae predicts a slight decrease to 5.9% in Q4 2026 [14] - For 2027, the MBA expects rates to average 6.3%, with Fannie Mae estimating rates near 5.9% for the year [16]

Millions of homeowners are still locked into ultralow mortgage rates they don’t want to give up https://t.co/DXWGLTOgUN ...

Let's go inside out on Home Depot. Joining us now is Michelle Connell, president and owner of Porsche Capital Management. Welcome to the show, Michelle.>> Thank you for having me. >> All right, so let's get into this discussion about Home Depot. Stairs are down about 10% this year.Earnings continue to Wayne here. Uh, I know they're a pretty shareholder friendly type company with buybacks and raising that dividend, Michelle, but the way that I look at it is until we get interest rates down, you know, these s ...

Core Insights - Mortgage rates are currently stable, with the 30-year fixed rate at 6.03% and the 15-year fixed rate at 5.42% [1][18] - The Mortgage Bankers Association (MBA) forecasts that the 30-year mortgage rate will remain around 6.4% through 2026, while Fannie Mae predicts a slight decrease to 5.9% in Q4 2026 [20] Current Mortgage Rates - The national average for various mortgage types includes: - 30-year fixed: 6.03% - 20-year fixed: 5.95% - 15-year fixed: 5.42% - 5/1 ARM: 6.03% - 7/1 ARM: 6.18% - 30-year VA: 5.46% - 15-year VA: 5.05% - 5/1 VA: 5.16% [5] Mortgage Payment Insights - For a $300,000 mortgage at a 30-year term with a 6.03% rate, the monthly payment would be approximately $1,804, resulting in $349,599 in interest over the loan's life [8] - A 15-year mortgage at a 5.42% rate for the same amount would lead to a monthly payment of $2,439 and total interest of $138,936 [10] Adjustable-Rate Mortgages (ARMs) - ARMs typically start with lower rates than fixed mortgages but can increase after the initial period [11] - The 5/1 ARM has a fixed rate for the first five years, after which it adjusts annually [11] - Recent trends show that ARM rates can be similar to or even higher than fixed rates, necessitating careful comparison when choosing a mortgage type [13] Factors Influencing Mortgage Rates - Lenders offer lower rates to borrowers with higher down payments, excellent credit scores, and low debt-to-income ratios [14] - Options for reducing interest rates include paying for discount points at closing or utilizing temporary buydowns [15]

Why can’t the government drop ALL mortgage rates to 2% for every single family home as the primary residence ONLY.Wouldn’t that solve the housing crisis?Grant Cardone (@GrantCardone):America should have the lowest interest rates in the world! Trump will fix it!It makes no sense the wealthiest country with the dominant currency has interest rates higher than 34 other countries. ...

Millions of homeowners are still locked into ultralow mortgage rates they don’t want to give up https://t.co/r0icQffqJa ...

Mortgage rates are clinging just above 6%. According to Zillow, the average 30-year fixed mortgage rate is 6.03%, and the 15-year fixed rate is 5.42%. Why are Zillow's rates usually lower than those reported by Freddie Mac and elsewhere? Each source compiles rates by different methods. Zillow gets rates from its lender marketplace and Freddie Mac pulls information from loan applications submitted to its underwriting system. Mortgage rates vary by state, by lender, loan type, and many other factors. That's ...