Paul Frantz Vice President, Investor Relations S E C U R I T I E S A N A L Y S T M E E T I N G O C T O B E R 7 , 2 0 2 5 Dell Technologies Securities Analyst Meeting S E C U R I T I E S A N A L Y S T M E E T I N G O C T O B E R 7 , 2 0 2 5 Disclosures and Agenda Disclosures NON-GAAP FINANCIAL MEASURES This presentation includes information about non-GAAP revenue, non-GAAP operating income, non-GAAP net income attributable to Dell Technologies Inc., non-GAAP earnings per share - basic and non-GAAP earnings p ...

Brendan Foley Chairman, President and Chief Executive Officer 3rd Quarter 2025 McCormick & Company, Inc. Business Update, Financial Results, and Outlook | October 7, 2025 The following slides accompany an October 7, 2025 earnings release conference call. This information should be read in conjunction with the press release issued on that date. Actual results could differ materially from those projected in the forward-looking statements. The Company undertakes no obligation to update or revise publicly any f ...

Core Viewpoint - Ambac Financial Group is conducting an investor meeting to provide updates on recent transactions and business performance [1][2]. Group 1: Company Overview - The meeting is hosted by Kate Smith, Vice President and Director of Corporate Communications, indicating a structured approach to investor relations [1][2]. - Key executives participating in the call include Claude LeBlanc (President and CEO), David Trick (Chief Financial Officer), and Naveen Anand (President of Cirrata Group), highlighting the involvement of top management in communicating with investors [5]. Group 2: Financial Disclosures - The company emphasizes that forward-looking statements made during the call involve risks and uncertainties, and actual results may differ from those projected [3]. - Non-GAAP financial measures may be discussed, with reconciliations provided in recent earnings releases and other investor materials available on the company’s website [4].

Company Overview - Citizens Inc specializes in international life and endowment products and domestic final expense insurance in niche markets globally[11] - The company has over 250 employees, more than 3,300 producing agents, and $1.7 billion in assets[12] - Gross insurance in-force reached a highest-ever of $5.35 billion[12] - In 2024, premium revenue was diversified, with 34% from Taiwan, 15% from the United States, and smaller percentages from other countries[12] - The company rejoined the Russell 3000® and Russell 2000® indexes in June 2025[12] Financial Performance and Growth - The company's stock price increased 76% compared to the S&P 500 increase of 19% in the 12-month period ended 9/8/25[30] - Total revenues reached $65.1 million in Q2 2025, up from $62.1 million in the year-ago quarter[89] - Direct first-year life and A&H premiums increased by 20% in Q2 2025[37, 89] - Book value per share (GAAP) grew 18% year-over-year[97] Strategic Initiatives - The company's strategic roadmap focuses on driving revenue and EPS growth[26] - The company has increased its global network of producing agents by 53% since Q2 2024[19, 37] - The company is expanding its licenses to 43 underpenetrated U S states and Washington, DC[15, 19, 44]

Forward-looking statements PagSeguro Digital Ltd. (NYSE: PAGS) September, 2025 Strategic Update PAGS Long-Term View Forward-looking statements and Non-GAAP financial measures For an explanation of the foregoing non-GAAP measures, please see "Appendix" included in this presentation. These measures may be different from non-GAAP financial measures used by other companies. The presentation of this non-GAAP financial information, which is not prepared under any comprehensive set of accounting rules or principle ...

L.B. Foster Company Sidoti Small Cap Conference Nasdaq - FSTR September 2025 Safe Harbor Disclaimer Safe Harbor Statement This presentation may contain "forward-looking" statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as amended. Forward-looking statements provide management's current expectations of future events based on certain assumptions and include any statement that does not directly relate to any historic ...

Legal Disclaimer Cautionary note on forward-looking statements Certain information included in this presentation and discussed on the conference call that this presentation accompanies is forward-looking, including within the meaning of the Private Securities Litigation Reform Act of 1995, and involves risks, assumptions and uncertainties that could cause actual results to differ materially from those expressed or implied by forward-looking statements. Forward-looking statements cover all matters which are ...

Core Points - Charles River Laboratories announced the resignation of CFO Flavia H. Pease, effective September 29, 2025, and appointed Michael G. Knell as interim CFO while a search for a permanent successor is conducted [1][2] - The company reaffirmed its financial guidance for 2025, including revenue and non-GAAP earnings per share, based on its current outlook for third-quarter performance [3] Management Transition - Flavia H. Pease contributed significantly during her three years at the company, helping to navigate challenging demand environments and optimize cost structures [2] - Michael G. Knell, who has been with the company since 2017, is expected to lead the finance organization effectively during the interim period [2] Financial Guidance - The company maintains its previously provided financial guidance for 2025, indicating confidence in its revenue and earnings projections [3]

Core Viewpoint - Currency Exchange International, Corp. reported a net income of $4.2 million for Q3 2025, an 8% increase year-over-year, despite a 10% decrease in adjusted net income due to the discontinuation of operations at its Canadian subsidiary [1][4][10]. Financial Performance - Reported net income for Q3 2025 was $4.2 million, up 8% from the previous year, while adjusted net income decreased by 10% to $4.1 million [1][10]. - EBITDA for Q3 2025 was reported at $8.1 million, a 4% increase year-over-year, with adjusted EBITDA at $8.2 million, reflecting a 5% increase [2][10]. - Total revenue for Q3 2025 was $21.3 million, a 7% increase compared to $20.0 million in the prior year, driven by growth in Payments and Banknotes revenue [10][12]. Operational Highlights - The Group's Payments revenue increased by 24% year-over-year, while Banknotes revenue rose by 4% [10][12]. - The Group processed 51,727 payment transactions worth $1.77 billion in Q3 2025, compared to 40,859 transactions worth $1.36 billion in the prior period [12]. - The Group opened a new company-owned location in Scottsdale, Arizona, and added 138 new non-airport locations across the U.S. [12]. Strategic Developments - The decision to cease operations of the Exchange Bank of Canada was announced on February 18, 2025, with the subsidiary classified as discontinued operations starting Q2 2025 [5][10]. - The Group's capital position remained strong, with total equity of $83.8 million and net working capital of $67.6 million as of July 31, 2025 [4][10]. Shareholder Actions - The Group repurchased a total of 282,400 common shares for $4.25 million under a Normal Course Issuer Bid (NCIB) [6][10].

Financial Performance - Talent Development Solutions revenue was $101.2 million, a decrease of less than 1% year-over-year[26, 30] - Global Knowledge revenue declined by 10% in Q2 '26[30] - Total revenue declined by 3% in Q2 '26[30] - Adjusted EBITDA was $28.3 million, approximately flat compared to the prior year, representing 22% of revenue[26, 35] - Free cash flow was negative $22.6 million, influenced by seasonality and the timing of collections and disbursements[34, 35] - Adjusted operating expenses decreased by 3% year-over-year to $100.5 million[35] Business Highlights - The company achieved a roughly 99% Last-Twelve-Month (LTM) Dollar Retention Rate[26] - The number of technology learners on the Skillsoft platform increased by 50% year-over-year[17] - AI learners increased by 74% and total AI learning hours increased by 158%[17] Strategic Direction - The company is focused on AI-centric product innovation and reshaping its go-to-market strategy[12, 20] - Skillsoft is shifting towards a talent development lifecycle approach, targeting a $400 billion market opportunity[21, 22]