RT Chief_Engineer (@ChiefEngineerCE)They Don’t Work for YouThe H‑1B Isn’t Just Stealing Jobs... It’s Not Even Doing the Work.They said the H‑1B was about “top talent.”In reality, it’s become a passport for fraud, offshoring, and economic sabotage.Here’s the Game:• The H‑1B gets the badge, the cubicle, the paycheck• The actual work is done by a cousin back in Hyderabad• Remote login, fake résumés, offshore handoffs, it's routine• We train them. They train the next guy. The next guy is in India“He couldn’t an ...

RT Alb (@amandalouise416)When American jobs move overseas, our data, systems and infrastructure move with them.• ~300,000 U.S. jobs offshored each year• $41.6B in U.S. services exported to India• Estimated $105B in lost U.S. wages annually (and growing)At the same time, organizations operating in India face 96% more cyberattacks than the global average.That means the companies handling Americans’ financial data, health records, customer information and corporate systems are operating in one of the highest c ...

Core Viewpoint - Whirlpool, the largest appliance manufacturer in the US, is facing criticism for job cuts at its Iowa plant while increasing production in Mexico, raising questions about the effectiveness of Trump's tariff policies on US manufacturing [1][2][4]. Group 1: Job Cuts and Production Shifts - Effective March 9, 341 jobs are being cut at the Whirlpool plant in Amana, Iowa, following a previous cut of 250 jobs in July 2025, with more cuts anticipated later this year [3][10]. - The workforce at the Amana plant has decreased from nearly 3,000 to around 1,300 in recent years, indicating a significant reduction in local employment [5][10]. - Union officials claim that Whirlpool has been moving production lines to Mexico, which has contributed to the job losses in Iowa [4][13]. Group 2: Impact of Tariff Policies - Whirlpool has publicly supported Trump's tariff policies, claiming they would bolster US manufacturing, yet the company has lost 83,000 factory jobs since Trump took office in January 2025 [2][7]. - The tariffs have reportedly increased appliance prices by $1.5 billion annually, leading to decreased demand [7]. - Despite the claimed benefits of tariffs, workers at the Amana plant argue that these policies have not prevented job cuts and offshoring to Mexico [14][17]. Group 3: Union and Worker Reactions - Union representatives have criticized Whirlpool for the layoffs, especially after the company received substantial subsidies and tax credits in Iowa [9][10]. - Workers express feelings of betrayal, stating that the job cuts contradict the promises made under the USMCA agreement, which was intended to protect American jobs [12][15]. - Employees have reported a lack of communication from Whirlpool regarding the reasons for the cuts and the future of the plant [13][15]. Group 4: Company Statements and Future Outlook - Whirlpool describes the job cuts as part of a multi-year modernization plan aimed at transforming the Amana plant into a more dynamic operation [17]. - The company remains committed to supporting Trump's tariff policies and expresses confidence in future trade actions that will benefit US manufacturing [18].

Financial Data and Key Metrics Changes - In Q4 2025, revenue was $543 million, an 18% increase year-over-year, driven by acquisitions [24] - Full-year revenue grew 52% compared to the previous year, with approximately 2% organic growth [25] - Adjusted EBITDA for the full year was $447 million, with a margin increase of approximately 530 basis points year-over-year [26] Business Line Data and Key Metrics Changes - Financial Services revenue for Q4 was $439 million, up 23% year-over-year, with full-year revenue at $2.3 billion, a 70% increase [28] - Benefits and Insurance (BNI) revenue for 2025 was $410 million, representing 2% growth year-over-year, primarily driven by employee benefits and payroll services [30] Market Data and Key Metrics Changes - The company noted a soft market condition in the first half of 2025, impacting revenue growth, but saw improving sentiment in the second half [6][22] - More than 70% of revenue is recurring, providing resilience across economic cycles [22] Company Strategy and Development Direction - The strategic focus for 2026 and beyond includes attracting top talent, enhancing brand visibility, and deepening industry specialization [9][12] - The company aims to leverage AI and automation to improve efficiency and client service, viewing AI as an extension of existing automation initiatives [15][17] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about improving market conditions and client sentiment heading into 2026, expecting increased project-based work [21][45] - The company anticipates organic revenue growth of 2%-5% for 2026, with a focus on maintaining strong client relationships and expanding service offerings [32][38] Other Important Information - The company repurchased approximately 2.4 million shares for $160 million in 2025 and plans to continue share repurchases [27] - Free cash flow for the full year increased to $176 million, with a conversion rate of approximately 40% from Adjusted EBITDA [28] Q&A Session Summary Question: Impact of soft market conditions on revenue growth - Management noted that soft market conditions in the first half of 2025 affected revenue, but sentiment improved later in the year, leading to increased advisory work [41][45] Question: Role of AI in the business - Management indicated that AI will augment existing services, making processes more efficient, but the trusted advisor role remains critical [46][51] Question: Pricing expectations for 2026 - Management confirmed that pricing is expected to remain in the mid-single-digit range for 2026, consistent with 2025 [56][60] Question: Performance of SEC capital markets - Management acknowledged that SEC capital markets work was softer in 2025 due to market conditions but expressed optimism for improvement in 2026 [65][67] Question: Growth expectations for different business segments - Management highlighted that core accounting and tax services are more stable, while advisory services are more susceptible to market conditions [75][76]

Financial Data and Key Metrics Changes - For Q4 2025, revenue was $543 million, an 18% increase year-over-year, driven by acquisitions [25] - Full-year revenue grew 52% compared to the previous year, with an estimated 2% organic growth [26] - Adjusted EBITDA for the full year was $447 million, with a margin increase of approximately 530 basis points [27] - Full-year free cash flow increased by $65 million to $176 million, with a conversion rate of approximately 40% [30] Business Line Data and Key Metrics Changes - Financial Services revenue for Q4 was $439 million, up 23% year-over-year, with full-year revenue at $2.3 billion, a 70% increase [30] - Benefits and Insurance (BNI) revenue for 2025 was $410 million, representing 2% growth year-over-year, driven by employee benefits and payroll services [32] Market Data and Key Metrics Changes - The company noted that over 70% of its revenue is recurring, providing resilience across economic cycles [22] - The sentiment in the middle market improved towards the end of 2025, leading to increased project-based work [22][48] Company Strategy and Development Direction - The strategic focus for 2026 includes attracting and retaining top talent, elevating brand visibility, and deepening industry specialization [10][12] - The company aims to leverage AI and automation to enhance service delivery and operational efficiency [16][20] - CBIZ is positioned to capitalize on the growing demand for trusted advisory services in a complex business environment [4][5] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about improving market conditions and client sentiment heading into 2026 [22][48] - The company anticipates organic revenue growth of 2%-5% for 2026, with expectations for continued margin expansion [34] Other Important Information - The company repurchased approximately 2.4 million shares for $160 million in 2025 and plans to continue its share repurchase program [28][29] - Integration-related expenses are expected to decrease in 2026, contributing to improved profitability [35] Q&A Session Summary Question: Impact of soft market conditions on revenue growth - Management acknowledged that soft market conditions affected revenue growth in 2025 but noted improving sentiment and increased client comfort as the year progressed [43][45] Question: Role of AI in the business - Management emphasized that AI will augment their services, making processes more efficient while maintaining the importance of human judgment in advisory roles [49][50][54] Question: Pricing expectations for 2026 - Management indicated that pricing is expected to remain in the mid-single-digit range for 2026, consistent with 2025 [59][62] Question: Performance of SEC capital markets - Management noted that capital markets work was softer in 2025 due to market conditions but expressed optimism for improvement in 2026 [67][69] Question: Growth expectations for different business segments - Management highlighted that core accounting and tax services are more stable, while advisory services are more susceptible to market conditions, with expectations for growth in 2026 [76][78]

Financial Data and Key Metrics Changes - For Q4 2025, revenue was $543 million, an 18% increase year-over-year, primarily driven by acquisitions [23] - Full-year revenue grew 52% compared to the previous year, with an estimated organic growth of approximately 2% [24] - Adjusted EBITDA for the full year was $447 million, with a margin increase of approximately 530 basis points year-over-year [25] - Full-year free cash flow increased by $65 million to $176 million, with a conversion rate of approximately 40% [27] Business Line Data and Key Metrics Changes - Financial Services revenue for Q4 was $439 million, up 23% year-over-year, with full-year revenue at $2.3 billion, a 70% increase [27][28] - Benefits and Insurance (BNI) revenue for 2025 was $410 million, representing a 2% growth year-over-year, driven by employee benefits and payroll services [29] Market Data and Key Metrics Changes - The company noted that over 70% of its revenue is recurring, providing resilience across economic cycles [22] - The sentiment in the middle market has improved, with clients showing increased comfort in the business environment heading into 2026 [20][21] Company Strategy and Development Direction - The strategic focus for 2026 includes attracting and retaining top talent, elevating brand visibility, and deepening industry specialization [9][12] - The company aims to leverage AI and automation to enhance service delivery and operational efficiency [15][19] - CBIZ is positioned to capitalize on the growing demand for professional services in the middle market, driven by increased complexity and a shortage of accounting talent [4][5] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about improving market conditions and client sentiment, expecting continued growth in advisory work [41][44] - The company anticipates organic revenue growth of 2%-5% for 2026, with a focus on project-based work and macroeconomic conditions influencing performance [31][32] Other Important Information - The company completed significant integration work following the acquisition of Marcum, which is expected to drive long-term growth [6][8] - CBIZ plans to increase offshore hours from approximately 6% in 2025 to 10% in 2026, aiming for over 20% in the coming years [20][19] Q&A Session Summary Question: Impact of soft market conditions on revenue growth - Management noted that soft market conditions in the first half of 2025 affected revenue growth, but sentiment improved as the year progressed, leading to increased advisory work [40][41] Question: Role of AI in the business - Management emphasized that while AI will augment efficiency, the role of trusted advisors remains critical, as clients seek deep industry knowledge and holistic guidance [45][50] Question: Pricing expectations for 2026 - Management confirmed that pricing is expected to remain in the mid-single-digit range for 2026, consistent with 2025 [54][58] Question: Performance of SEC capital markets business - Management indicated that the capital markets work was softer in 2025 due to market conditions, but expressed optimism for improvement in 2026 [63][65] Question: Growth expectations across different business segments - Management highlighted that core accounting and tax services are more predictable, while advisory services are more susceptible to market conditions, with expectations for growth in 2026 [73][75]

RT Aesthetica (@Anc_Aesthetics)Free land in india courtesy of the indian government for politicians and lobbyists who sell out the American people and replace their jobs with offshore jobs for india.IT Serve is the same foreign lobbying group that wrote the H1B and OPT bills. Now they are trying to push through the "HIRE" act again which would double H1Bs along with making it much easier for indians to scam our immigration system.And btw Vivek Ramaswamy is their keynote speaker at their major conference in ...

RT Matt Forney (@mattforney)EXCLUSIVE: an insider at Charles Schwab discusses the incompetence of its Indian contractors and how white employees frequently have to clean up their mistakes, as well as their plans to offshore work to India in the coming months.According to him, the entire tech team at Charles Schwab, "which is probably over half of the 30,000 or so employees," is overwhelmingly Indian, and Charles Schwab also contracts out through major bodyshops such as Infosys, Wipro, and TCS, bringing in m ...

Industry Trend - Private equity firms are increasingly involved in the life insurance and annuity sectors, managing trillions of dollars of American savings [1] - These firms are shifting investments towards complex and private markets, including subsidiaries in Bermuda and the Cayman Islands [1] Investment Strategy - Wall Street firms claim to enhance insurer investment strategies to meet obligations and offer higher returns [1] - Concerns arise regarding the use of offshore reinsurers, opaque accounting, and private market investments, which may mask underlying vulnerabilities [1] Risk and Challenges - A Pennsylvania steelworkers group filed a lawsuit to protect their retirement funds from being managed by a private equity-owned entity [1] - The collapse of PHL Variable, a life insurer, could result in a $2.2 billion shortfall, potentially impacting policyholder payouts [1] - Industry experts caution that hidden fragilities could lead to cash shortages, fire sales, or failures if a significant economic downturn occurs [1]

Investment Strategy - The company is investing in rural America instead of offshoring jobs [1] Location - Focus on rural America [1]