Key Takeaways Stride's Q3 adjusted EBITDA rose 40% year over year to a record $168.3 million. LRN's 21% enrollment growth and cost discipline fueled a 190-bp gross margin increase to 40.6%. Shares have surged 104.6% in a year, with FY25 EPS estimates up to $7.09 from $6.96 in 60 days.Stride, Inc. (LRN) continues to deliver robust margin growth. In third-quarter fiscal 2025, the company reported a robust performance with adjusted EBITDA rising 40% year over year to a record $168.3 million. This expansion s ...

Investor Presentation May 2025 .头. Astrana Health Forward Looking Statements This presentation contains for ward-lookingstatements within the meacing of the Pivate Securities Lifyation Reform Att of 1985Section 274 of the Securities Aut and Section looding statements in blude any vatatements about the Company is business, financial conditibin, operating results, plans, odpectives, expectations and intentions, expansi market, our ability to successful Jr corrupted and realize the benefits of anticipated a ap ...

Cautionary Statement This presentation includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. When used in investor presentations, press releases, Securities and Exchange Commission (SEC) filings, and in oral statements made by or with the approval of one of our executive officers, the words or phrases like "expects," "anticipates," "believes," "intends," "likely will result," "estimates," "projects," or variations of such words and similar expression ...

Humana (HUM) 2025 Investor Day June 16, 2025 02:00 PM ET Speaker0 Ladies and gentlemen, welcome to Louisville, Kentucky for Humana's twenty twenty five Investor Day. Please welcome to the stage Lisa Stoner, Vice President of Investor Relations. Speaker1 Great. Good afternoon. Welcome to Humana's twenty twenty five Investor Conference. We really appreciate you all joining today. It is great to see so many familiar faces here in the room. And thank you to everyone that's joining us virtually. Over the next th ...

Chime is set to begin trading today. This after it priced its IPO uh early last evening. It was above the expected range, $27 a share, about 32 odd million shares.Uh valuing the online banking provider at about 11.6% billion. That of course before it begins trading. I did have the chance to sit down with the company's CEO, Chris Britt, last night.Uh we talked, of course, about its customer base. It targets Americans that are earning $100,000 a year and less and does so because they are not seen as being par ...

Invesco (IVZ) 2025 Conference June 10, 2025 11:25 AM ET Speaker0 Alright, we're gonna go ahead and get started here. For important disclosures, please see the Moran Stanley research disclosure website at moranstanley.com/researchdisclosures. Note that taking of photographs and the use of recording devices is not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. Good morning. Thanks for staying with us here at day one of Morgan Stanley Financials Conference. I' ...

In 2017, home improvement retail chain Floor & Decor Holdings (FND -1.45%) went public. It only had about 70 locations and was still virtually unknown. And investors could have bought it at any time during the past eight years. But now it's time to buy Floor & Decor stock like there's no tomorrow.Of course, that's just an expression -- there will be a tomorrow for Floor & Decor, and I believe it will be great for shareholders. That's why I believe it's worth the investment today. But when it comes to buying ...

Financial Data and Key Metrics Changes - The company reported a net inflow of $1.5 billion in April, with trends improving in May, despite a challenging environment for U.S. markets [5][7][9] - Operating income grew by 18% year-over-year in the first quarter, with a four percentage point expansion in margins [44] Business Line Data and Key Metrics Changes - Fixed income mandates continue to perform well, particularly in Europe, contributing to the positive net flows [6][9] - Active equity remains a significant revenue source, accounting for over 35% of total revenues, but faces challenges in outperforming benchmarks [25][26] Market Data and Key Metrics Changes - The company has approximately $275 billion in client assets in Asia, with Japan showing significant growth, managing $80 billion, double the amount from four years ago [12][13] - The EMEA region reported $14 billion in flows in the first quarter, with a mix of fixed income and ETFs driving performance [42] Company Strategy and Development Direction - The company aims to simplify and streamline its business while focusing on core activities and markets, particularly in Asia and India [20][21] - The strategic focus includes enhancing the active equity segment and expanding the ETF business, which has shown strong growth [45][49] Management's Comments on Operating Environment and Future Outlook - Management noted that cash on the sidelines remains high, with 20-25% of private wealth clients holding cash, indicating potential for future investment [4][78] - The company is optimistic about the growth potential in Asia, particularly in China, driven by demographic changes and government reforms [12][16] Other Important Information - The company has adopted a hybrid approach for its Alpha platform, which is expected to reduce implementation time and maintain cost efficiencies [87][88] - The partnership with Barings is aimed at expanding alternative credit strategies, leveraging both firms' strengths [55][60] Q&A Session Summary Question: What are the key drivers of your outperforming inflows compared to other players? - The company attributes its success to strong relationships and a long-standing presence in European and Asian markets, which have led to positive inflows despite challenges in the U.S. [8][9] Question: How is the active equity segment performing amid market volatility? - Active equity is crucial for the company, but it faces challenges as managers need to perform in the top quartile to attract and retain clients [25][26] Question: What is the outlook for the ETF business? - The ETF business is expected to continue growing, with the potential for active ETFs to reclaim some market share from passive investments [49][50] Question: How does the company plan to manage expenses moving forward? - The company has successfully reduced expenses while investing in growth areas, and it aims to continue finding operational efficiencies [91][92] Question: What are the capital allocation priorities? - The company plans to focus on investing back into the business, maintaining a payout ratio between 40-60%, and is open to share buybacks as opportunities arise [106][110]

Financial Data and Key Metrics Changes - The company reported a record first quarter in its investment banking segment, with expectations of a 10% year-over-year increase for the first half of the year [10] - The average FICO score of consumers at booking is 790, indicating strong consumer health [6] - Non-interest bearing accounts for retail customers are 26% above pre-COVID levels [7] - The company expects a 20% increase in net interest income (NII) for the year, with half attributed to balance sheet restructuring [47][49] Business Line Data and Key Metrics Changes - The commercial banking segment has seen double-digit growth over the past four years, with 90% of deposits tied to operating accounts [8] - C&I loans increased by approximately $1.5 billion in the first quarter, with similar growth expected in the second quarter [12] - The wealth management business has $61 billion in assets under management (AUM) [7] Market Data and Key Metrics Changes - The company has about $74 billion in C&I loans, with an estimated $1.5 billion potentially impacted by tariffs [18] - The company has a strong presence in mature markets with affluent demographics, which supports its consumer banking strategy [36] Company Strategy and Development Direction - The company has focused on targeted scale and has exited non-core businesses, such as indirect auto loans and vendor finance [32][33] - KeyCorp is concentrating on asset-light businesses, including investment banking and mass affluent wealth management [30] - The company aims to enhance its payments business by providing integrated solutions for middle-market companies [44] Management's Comments on Operating Environment and Future Outlook - Management believes the U.S. economy is not heading into a recession and may even be accelerating [21] - There is optimism regarding loan growth and the overall business environment despite uncertainties related to tariffs and geopolitical events [12][20] - The company is well-capitalized and has significant liquidity, positioning it favorably for future growth [26][46] Other Important Information - The company has a strategic minority investment from Scotiabank, which has enhanced its capital base and growth potential [46] - Management is focused on maintaining a balance between organic growth, dividends, and share repurchases, with a preference for share buybacks given the current stock valuation [91][92] Q&A Session Summary Question: How does KeyCorp view the current economic environment? - Management expressed confidence in the strength of their consumer base and the overall economy, noting that clients are in a strong position despite uncertainties [6][21] Question: What are the key growth areas for KeyCorp? - KeyCorp is focusing on its consumer banking, investment banking, and payments business as primary growth areas [30][34] Question: How does KeyCorp plan to utilize its excess capital? - The company plans to support client growth, invest in technology and people, and consider share repurchases rather than increasing dividends [88][91] Question: What is the outlook for loan growth and credit risk? - Management is optimistic about loan growth and believes that their customer base is solid enough to handle potential economic challenges [12][84]

Investor Presentation FIRST QUARTER | FISCAL YEAR 2026 Forward Looking Statements This presentation includes express or implied statements that are not historical facts and are considered forward-looking within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements generally relate to future events or our future financial or operational performance and may contain projections of our future results o ...