Group 1 - Covered call ETFs are highlighted as a top alternative for passive income investment, with unique risk and return factors that differentiate them from other yield-bearing instruments [1] Group 2 - Roberts Berzins has over a decade of experience in financial management, focusing on corporate financial strategies and large-scale financings [2] - He has contributed to institutionalizing the REIT framework in Latvia to enhance liquidity in pan-Baltic capital markets [2] - His work includes developing national SOE financing guidelines and frameworks for channeling private capital into affordable housing [2]