从 OKX 的朋友们这期 @Mercy_okx 对 @YettaSing 的访谈里最重要的几点：- 投资观就是人生观- 持续学习与迭代- 机会来了大胆干，不要计较沉没成本Mercy (@Mercy_okx):AI 正在吸干流动性，Crypto 还有戏吗？“AI 确实是当下全球最大的共识，所有的钱都在往那边倾斜”，直面这个残酷现实，亲历三个周期的 Yetta 反而看到了机会：Crypto 最惨淡的时候，正是 VC 进场的最好时机。她当下依然坚定押注 PayFi 与 CeDeFi，并笃定 AI 与稳定币的结合才刚刚拉开序幕 https://t.co/ANENEy9jhr ...

XRP is trading near $1.40, yet a Grayscale-linked analyst argues the asset is fundamentally detached from its real-world value. This creates a classic market paradox: Ripple has completed five strategic acquisitions and is processing billions in institutional volume, but the token price remains nearly 60% below its 2025 highs. On one side, we have a massive expansion of utility through Ripple’s new “PayFi” strategy. On the other, we have a stagnant price chart that has frustrated holders for months. Rig ...

RT Mango (@mango_)Exploring Solana Ep. 6: @humafinance2025 was big for DeFi and stables. Now, @solana users are turning to Huma Finance for PayFi and yield backed by real-world payments.I sat down with @0xErbil, co-founder of Huma, to discuss everything DeFi, RWA, stables, and beyond 👇00:00 Intro & Team background03:08 Going full time into crypto06:48 Origin of PayFi10:19 How Huma Finance works15:20 PayFi as a new DeFi category18:43 Volume & Visa comparison22:58 Bear market advantage31:40 Huma's goals for t ...

Partnership Announcement - PolyFlow 与 TabiPay 建立合作伙伴关系，旨在推动全球 PayFi 结算 [1] - TabiPay 是一个去中心化的消费者支付网络，获得了 Binance Labs 和 Animoca Brands 的支持 [1] Industry Focus - 该合作将 Web3 支付引入 TradeFi 领域 [1] - 行业正在经历从 TikTok 到 TradeFi 的 Web3 支付革命 [1]

RT PANews (@PANews)💬 #PANews 出品 | 对话 Solana 基金会主席 Lily Liu：重仓华语区，PayFi、DePIN 之后，下一个目标是「Everything Chain」11 年前，她在上海开启加密启蒙；11 年后，她带着 Solana 的全球战略与开放金融愿景再次回到这里。在@tongtongbee 本期专访中，Solana 基金会主席@SolanaFndn Lily Liu @calilyliu 深度解读了她的加密信仰、华语区布局策略，以及 Solana 在全球范围内构建「资产互联网」的最新进展。🌏 亮点速览：加密启蒙始于上海：从 Bobby Lee 到比特币白皮书，上海是她进入 Web3 世界的起点。重仓华语区：Solana 将继续投资开发者生态、社区建设与资本连接，“华语区的执行力全球领先”。PayFi 愿景：超越支付本身，打造开放、可组合的金融基础设施，让互联网拥有原生资本市场。Everything Chain：继 DePIN 之后，Solana 的目标是成为支持所有资产与赛道的「通用金融底层」。DAT 与传统机构：代币化推动金融认知重塑，机构正以前所未有的速度 ...

Core Viewpoint - OSL Group has announced a strategic plan to invest up to $30 million in collaboration with industry partners to accelerate the global development of its PayFi ecosystem, reflecting a strong growth trajectory in the digital asset space [1] Financial Performance - As of the latest report, OSL Group's stock rose by 3.82% to HKD 17.13, with a trading volume of HKD 22.24 million [1] - In the first half of 2025, OSL Pay generated revenue of HKD 55.9 million, accounting for 29% of the group's total revenue, primarily driven by the European market [1] Strategic Developments - OSL launched OSL Pay in April 2025 to optimize fiat and cryptocurrency exchanges, followed by the introduction of OSL Biz Pay for enterprise payment services in July [1] - Citigroup initiated coverage on OSL Group with a "Buy/High Risk" rating and a target price of HKD 21.8, which corresponds to a projected price-to-sales ratio of 22 times for 2025 [1] Market Outlook - Citigroup expressed optimism regarding OSL Group's focus on establishing a compliant digital asset exchange and payment gateway amid increasing regulatory scrutiny, leveraging its first-mover advantage in the Hong Kong cryptocurrency OTC market [1] - The firm anticipates that the growth of the PayFi business and the global expansion of regulated digital asset market operations will drive revenue growth of 80%, 60%, and 36% from 2025 to 2027 [1]

Core Viewpoint - OSL Group is experiencing a significant stock increase following the announcement of a strategic plan to invest up to $30 million in collaboration with industry partners to accelerate the global development of its PayFi ecosystem [1] Group 1: Financial Performance - As of the latest report, OSL Group's stock rose by 3.82% to HKD 17.13, with a trading volume of HKD 22.24 million [1] - In the first half of 2025, OSL Pay generated revenue of HKD 55.9 million, accounting for 29% of the group's total revenue, primarily from the European market [1] Group 2: Strategic Initiatives - OSL launched OSL Pay in April 2025 to optimize fiat and cryptocurrency exchanges, followed by the introduction of OSL Biz Pay for enterprise payment services in July [1] - The company is focusing on establishing a compliant digital asset exchange and payment gateway amid increasing regulatory scrutiny [1] Group 3: Analyst Ratings and Projections - Citigroup initiated coverage on OSL Group with a "Buy/High Risk" rating and a target price of HKD 21.8, reflecting a projected price-to-sales ratio of 22 times for 2025 [1] - The firm anticipates revenue growth of 80%, 60%, and 36% for OSL Group from 2025 to 2027, driven by the expansion of PayFi business and global growth in the regulated digital asset market [1]

Core Insights - BNB Chain has partnered with Better Payment Network (BPN) to develop a programmable, real-time payment layer utilizing stablecoin liquidity [1] - The initiative aims to integrate traditional finance with on-chain systems through a multi-stablecoin framework, supported by a $50 million investment from YZi Labs [2] Group 1: Partnership and Investment - The partnership focuses on creating a multi-stablecoin global settlement network that eliminates pre-funded accounts, enabling direct on-chain transactions [2] - The $50 million investment will be used to establish liquidity pools, develop initial corridors, and implement market-making mechanisms [5] Group 2: Infrastructure and Functionality - BPN's infrastructure is designed to connect centralized and decentralized finance (CeFi and DeFi) through a single layer for minting, swapping, and settling fiat-backed stablecoins [3] - The network will facilitate frictionless, real-time global settlements by connecting liquidity across various regional stablecoins, including BBRL, TRYB, cNGN, MEXAS, and EURI [3] Group 3: Benefits and Efficiency - BNB Chain promises faster settlement times, higher capital efficiency, and lower transaction costs for enterprises and financial institutions [2] - The model aims to reduce transaction costs from approximately 2% to just 30 basis points and decrease settlement times from days to hours [5] Group 4: Additional Features - Integrations with leading protocols on BNB, such as PancakeSwap and Aster, will enable on-chain arbitrage, derivatives trading, and FX hedging [4] - The launch of BPN Earn, supported by Binance Earn, will allow institutions to generate yield on idle capital [4] Group 5: Market Impact - BNB Chain has already surpassed $14.7 billion in stablecoin supply, indicating significant market presence [4] - The initiative is positioned as a step towards a global, instant payment system, referred to as PayFi [5]

Industry Focus & Strategic Direction - The market is constantly evolving, and OKX's strength lies in areas other than asset speculation [1] - It was previously suggested that OKX and X Layer should focus on payment and PayFi businesses, aligning with regulatory compliance and team expertise [1] - Stablecoins, like payments, can generate substantial revenue [1] Market Sentiment & Competition - The recent actions from Star (likely referring to a representative of OKX) may be perceived as somewhat impatient [1] - The market benefits from diverse exchanges and founders with varying approaches [1] - A healthy market and relationships require finding common ground despite differences [1] Call for Patience - The market should allow Star (OKX representative) some time to execute their strategy [1]

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