NetSuite Intelligent Payment Automation enables US customers to make fast,  secure , and flexible  vendor payments from within the world's #1 AI Cloud ERP LAS VEGAS , Oct. 7, 2025 /PRNewswire/ -- SuiteWorld --  Oracle NetSuite, the #1 AI Cloud ERP, and BILL  (NYSE: BILL), the intelligent finance platform trusted by half a million businesses to manage, move and maximize their money, have formed a strategic partnership to deliver enhanced payment processing to US customers. The new BILL-powered payment a ...

Core Viewpoint - Elliott Management has acquired a significant stake in BILL, indicating a belief that BILL could be a target for future takeovers in the payments sector [2][3]. Company Overview - BILL specializes in automating payments for small and medium-sized businesses (SMBs) and processes over $300 billion in transactions annually [3]. - At its peak in 2021, BILL was valued at $34 billion, but its shares have since declined by 85%, although they rose by 5.1% in after-market trading following news of Elliott's stake [3]. Market Context - The payments industry is witnessing increased takeover activity, with companies like Coupa and AvidXchange being taken private for $8 billion and $2.2 billion respectively, and Melio sold for up to $3 billion earlier this year [4]. - BILL is expanding its customer base to larger companies to secure more stable cash flows and is also working on increasing transaction fees [4]. Competitive Landscape - The B2B FinTech space is becoming more competitive, with established players like Intuit QuickBooks, PayPal, and American Express, as well as newer entrants such as Ramp and Brex, targeting SMBs with financial automation solutions [5]. - BILL differentiates itself by offering an integrated suite that includes accounts payable (AP), accounts receivable (AR), spend management, and expense tracking, positioning itself as an end-to-end financial workflow enabler [6]. Technology Adoption - Research indicates that SMBs are increasingly utilizing technologies like AR automation to improve efficiency, speed, and accuracy, which helps them remain competitive [7].

Core Insights - Crane Nxt reported fiscal Q2 2025 earnings with GAAP revenue of $404.4 million, a 9.1% increase year-over-year, exceeding analyst expectations of $383.16 million [1][2] - Non-GAAP EPS was $0.97, surpassing the consensus of $0.95 but down from $1.06 in the previous year, indicating operational pressures despite revenue growth [1][2] - The company maintained its full-year outlook, emphasizing confidence in improving profitability and integration benefits [1] Financial Performance - GAAP revenue increased by $33.8 million year-over-year, with $26.7 million attributed to acquisitions and $10.1 million from favorable foreign currency translation [5] - Organic core sales decreased by $3.0 million, reflecting a 1% decline, indicating underlying demand weakness [5] - GAAP operating profit margin fell to 11.8%, down 6.4 percentage points from the previous year, while adjusted operating profit margin decreased by 2.9 percentage points to 21.2% [2][8] Business Segments - The Payment Innovations segment experienced a 5.8% decline in sales year-over-year, with core sales down 7.3%, primarily due to lower volumes in the vending market [6] - The Security and Authentication Technologies segment saw a revenue increase of 32.0%, driven by both acquisitions and organic growth, with core sales up 9.1% [7] - The segment recorded a backlog of $447.2 million, supported by strong demand for micro-optics and digital authentication services [13] Acquisitions and Strategic Focus - Recent acquisitions, including OpSec Security and De La Rue Authentication Solutions, are aimed at expanding the company's authentication and security solutions [4] - Management highlighted the importance of effective integration of acquisitions and capturing operational synergies as key priorities for the second half of the year [15] - The company is addressing margin pressures and managing rising debt levels due to acquisition financing, with total debt increasing to $1.13 billion [9] Future Guidance - Management expects sales growth of 6% to 8% for fiscal 2025, with adjusted EPS projected between $4.00 and $4.30 [14] - The outlook for Payment Innovations indicates flat to slightly negative sales, while Security and Authentication Technologies is forecasted to achieve 19% to 21% annual sales growth [14] - Adjusted free cash flow conversion guidance is set at approximately 90% to 110% for the full year, excluding one-time items [14]