Overview - TabiPay 旨在通过 Web3 原生支付基础设施赋能全球 80 亿人，实现金融自主权 [1] - TabiPay 是全球首个去中心化消费金融网络 [1] Technology & Ecosystem - TabiPay 连接 Web2 用户和 Web3 流动性，范围从 TikTok 到 DeFi [1] - TabiPay 桥接资本和商业，包括 BNB Chain 的 b402 支付流等生态系统 [1] Target User - TabiPay 的目标用户是 8 billion (十亿) 人 [1]

Emerging Trend - The "Spend-to-Earn" narrative is gaining traction, with crypto cards becoming increasingly popular [1] - New payment infrastructure is being developed to connect blockchains to TradFi [1] Key Players - Payy is building an Ethereum L2 zk rollup for private & compliant payments [1] - Holyheld, with its new Brrrnetwork, is making money programmable [1] - KASTcard is planning to launch its own stablecoin [1] Airdrop Opportunities - Tokenless cards from Payy and Kast are running points campaigns, potentially leading to significant rewards [2] - Cypher is dropping CYPR tokens for testnet users [2] Token Sales - Holyheld has already launched the $BRRR token sale via its app, with a potential airdrop for active users [2]