Core Points - BNP Paribas has received notification from the European Central Bank regarding the 2025 Supervisory Review and Evaluation Process (SREP), which outlines the Group's capital requirements and leverage ratio on a consolidated basis [2][3] - The Pillar 2 Requirement (P2R) for BNP Paribas is set at 1.73% as of January 1, 2026, reflecting a decrease of 11 basis points compared to the 2024 SREP [3] - The Common Equity Tier 1 (CET1) requirement is 10.44% as of January 1, 2026, which includes various buffers [4] Capital Requirements - As of September 30, 2025, BNP Paribas exceeds the regulatory capital requirements with a CET1 ratio of 10.51%, a Tier 1 ratio of 12.31%, and a Total Capital ratio of 14.71% [5] - The Tier 1 Capital ratio requirement is 12.23%, while the Total Capital ratio requirement is 14.62% [7] - The leverage ratio remains unchanged at 3.85% [7] Stress Test Results - The results from the 2025 stress test conducted by the EBA and ECB place BNP Paribas in the first bucket of the ECB's Pillar 2 Guidance (P2G), with a range of 0 to 100 basis points, lower than the previous range of 50 to 200 basis points [5] Corporate Profile - BNP Paribas operates in 64 countries with nearly 178,000 employees, focusing on various banking and financial services [6] - The Group has a strong presence in Europe, the Americas, and Asia-Pacific, with key positions in commercial banking, investment services, and corporate banking [6] - The company has implemented a Corporate Social Responsibility approach to contribute to a sustainable future while ensuring performance and stability [8]

Core Viewpoint - BNP Paribas has received a notification from the European Central Bank regarding the 2025 Supervisory Review and Evaluation Process (SREP), indicating a decrease in the Pillar 2 Requirement (P2R) compared to 2024 SREP [2][3]. Capital Requirements - The P2R for BNP Paribas as of January 1, 2026, is set at 1.73%, which is a reduction of 11 basis points from the 2024 SREP, with 1.05% required in Common Equity Tier 1 (CET1), down 9 basis points from 2024 SREP [3]. - The CET1 requirement as of January 1, 2026, is 10.44%, which includes 1.50% for the G-SIB buffer, 2.50% for the Conservation buffer, 1.05% for the P2R, 0.75% for the countercyclical buffer, and 0.14% for the systemic buffer [4]. Regulatory Compliance - As of September 30, 2025, BNP Paribas is significantly above the regulatory requirements, with CET1 at 10.51%, Tier 1 at 12.31%, Total Capital at 14.71%, and a leverage ratio of 3.85% [5]. - The Tier 1 Capital ratio requirement is 12.23%, with 1.34% attributed to the P2R, while the Total Capital ratio requirement is 14.62%, with 1.73% for the P2R [7]. Stress Test Results - The results from the 2025 stress test conducted by the EBA and ECB have positioned BNP Paribas in the first bucket of the ECB's Pillar 2 Guidance (P2G), with a range of 0 to 100 basis points, lower than the previous range of 50 to 200 basis points [5]. Company Overview - BNP Paribas is a leader in banking and financial services in Europe, operating in 64 countries with nearly 178,000 employees, including over 144,000 in Europe [6]. - The Group has key positions in three main fields: Commercial, Personal Banking & Services, Investment & Protection Services, and Corporate & Institutional Banking, providing a wide range of financial solutions [6].