Key Takeaways LMND's in-force premium hit $1.16B in Q3, its eighth consecutive quarter of accelerating growthGrowth was driven by AI-powered underwriting, product expansion, and entry into European markets.Improved IFP has cut LMND's average LAE to 7%, enhancing operating leverage across the business.Lemonade Inc. (LMND) is a compelling long-term investment case, backed by steady growth in premiums-in-force, which, in turn, is driven by a compelling portfolio, geographic expansion and technology.  Third qua ...