this growth trend is not a coincidence: https://t.co/1WGYwpxyneDiogo Mónica (@diogomonica):Stablecoins turn dollars into software. They are programmable, 24/7, globally transferable, and can execute conditional logic. Traditional dollars cannot run code. The explosion of cryptoneobanks proves that permissionless and programmable money is not hype, it is a superpower. ...

Market Position - WisdomTree's $WTGXX tokenized money market fund has reached over $919 million in onchain capital deployed [1] - WisdomTree's tokenized money market fund experienced a 91% growth in just the last 3 weeks [1] - WisdomTree Funds is now the 2nd largest tokenized treasury, only behind BlackRock's BUIDL ($24 billion) [1] Technology & Infrastructure - The fund is built and secured on Ethereum [1] - The industry anticipates the next wave of programmable money and finance [1]

BRRR Network Overview - BRRR is a universal settlement layer connecting blockchain networks with traditional payment systems, enabling programmable transactions at global scale [1] - BRRR aims to connect specialized stablecoins, dedicated payment networks, and sophisticated primitives [3] Key Features and Integrations - BRRR allows any financial institution or service provider to orchestrate payments onchain via API [2] - BRRR integrates with any network, token, or smart contract logic [2] - BRRR connects 20 networks and integrates with over 150 protocols [3] Achievements - BRRR powers the largest Web3 card [3] - BRRR has processed over $200 million in real-world payments [3]

Industry Concerns Regarding Data Access Fees - The financial industry expresses concern that charging high fees for consumer financial data access is technically backwards, economically short-sighted, and strategically dangerous, potentially breaking the infrastructure being built [2] - The industry believes this issue extends beyond fintech, impacting control over the future of programmable money, open finance, and digital ownership, and influencing where the next generation of innovation is built [3] - The industry views the attempt by some banks to turn APIs into toll roads as a privatization of what was intended to be a public good, hindering innovation by making access expensive [4] - The industry highlights that JPMorgan is charging some fintechs millions of dollars for data access that customers have authorized, which is seen as creating a moat rather than improving security [5] Legal and Ethical Considerations - The industry emphasizes that the right to access one's own financial data should not be for sale, citing Section 1033 of the Dodd Frank Act, which grants consumers the right to access and share their financial data [6] - The industry argues that data ownership without access is not true ownership, and restricting access slows down the sector without requiring new laws [7] Impact on Innovation and Competition - The industry warns that restricting or pricing access in a way that favors larger players kills optionality and forces developers to find workarounds, potentially breaking the system [9] - The industry notes that some fintechs are considering reverting to screen scraping, passing costs to consumers, or shutting down entirely due to these fees [9] Global Competitive Landscape - The industry cautions that the United States risks falling behind as Europe expands its PSD3 framework, the UK rolls out Open Banking Plus, and Brazil, India, and Singapore build real-time interoperable financial rails that treat access as a utility [10] - The industry stresses that if the US wants to lead in areas like programmable money, real-world assets, stablecoins, and self-custodial finance, it must defend the principle that consumer data access should be easy, safe, and free [11]