Company Overview - BankUnited is a regional banking institution with a significant presence in Florida and the New York metropolitan area, focusing on commercial banking and technology-enabled services to drive stable earnings and maintain a competitive position among regional banks [5][8] - The bank offers a comprehensive suite of deposit products, commercial and consumer loans, and treasury management services, primarily serving commercial businesses, small and medium-sized enterprises, and individual consumers [8] Financial Performance - For the latest quarter, BankUnited reported a net income of $71.9 million, or $0.95 per share, with a net interest margin of 3.00%, up from 2.93% in the prior quarter [6] - Year-to-date earnings reached $199.1 million, reflecting a 22% increase year over year, despite flat deposits and easing funding costs [6] - The bank's revenue for the trailing twelve months (TTM) is $1.07 billion, with a net income of $268.40 million and a dividend yield of 3% [4] Investment Activity - HoldCo Asset Management disclosed a new stake in BankUnited, purchasing 936,900 shares valued at approximately $35.75 million, which represents 3.77% of its $947.56 million in reportable U.S. equity assets [2][3] - As of the latest filing, BankUnited shares were priced at $44.57, reflecting a 17% increase over the past year, slightly outperforming the S&P 500's 16% gain during the same period [3] Capital Strength - BankUnited ended the quarter with a Common Equity Tier 1 (CET1) ratio of 12.5%, and its tangible book value increased by 8% year over year to $39.27 per share, indicating strong capital strength [9]

Core Insights - Mendon Capital Advisors Corp acquired 144,000 shares of FB Financial Corporation, valued at approximately $7.62 million, during the third quarter of 2025 [1][2][10] - This acquisition represents about 2.92% of Mendon Capital's total reportable U.S. equity assets, which amount to approximately $260.71 million as of September 30, 2025 [3] Company Overview - FB Financial Corporation is a regional bank holding company based in Nashville, Tennessee, operating through FirstBank with a network of full-service branches and mortgage offices [6] - The company offers a diversified banking and mortgage platform, focusing on both commercial and retail client needs, and emphasizes local market expertise [6][9] - As of December 5, 2025, FB Financial's market capitalization is $3.05 billion, with a trailing twelve months (TTM) revenue of $815.45 million and net income of $103.55 million [4][6] Performance Metrics - FB Financial's stock price was $56.87 as of December 8, 2025, reflecting a 2.2% increase over the past year, although it underperformed the S&P 500 by 12.1 percentage points [3] - Over the last five years, FB Financial's stock has increased by 81%, trailing the S&P 500's total return of 100% but outperforming the State Street SPDR S&P Regional Banking ETF (KRE), which advanced by only 46% during the same period [12][13] - The compound annual growth rate (CAGR) for FB Financial over the last five years is 12.6%, compared to KRE's CAGR of 7.9% [13]