Key insight: Truist's fourth-quarter earnings were hurt by $130 million in legal-related fees and $63 million in severance costs. What's at stake: As part of the settlement agreement related to a court case involving overdraft fees, the bank has agreed to pay up to $240 million. Forward look: Truist Chief Financial Officer Mike Maguire said restructuring charges should be "lower in 2026, modestly," though there will still be severance-related costs. Truist Financial has agreed to pay up to $240 millio ...