These drops usually followed specific shocks—regulatory actions, exchange delistings, or broader market crashes—rather than slow structural decay. In historical XRP chart patterns, what happened after the compression mattered more than the decline itself. Once panic exhausted itself and sellers thinned out, recoveries arrived quickly.XRP has spent extended periods trading below $2.50 three times in five years. Each time looked discouraging in XRP’s price history. Prices drifted sideways for months while sen ...

Key Points Standard Chartered analyst Geoffrey Kendrick thinks XRP's price could increase at 73% annually during the next three years. Ripple CEO Brad Garlinghouse says XRP could capture 14% of payment volume currently handled by the SWIFT system within five years. The SEC is likely to approve several spot XRP ETFs before the end of 2025, which should boost demand among retail and institutional investors. 10 stocks we like better than XRP › XRP (CRYPTO: XRP) is the fourth-most valuable cryptocurre ...

Market Trends - Crypto markets rally after Trump's $2K 'tariff dividend' proposal [2] - XRP jumps 10% as five spot XRP ETFs list on the DTCC ahead of a potential U S launch [2] Company News - @MidnightNtwrk sponsors CoinDesk Media Network [1] - Ledger IPO is under discussion [2]

Cryptocurrency Exchange - Coinbase launches public token sales platform [1] Blockchain Technology - Monad unveils tokenomics [1] Regulatory Landscape - DTCC lists five spot XRP ETFs [1]

Ripple’s new venture, Evernorth Holdings, has recently acquired around $1 billion worth of XRP tokens. The move marks one of the largest single-entity accumulations of XRP to date, suggesting a renewed institutional push for the cryptocurrency’s adoption. According to data from CryptoQuant, Evernorth’s XRP holdings total 388.7 million tokens, purchased at an average price of $2.44 per coin. At the current XRP market price of around $2.66, the company’s holdings are worth about $1.03 billion. This gives ...

Core Viewpoint - The SEC's classification of XRP as a financial security posed significant regulatory challenges for Ripple, but a favorable ruling and subsequent settlement have opened up potential growth avenues for the cryptocurrency [1][2][4]. Group 1: XRP's Market Position and Supply - XRP has a total supply of 100 billion tokens, with 60 billion in circulation and 40 billion held by Ripple, which releases tokens to meet institutional demand [2]. - Currently, XRP is the fifth-largest cryptocurrency with a market capitalization of approximately $150 billion, recently reaching a seven-year high [4]. Group 2: Ripple's Business Model and Use Case - Ripple created the Ripple Payments network to facilitate instant cross-border money transfers for banks, using XRP to standardize transactions and reduce foreign exchange fees [3][5]. - The XRP transfer cost is minimal, approximately 0.00001 tokens, which is a fraction of one U.S. cent [3]. Group 3: Regulatory Developments and Future Prospects - The SEC's settlement with Ripple has been a catalyst for XRP's price increase to $3.65, the highest since 2018, and there is optimism regarding the potential approval of spot XRP exchange-traded funds (ETFs) [7]. - The SEC's supportive stance towards the crypto industry may lead to increased demand for XRP through ETFs, which would buy tokens directly [7][9]. Group 4: Challenges and Concerns - Despite the positive developments, there are concerns about XRP's long-term demand due to its centralized nature and the fact that banks can use fiat currency for transactions without needing XRP [11][12]. - Ripple's launch of its stablecoin, Ripple USD, may further diminish the demand for XRP as it offers a less volatile alternative for payments [13]. - Historical performance indicates that XRP has previously lost significant value, raising concerns about its future price trajectory [14].