VersaBank (NasdaqGS:VBNK) Q4 2025 Earnings Call December 10, 2025 09:00 AM ET Company ParticipantsJohn Asma - CFOWade MacBain - Head of Investor RelationsDavid Taylor - PresidentConference Call ParticipantsTim Switzer - AnalystJoseph Yanchunis - AnalystAndrew Scott - AnalystWade MacBainGood morning, ladies and gentlemen, and welcome to the VersaBank Fourth Quarter Fiscal 2025 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the fourth quart ...