With expectations that the Federal Reserve will cut its rate at next week’s meeting, increasing national debt, and a government shutdown in its fourth week, where are mortgage rates heading long term? Mortgage interest rates are determined by many factors, a primary one being the 10-year Treasury yield. At Yahoo Finance, we’ve designed a five-year mortgage rate forecast, built on a 10-year yield correlation, that provides some insight. Mortgage rates are tuned to the government bond market Mortgage rate ...