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PSQ Holdings (NYSE:PSQH) 2025 Earnings Call Presentation
2025-09-25 15:00
PublicSquare's Vision and Strategy - PublicSquare aims to lead the next era of finance through values-driven innovation, focusing on high-margin, low-capital growth[31] - The company is building a financial technology ecosystem committed to protecting life, family, and liberty through values-driven innovation[12] - PublicSquare is uniquely positioned to lead the next era of finance with high-margin, low-capital growth, leveraging Fintech Forward, Values as Foundation, Relationships for Distribution, and Proprietary Forecasting[31] - The company is building a fully integrated financial ecosystem that spans payments, credit, digital assets, and treasury services[85] - PublicSquare emphasizes the importance of values alignment, merchant-first relationships, and fintech innovation in one platform to create sticky adoption and pricing power[86] Market Opportunity and Paradigm Shift - $84 trillion in U S wealth is expected to shift from Boomers to Millennials and Gen Z by 2045, presenting a significant opportunity for PublicSquare[26] - The economy is changing due to evolving consumer expectations, tech disintermediation, and cultural realignment, creating opportunities for disruption[16] - Traditional banks and lenders are structurally slow and expensive, incentivized to protect existing business models, creating an opportunity for PublicSquare[20] - Merchants and consumers have been targets of discrimination, leading to a need for cancel-proof alternatives[23] - The company aims to lead a multi-trillion-dollar money-movement market[90] Financial Projections and Valuation - The company projects total Fintech revenue to be at least $32 million in 2026[103] - The company expects a market value of 1-2x TTM revenue of $134 million as of 9/30/25 from the EveryLife Marketplace divestiture[95] - A 10x blended revenue multiple is justified given market comparables[104] - The company projects $165 million in total Fintech revenue for 2025[103]