Core Insights - Joseph Jones, a professor with over fifteen years of market study experience, emphasizes portfolio construction from a dividend growth investor's perspective [1] Group 1 - The insights expressed in the research are solely those of Joseph Jones and do not represent the views or financial interests of his employer [1]

Group 1 - Younger investors tend to favor growth-oriented stocks to build wealth, while older investors shift towards dividend-paying stocks as they approach retirement [1] - The author has been investing since September 2017 and has a long-standing interest in dividend investing since 2009 [1] - The blog "Kody's Dividends" documents the journey towards financial independence through dividend growth investing [1] Group 2 - The article expresses personal opinions and does not provide compensation for the analysis [2] - Seeking Alpha's analysts include both professional and individual investors, who may not be licensed or certified [2]