Investors interested in stocks from the Financial - Mortgage & Related Services sector have probably already heard of Federal Agricultural Mortgage (AGM) and Zillow Group (ZG) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look.We have found that the best way to discover great value opportunities is to pair a strong Zacks Rank with a great grade in the Value category of our Style Scores system. The Zacks Rank favors stocks with stro ...

Federal Agricultural Mortgage (AGM) came out with quarterly earnings of $4.32 per share, beating the Zacks Consensus Estimate of $4.29 per share. This compares to earnings of $3.63 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +0.70%. A quarter ago, it was expected that this rural real estate lender would post earnings of $4 per share when it actually produced earnings of $4.19, delivering a surprise of +4.75%.Over the last ...

Federal Agricultural Mortgage (AGM) Q2 2025 Earnings Call August 07, 2025 04:30 PM ET Speaker0Afternoon, ladies and gentlemen, and welcome to the Farmer Mac Second Quarter twenty twenty five Earnings Results Conference Call. At this time, all participant lines are in a listen only mode. Following the presentation, we will conduct a question and answer session. Please press 0 for the operator. Also note that this call is being recorded on 08/07/2025.I would now like to turn the conference over to Jalpa Nazar ...

Equity Investor Presentation Second Quarter 2025 Forward-Looking Statements In addition to historical information, this presentation includes forward-looking statements that reflect management's current expectations for Farmer Mac's future financial results, business prospects, and business developments. Forward-looking statements include, without limitation, any statement that may predict, forecast, indicate, or imply future results, performance, or achievements. Management's expectations for Farmer Mac's ...

As filed with the Securities and Exchange Commission on August 7, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. 2100 Pennsylvania Avenue N.W., Suite 450 N, Washington, DC 20037 (Address of princi ...

Farmer Mac Reports Second Quarter 2025 Results - Outstanding Business Volume Exceeds $30 Billion - WASHINGTON, D.C., August 7, 2025 — The Federal Agricultural Mortgage Corporation (Farmer Mac; NYSE: AGM and AGM.A), the nation's secondary market provider that increases the accessibility of financing to provide vital liquidity for American agriculture and rural infrastructure, today announced its results for the fiscal quarter ended June 30, 2025. "I'm very pleased to report that we delivered record results a ...

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Core Viewpoint - The conference call is focused on the Q1 2025 earnings results of Federal Agricultural Mortgage Corporation (Farmer Mac), highlighting the company's performance and future outlook [1]. Group 1: Company Overview - Farmer Mac's earnings conference call is led by Jalpa Nazareth, Senior Director of Investor Relations and Finance Strategies [3]. - The call includes participation from key executives such as Brad Nordholm, President & CEO, and Aparna Ramesh, EVP, CFO & Treasurer [1][5]. Group 2: Financial Disclosures - The call will discuss non-GAAP financial measures, with disclosures and reconciliations available in the most recent Form 10-Q and earnings release on Farmer Mac's website [5]. - Forward-looking statements regarding the company's business strategies and prospects will be presented, based on management's current expectations [4].

Financial Data and Key Metrics Changes - The company achieved record quarterly revenue, net effective spread, and core earnings in Q1 2025, with core earnings increasing by 6% year-over-year to $46 million [5][16] - Gross new business volume reached $1.8 billion, reflecting high single-digit growth in total revenue and net effective spread [6][15] - Outstanding business volume grew by $232 million, ending the quarter at $29.8 billion [7][16] Business Line Data and Key Metrics Changes - The infrastructure finance line of business grew by approximately $750 million, with a notable $300 million AgVantage security closed in the power and utility segment [8][9] - The broadband infrastructure segment grew by 22% since year-end, reaching nearly $1 billion [8] - The renewable energy segment grew by nearly $200 million, a 14% increase since year-end [9] - Farm and ranch loan purchases saw a net increase of $86 million despite $500 million in scheduled maturities [9][10] Market Data and Key Metrics Changes - The company noted a strong demand for refinancing and incremental borrowing in the farm and ranch segment, which is core to its mission [11][12] - The overall credit profile remained strong, with a total allowance for losses of $27 million as of March 31, 2025, reflecting a $1.7 million increase from year-end 2024 [19][20] Company Strategy and Development Direction - The company continues to focus on mission-based profitable growth, diversifying its portfolio to create opportunities in various interest rate environments [6][12] - There is an emphasis on strategic investments and talent acquisition in infrastructure finance and renewable energy to build expertise and capacity [9][12] - The company plans to enhance its securitization program to optimize the balance sheet and target new asset opportunities [23] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in navigating broader market uncertainties stemming from interest rates, regulatory shifts, and policy changes [5][28] - The company anticipates continued growth in the farm and ranch segment due to agricultural economic tightening and potential government support programs [11][28] - Management highlighted a strong liquidity position with $1 billion in cash and short-term instruments, positioning the company well against potential market disruptions [24][25] Other Important Information - Operating expenses increased by 8% year-over-year due to investments in infrastructure technology and higher licensing fees [17] - The efficiency ratio for Q1 2025 was 29%, reflecting a disciplined approach to expense management [17][24] Q&A Session Summary Question: Impact of tariffs on agricultural shipments to China - Management discussed historical support programs for farmers during tariff disruptions and noted current shifts in trade to Mexico due to high tariffs [31][32] Question: Dynamics of net effective spread across business lines - Management explained that the net effective spread increase was driven by strong loan activity in the farm and ranch segment, with a strong pipeline heading into Q2 [35][37] Question: Renewable energy tax credits and outlook - Management confirmed no similar tax credit activity in Q1 2025 but remains optimistic about future opportunities [55] Question: Applications of AI within the company - Management indicated a focus on using AI to improve internal processes, particularly in loan document management [72][73]