Workflow
retirement savings
icon
Search documents
Holiday Season Isn’t Alt Season
Yahoo Finance· 2025-12-15 17:57
Group 1: Cryptocurrency Market Overview - The cryptocurrency market has not recovered since the significant drop on October 10th, with Ethereum (ETH) and Dogecoin (DOGE) struggling to regain previous highs [1][3] - Ethereum reached a low of $2.6k in late November and has been trading around $3k, showing limited movement in early December [1][2] - Dogecoin's price has declined sharply, currently trading below 13 cents, down from nearly 50 cents a year ago, indicating a bearish trend [3] Group 2: Ethereum's Positioning - Ethereum is well-positioned to support real-world assets (RWAs) due to backing from major institutions and the SEC Chair's advocacy for on-chain financial markets [2] - The robust infrastructure and liquidity of Ethereum suggest potential for better price action as the year ends, especially with significant buying from institutional players [2] Group 3: Dogecoin Developments - Despite its price decline, Dogecoin is undergoing development with initiatives like DogeOS being worked on by dedicated engineers, indicating ongoing interest and potential for future growth [3] - The market for DOGE, similar to other cryptocurrencies, is awaiting a catalyst to stimulate a price recovery [3]
Stock Market Live December 15: S&P 500 (VOO) Rises as Investors Await Economic Data
Yahoo Finance· 2025-12-15 15:15
James Leynse / Corbis Historical via Getty Images This article will be updated throughout the day, so check back often for more daily updates. The Vanguard S&P 500 ETF (NYSEMKT: VOO) lost 0.6% last week, but may gain nearly all that back in just one day Monday. The ETF is up 0.5% premarket as investors get set to receive a whole raft of economic news this week. On Tuesday, the U.S. Bureau of Labor Statistics (BLS) will report nonfarm payrolls figures for November, giving us our freshest data yet on the ...
Why this expert thinks the AI bubble is "ridiculous," how interest rates impact retirement savings
Yahoo Finance· 2025-12-10 18:06
Market Catalysts host Julie Hyman takes on the day's biggest market stories on December 10, 2025. Athene USA co-president and Athene Holding COO, Michael Downing, speaks with Yahoo Finance executive editor Brian Sozzi about how investors can close the savings gap while continuing to save for retirement. Athene USA is a subsidiary of Yahoo Finance's parent company, Apollo Global Management. Humilis Investment Strategies CEO and Chief Investment Officer Brian Belski also comes on to talk about why he finds al ...
Young men aren’t investing in a 401(k) for retirement — they’re banking on bitcoin
Yahoo Finance· 2025-12-09 14:38
Core Insights - Young American men are increasingly investing in cryptocurrency, with 26% owning crypto and 28% owning any crypto-based asset, surpassing the 21% who have traditional retirement accounts [2] - Bitcoin is the most popular cryptocurrency among young men, with 53% reporting ownership, while 18% own ether or Solana [3] - Higher-income and college-educated young men are more likely to own both cryptocurrency and retirement accounts, indicating a shift in investment behavior [3][5] Group 1: Cryptocurrency Ownership - 26% of young men own cryptocurrency, and 28% own crypto-based assets, which is higher than the 21% who have a 401(k) or similar retirement fund [2] - Among crypto holders, 53% own Bitcoin, while 18% own ether or Solana, with less than 20% investing in "memecoins" [3] Group 2: Demographics and Investment Behavior - Young men with family incomes of $100,000 or more show higher rates of cryptocurrency ownership (42%) and retirement fund ownership (33%) compared to those earning under $60,000 [3] - 39% of college-educated young men own cryptocurrency, compared to 23% of those without a college degree [3] Group 3: Employment Status and Retirement Access - Full-time employees have more balanced portfolios, with 37% owning cryptocurrency and the same percentage having retirement accounts [4] - Among part-time workers, 27% hold cryptocurrency while only 16% have a retirement account, highlighting a gap in financial security [4][5] - Almost half of full-time American workers lack access to employer-sponsored retirement plans, particularly affecting young workers in unstable jobs [5]
X @Investopedia
Investopedia· 2025-12-06 23:00
Many Americans are turning to 401(k) withdrawals to stay afloat. Learn how tapping retirement savings can derail your financial future—and what alternatives exist instead. https://t.co/sZvZzMk3t0 ...
Major 401(k) Change Coming in 2026 — High Earners Must Act Now
Yahoo Finance· 2025-11-28 14:07
There are several good ways to set yourself up for a comfortable retirement. One of the best is to regularly contribute to a 401(k). These tax-advantaged accounts allow you to grow your income over the course of your career and then live off a steady income stream in retirement. Learn More: Suze Orman Calls This $1.6 Million 401(k) Rollover Move ‘Crazy’ — What She Recommends Instead Read Next: 5 Clever Ways Retirees Are Earning Up To $1K Per Month From Home If you contribute to a 401(k) or are considering ...
Suze Orman: Not Doing This With Your 401(k) Is ‘Nuts’
Yahoo Finance· 2025-11-26 13:08
Many Americans take a set-it-and-forget-it approach to their 401(k) contributions, so they may be missing out on a powerful retirement savings tool that could save them thousands in taxes. Find Out: Suze Orman Calls This $1.6 Million 401(k) Rollover Move ‘Crazy’ — What She Recommends Instead Read Next: 6 Things You Must Do When Your Savings Reach $50,000 “If you have a retirement plan through work, chances are your employer offers a great option,” money expert Suze Orman shared on LinkedIn. “Yet, for reas ...
Why it's easier now to help job-changing Americans hang on to their savings
Yahoo Finance· 2025-11-20 14:33
Tucked inside its quarterly report on the status of retirement savings accounts, Fidelity Investments mentioned its success to date with its automatic rollover service that employees can tap to transfer tiny retirement savings from one employer to the next. More than 9,200 Fidelity 401(k) plans have adopted auto portability, an automatic rollover service launched three years ago for employees transferring small retirement savings from one employer to another. That's up from roughly 6,000 plans a year ago. ...
I'm 39, nearly $60,000 in debt and have nothing saved for retirement. Should I clear my debt or start saving now?
Yahoo Finance· 2025-11-13 15:13
Core Insights - Building an emergency fund is essential for financial health, especially to cover costs during job loss or crises, while also ensuring the fund earns interest rather than losing value [1][6] - Experts recommend saving between three to six months' worth of expenses, starting with as little as $1,000 and growing it over time [2][4] - Jordan's financial situation includes $59,000 in debt, with $20,000 from student loans and $40,000 from high-interest credit card debt, highlighting the importance of prioritizing debt repayment versus wealth building [4][5] Financial Strategies - Jordan's employer offers a 401(k) plan with a 5% match, which he can start contributing to next year, providing an opportunity for free money towards retirement savings [3][10] - To manage his budget effectively, Jordan should track expenses and consider using budgeting apps like Rocket Money to identify areas for savings [11][12] - Shopping for lower car insurance rates can also free up funds that can be redirected towards debt repayment or savings [13][15] Debt Management - Experts suggest focusing on paying down high-interest debt first, as the interest on debt can negate any savings accrued [16][18] - Jordan may want to aggressively pay off his credit card debt before contributing to his 401(k), and once eligible, he can balance contributions to both [17][18] - Refinancing student loans could be a viable option for Jordan to ease monthly payments and potentially pay off debt faster, with the recommendation to consult a financial advisor for tailored strategies [19][20]
What Trump’s 401(k) Overhaul Means for Retirement Savers
Yahoo Finance· 2025-10-29 12:02
Core Viewpoint - The Trump administration is proposing to allow retirement plans like 401(k)s to include private equity and alternative assets, which could benefit high-net-worth investors but may pose challenges for average American savers [1][2]. Group 1: Potential Benefits - The executive order aims to "Democratize Access to Alternative Assets for 401(k) Investors," potentially allowing everyday workers to invest in private companies and other non-publicly traded assets, which could lead to higher returns for average 401(k) investors [2][3]. - Financial experts suggest that this change could provide new investment opportunities that were previously unavailable to regular retirement savers [3]. Group 2: Risks and Concerns - Experts caution that while there is potential for higher returns, there are also significant risks involved, including less visibility into the performance of underlying assets since they are not publicly traded [4]. - The introduction of private equity into 401(k) plans may come with high fees, which contrasts with the current trend of moving towards lower-fee ETFs from higher-fee mutual funds [6]. - The implementation of these new investment options may take time, with the average 401(k) investor unlikely to see these options for several months or even up to a year due to regulatory processes [5].