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河南省积极推广应用资金流信息平台 破解“信用白户”首贷难题
He Nan Ri Bao· 2025-07-09 23:38
信阳市凯晟达汽车销售有限公司因无信贷记录、缺乏抵押物等,在乡镇市场小货车销售旺季的流动资金 需求面前犯了难。工商银行河南省分行了解情况后,依托资金流信息平台调取企业交易流水、公共缴费 信息等数据,综合分析后迅速为其发放150万元贷款,助力企业顺利扩大小货车下乡推广规模,抢占市 场先机。 资金流信息平台能够全生命周期动态反映中小微企业的经营状况、收支状况、偿债能力、履约行为,有 效畅通了金融惠企的"最后一公里"。平顶山宝运丰置业有限公司在推进绿色建筑项目时,因多项目资金 往来复杂,贷款申请资料整理困难,审批进度滞后,项目运转面临资金压力。资金流信息平台的介入打 破了僵局——中国银行河南省分行通过该平台快速获取企业近36个月资金流数据,全面精准评估企业经 营状况与偿债能力后,迅速发放4000万元贷款,有效缓解了企业资金压力。类似的案例不断涌现:浦发 银行郑州分行依托资金流信息平台为1家科技型企业发放贷款300万元,交通银行河南省分行为1家小型 企业发放普惠类贷款300万元……金融资源正通过平台高效对接经营实体需求。 "太惊喜了!从申请到拿到130多万元信用贷款,就用了3天,资金流信息平台送来'及时雨',解了我们 ...
嘉祥农商银行“低息助薪贷”解决企业“燃眉之急”
Qi Lu Wan Bao Wang· 2025-07-09 23:26
Core Viewpoint - The article highlights the effective support provided by Jiaxiang Rural Commercial Bank to a local automobile sales company, showcasing the bank's quick response and tailored financial solutions to address the company's urgent funding needs for employee salaries during a period of increased business activity [1] Group 1: Company Support - Jiaxiang Rural Commercial Bank launched an emergency response mechanism to assist a local automobile sales company facing short-term cash flow pressure due to a surge in business volume [1] - The bank provided a loan of 1 million yuan to the company, enabling timely payment of employee salaries and alleviating immediate financial concerns [1] - The company expressed gratitude for the bank's efficient service and timely financial support, which boosted their confidence in seizing market opportunities [1] Group 2: Financial Services and Products - Jiaxiang Rural Commercial Bank offers customized and professional credit service solutions based on in-depth understanding of clients' operational conditions and financial needs [1] - The bank has optimized its loan application process through various channels, including phone, WeChat, and physical branches, enhancing accessibility for clients [1] - As of now, the bank's loan balance stands at 14.284 billion yuan, reflecting an increase of 355 million yuan since the beginning of the year [1]
通胀先行指标亮红灯!特朗普关税推高美国二手车价
Jin Shi Shu Ju· 2025-07-09 11:18
一项能预示通胀走势的美国二手车批发拍卖价格指数再度攀升,上月录得近三年最大年度涨幅。这一上涨源于特朗普实施的汽车 关税引发的车辆价格与销量波动。 周二发布的数据显示,经季节性调整后,6月曼海姆二手车价值指数(Manheim Used Vehicle Value Index)较5月上涨1.6%,同 比激增6.3%,为2022年8月以来最大年度涨幅。该指数当前为208.5点,已连续一年呈上升趋势,且处于2023年10月以来的最高水 平。该指数在新冠疫情爆发导致的通胀飙升之前被证明具有预测性。 美国二手车价格飙升 AI播客:换个方式听新闻 下载mp3 音频由扣子空间生成 在特朗普对进口汽车加征25%的关税后,消费者为规避预期中的涨价,在今年早春掀起新车抢购潮,导致5月销量大幅下滑,6月 继续下降。 尽管整体通胀尚未如多数经济学家预测的那样抬头,但多位美联储官员仍坚信,某种形式的价格飙升终将到来,因此在确认风险 消除前不愿降息。 近年来,曼海姆指数受到民间经济学家与部分美联储官员的关注。在2021年至2022年美国经济从疫情中复苏时,该指数是预示通 胀大幅且持续攀升的早期指标之一。 2020年末,该指数开始大幅上涨, ...
“鲜花一天一个价!”价格打到9.9元,千亿鲜花市场是一门好生意吗?
第一财经· 2025-07-09 10:42
2025.07. 09 本文字数:3270,阅读时长大约6分钟 作者 | 第一财经 陈杨园 晚上九点,步入云南昆明的斗南花市,从市场门口的过道开始,人们就得为鲜花"让路"。这是一个 建筑面积达33万平方米的国家级花卉市场,但还是有着"寸土寸金"的味道,一辆辆拉车挤满了过道 和市场的空旷处,两三米长的拉车上就有着十来种颜色,五六十束花。还有许多大水桶、塑料篮筐都 被灵活地摆放在间隙地上,一小块空地,就是一片花海。 再往里走,市场里有数千个固定摊位,鲜花被成捆地放着,一条过道就有近二十个花商,光是百合的 种类就有二三十种。一块纸板或布一铺,就会堆起一座小"花山",从多头玫瑰、百合、康乃馨、到 洋桔梗、风铃花、茉莉花等应有尽有,琳琅满目。 涌动的人流里,有来自花店的店主、鲜花买手,有来自全国各地的游客,还有拿着手机在各个摊位前 直播看花的博主,两块钱一束的洋桔梗,六块钱十多支的多头玫瑰、康乃馨、雏菊等,低价超出许多 游客的想象,总有人在惊呼中快速扫码付款。花香洋溢的幸福感中,人们很容易在这里感受到:鲜花 是一门让人兴奋的生意。情绪消费的热潮下,这是一片被寄予厚望的新蓝海,也在价格与创新的不确 定中寻找着更多可能性。 ...
突破保鲜瓶颈,惠州罗浮山糯米糍畅销北京
Nan Fang Nong Cun Bao· 2025-07-09 10:32
突破保鲜瓶颈, 惠州罗浮山糯米 糍畅销北京_南 方+_南方plus 7月8日晚,一辆 满载罗浮山糯米 糍荔枝的冷链货 车从惠州市博罗 县公庄维新种植 合作社(以下简 称"维新社")发 车,驶向河北高 碑店首衡市场。 运送糯米糍荔枝的冷链货车 这批糯米糍由位 于高碑店首衡市 场的俏农(北 京)网络科技有 限公司订购,据 该公司供应链负 责人焦硕介绍, 货物抵达后将通 过美团平台销往 北京市场。 一直以来,糯米 糍因肉厚、核 小、汁水多、甜 度高等优点,受 到大量消费者喜 爱。但是,该荔 枝品种果皮薄, 在运输过程中极 易受损,且变黑 速度快,在市场 开拓方面受到较 大阻碍。 "原来只有很少 量地采购糯米糍 荔枝,随着这一 两年荔枝保鲜技 术的不断改进, 糯米糍采购量也 不断提高"焦硕 告诉南方农村报 记者,截至目 前,今年已从惠 州采购超2万斤 糯米糍,"糯米 糍果皮会更厚一 些。 糍这个量是十分 惊人的。" 工人们在分拣荔枝 "第一批发往高 碑店的糯米糍损 耗率超 30%。 "惠州市 青年发展现代农 业促进会会长吴 宇辉是这一系列 订单的直接促成 者,他表示,糯 米糍能成功发往 北方市场是惠州 荔枝人在不断地 ...
夏日消费市场“热力全开” 保税税务注入经济“税动力”
Sou Hu Cai Jing· 2025-07-09 09:58
Core Insights - The article highlights the robust growth of offline consumption in Tianjin, driven by tax policies that support compliance and optimize services, indicating a strong economic outlook for the city [1] Group 1: Tax Policy and Compliance - The Tianjin tax authority focuses on compliance management as a core strategy to foster innovation in the "first launch economy," particularly in the parallel import vehicle sector, ensuring efficient tax processing through detailed operational guidelines [2] - In the traditional timepiece sector, tax compliance governance emphasizes precise policy application, enabling companies to benefit from tax deductions related to R&D expenses, significantly reducing tax liabilities [3] Group 2: Consumer Market Dynamics - The recent 618 shopping festival saw a doubling of foot traffic at the Tianjin Airport Wangfujing Outlet, attributed to promotional activities supported by the tax authority's compliance management, which streamlined tax processing for complex sales scenarios [4] - The tax authority has established a "full-cycle service chain" to assist consumers during peak shopping periods, ensuring smooth tax order amidst increased consumer activity [5] Group 3: Circular Economy and Green Consumption - The tax authority promotes a circular economy through the "old-for-new" consumption model, facilitating the exchange of old appliances for new ones, which has become a significant trend in the Tianjin Port Free Trade Zone [6] - Training sessions on tax policies related to the "old-for-new" program have been organized to help businesses manage tax compliance effectively, resulting in a notable increase in orders for appliance exchanges [7] Group 4: Economic Resilience - The article concludes that the combination of innovative first-launch strategies, vibrant offline consumption, and green economic practices reflects the resilience and dynamism of the Chinese economy, with tax policies acting as catalysts for innovation and consumption upgrades [7]
1-5月肇庆进出口增速全省第3
Nan Fang Du Shi Bao· 2025-07-09 09:16
[工业] 现代产业体系加速构建 1-5月,肇庆全市规模以上工业增加值同比增长4.4%,与1-4月持平。分三大门类看,制造业、电力热力 燃气及水生产和供应分别增长4.5%、5.2%;采矿业下降22.7%。从主要行业看,计算机通信和其他电子 设备制造业、电气机械和器材制造业、汽车制造业发挥支撑作用,分别增长15.1%、28.2%、15.0%,拉 动全市规上工业增加值增长1.39、1.36、0.92个百分点。现代产业方面,先进制造业增长17.7%、装备制 造业增长21.6%、先进装备制造业增长33.7%。 [投资] 基础设施投资快速增长 1-5月,全市固定资产投资同比下降7.8%。分领域看,基础设施投资增长17.4%;建安工程投资持平;工 业投资下降10.3%;房地产开发投资下降42.3%。 商品房销售面积79.60万平方米,同比下降34.1%;销售额45.52亿元,下降35.1%。 南都讯 记者蔡雯 日前,南都记者从肇庆市统计局获悉,1-5月,全市经济运行基本面稳定,部分行业展 现增长活力。其中,肇庆市进出口继续保持高速增长,外贸进出口总值169.4亿元人民币,比上年同期 增长15.5%。其中,出口121.3亿元 ...
中国汽车流通协会:6月份汽车经销商库存系数为1.42 环比上升2.9%
智通财经网· 2025-07-09 09:03
智通财经APP获悉,7月9日,中国汽车流通协会发布2025年6月份"汽车经销商库存"调查结果:6月份汽车经销商综合库存 系数为1.42,环比上升2.9%,同比上升1.4%,库存水平处于警戒线以下,但高于合理区间。综合预计,根据中国汽车流通 协会乘联分会的统计,6月份乘用车终端销量208.4万辆,以此测算,6月末汽车经销商库存总量大致在295万辆左右。 高端豪华&进口品牌库存系数为1.38,环比上升5.3%;合资品牌库存系数为1.26,环比上升4.1%;自主品牌库存系数为 1.50,环比微降0.7 %。 三、6月份库存深度最高的品牌 调查显示,6月份有6个品牌的库存系数超过2个月。在此,协会敦促持续位列高库存品牌的厂家,建立库存改善机制,缓 解经销商库存压力。 一、6月份库存系数同比、环比上升 为冲刺年中任务目标,经销商在6月加大促销力度,并借助端午假期与"6·18"活动积极冲量,有效提振了终端销量。尽管面 临农忙季节、高温多雨等季节性因素挑战,但在"汽车以旧换新"补贴细则的持续拉动下,6月乘用车零售市场仍保持了上涨 势头。截至5月31日,汽车报废更新及以旧换新补贴申请量累计达到412万份,持续推动汽车消费。 ...
湖北省黄石市市场监督管理局食品安全监督抽检信息公告(2025年第7期)
Core Viewpoint - The Huangshi Market Supervision Administration has conducted a food safety inspection, revealing that out of 624 food samples tested, 613 passed while 11 were found to be non-compliant, highlighting ongoing food safety concerns in the region [3][4]. Summary by Categories Inspection Results - A total of 624 food samples were tested, covering 21 categories including grain products, edible oils, pastries, alcoholic beverages, meat products, beverages, condiments, tea, eggs, dairy, vegetable products, frozen foods, canned goods, aquatic products, starch, honey, fruit products, convenience foods, catering foods, and agricultural products [3]. - Of the 624 samples, 613 were compliant, resulting in a compliance rate of approximately 98.24% [4]. Non-compliance Details - The 11 non-compliant samples included: - 1 batch of condiments with excessive sulfur dioxide residue - 3 batches of vegetable products with violations related to lemon yellow, benzoic acid, and sorbic acid - 2 batches of agricultural products with pesticide residues (thiamethoxam and enrofloxacin) - 5 batches of catering foods with issues related to anionic synthetic detergents, sodium saccharin, sweeteners, and coliform bacteria [4][5]. Follow-up Actions - The Huangshi Market Supervision Administration has mandated immediate investigation and handling of the non-compliant products, including actions such as removal from shelves, recalls, and sales suspensions, along with further legal investigations [5].
关税推高美国二手车价 通胀“先行指标”再亮红灯
智通财经网· 2025-07-09 06:55
Group 1 - The Mannheim used car value index has seen a significant increase, with a month-on-month rise of 1.6% and a year-on-year surge of 6.3%, marking the largest annual increase since August 2022 [1] - The index currently stands at 208.5 points, reflecting a continuous upward trend over the past year and reaching its highest level since October 2023 [1] - The increase in used car prices is closely linked to the market volatility caused by the Trump administration's tariffs on automobiles, which have severely impacted new car sales and supply, subsequently affecting the used car market [1] Group 2 - Despite the overall inflation levels not meeting many economists' expectations, Federal Reserve officials remain cautious about interest rate cuts due to potential price pressures resurfacing [2] - The Mannheim index has gained attention from economists and Federal Reserve officials, having previously predicted sustained high inflation during the economic recovery from 2021 to 2022 [2] - Federal Reserve Governor Waller has expressed concerns that tariff policies may suppress demand rather than trigger sustained inflation, indicating support for potential interest rate cuts in upcoming meetings [2]