分组1 - Reinsurance Group (RGA) reported quarterly earnings of $5.66 per share, exceeding the Zacks Consensus Estimate of $5.33 per share, but down from $6.02 per share a year ago, representing an earnings surprise of 6.19% [1] - The company posted revenues of $5.34 billion for the quarter ended March 2025, missing the Zacks Consensus Estimate by 6.97%, and down from $6.19 billion year-over-year [2] - Over the last four quarters, RGA has surpassed consensus EPS estimates three times and topped consensus revenue estimates three times [2] 分组2 - RGA shares have declined approximately 12.3% since the beginning of the year, compared to a 5.3% decline in the S&P 500 [3] - The current consensus EPS estimate for the upcoming quarter is $5.74 on revenues of $5.88 billion, and for the current fiscal year, it is $22.80 on revenues of $24.34 billion [7] - The Zacks Industry Rank for Insurance - Life Insurance is currently in the bottom 35% of over 250 Zacks industries, indicating potential challenges for the sector [8]

Company Performance - Jackson Financial (JXN) closed at $77.84, with a slight decline of -0.09% from the previous trading session, underperforming the S&P 500's gain of 0.63% [1] - The stock has experienced a significant drop of 10.63% over the past month, compared to a loss of 0.81% in the Finance sector and 0.7% in the S&P 500 [1] Earnings Forecast - Jackson Financial is expected to release its earnings on May 7, 2025, with a predicted EPS of $4.93, indicating a growth of 16.55% year-over-year [2] - Revenue is projected to be $1.78 billion, reflecting a decline of 35.89% compared to the same quarter last year [2] Fiscal Year Estimates - For the entire fiscal year, earnings are estimated at $18.87 per share, showing a slight increase of 0.43% from the previous year, while revenue is expected to be $6.89 billion, indicating a decrease of 24.63% [3] - Recent analyst estimate revisions suggest a changing business outlook, with positive revisions indicating optimism [3] Analyst Ratings - The Zacks Rank system, which evaluates estimate changes, currently rates Jackson Financial at 4 (Sell), with a consensus EPS projection having decreased by 9.56% in the last 30 days [5] - The Zacks Rank has a historical track record of outperformance, with 1 stocks averaging an annual return of +25% since 1988 [5] Valuation Metrics - Jackson Financial has a Forward P/E ratio of 4.13, significantly lower than the industry average of 10.69, suggesting it is trading at a discount [6] - The Insurance - Life Insurance industry, to which Jackson Financial belongs, has a Zacks Industry Rank of 162, placing it in the bottom 35% of over 250 industries [6]

Core Viewpoint - Ress Life Investments A/S (RLI) has agreed to divest most of its current life insurance portfolio to a market counterparty at a price corresponding to the Net Asset Value (NAV) of the portfolio [1] Group 1: Transaction Details - The objective of the transaction is to enable RLI to purchase new policies and capitalize on attractive opportunities in the secondary market for US life insurance policies while providing short-term liquidity [2] - The transaction will be completed in separate quarterly tranches until the end of Q3 2026, with pre-agreed prices for each tranche [3] - RLI will maintain a percentage of the policy pay-outs until the completion of the last tranche, with the percentage depending on the number of tranches completed at the time of the pay-out [3] Group 2: Strategic Implications - The transaction structure allows RLI to reinvest the proceeds and purchase new policies as each tranche sale completes during 2025 and 2026, without needing to maintain an excessive liquidity reserve [4] - RLI continues to pursue its long-term strategy of building a diversified and resilient portfolio of US life insurance policies, a strategy in place since 2011 [4]

Coastal Financial Corporation (CCB) came out with quarterly earnings of $0.63 per share, missing the Zacks Consensus Estimate of $0.93 per share. This compares to earnings of $0.67 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -32.26%. A quarter ago, it was expected that this company would post earnings of $1.03 per share when it actually produced earnings of $0.94, delivering a surprise of -8.74%.Over the last four quarters ...

Core Insights - CNO Financial Group reported a net income of $13.7 million, or $0.13 per diluted share, for Q1 2025, a significant decrease from $112.3 million, or $1.01 per diluted share, in Q1 2024. The decline was attributed to non-economic accounting impacts from market volatility [1][6] - The company's net operating income for Q1 2025 was $81.1 million, or $0.79 per diluted share, representing a 41% increase from $57.5 million, or $0.52 per diluted share, in Q1 2024. Significant items positively impacted both net income and net operating income by $5.3 million, or $0.05 per diluted share, in Q1 2025 [1][5][12] Financial Summary - Total revenues for Q1 2025 were $1,004.1 million, down from $1,156.5 million in Q1 2024. Insurance policy income increased to $650.7 million from $628.4 million, while net investment income from general account assets rose to $375.1 million from $301.9 million [28][29] - The company returned $116.8 million to shareholders, with a book value per share of $25.33, up 6% from the previous year. The return on equity (ROE) was reported at 12.1%, with an operating ROE of 12.6% [5][19][21] Operational Highlights - CNO's annuity collected premiums increased by 12%, and client assets in brokerage and advisory services rose by 16%. The Consumer Division's new annualized premiums (NAP) grew by 9%, with Medicare Supplement NAP up 24% [5] - The Worksite Division's NAP increased by 11%, and the producing agent count rose by 8%, indicating strong operational performance across key business segments [5] Investment Portfolio - As of March 31, 2025, CNO's fixed maturity portfolio had a fair value of $23.3 billion, with net unrealized losses of $2.3 billion. The allowance for credit losses was $38.9 million [15][18] - The consolidated statutory risk-based capital ratio for U.S.-based insurance subsidiaries was estimated at 379% as of March 31, 2025, reflecting strong capital management [16] Shareholder Information - The company repurchased $99.9 million of common stock during Q1 2025, with an average cost of $40.24 per share. As of March 31, 2025, CNO had 99.9 million shares outstanding and authority to repurchase an additional $640.4 million of common stock [17][19]

Jackson Financial (JXN) closed at $76.76 in the latest trading session, marking a +0.5% move from the prior day. The stock fell short of the S&P 500, which registered a gain of 0.74% for the day. At the same time, the Dow added 0.05%, and the tech-heavy Nasdaq gained 1.26%.Heading into today, shares of the financial services company had lost 10.92% over the past month, lagging the Finance sector's loss of 3.44% and the S&P 500's loss of 4.77% in that time.Market participants will be closely following the fi ...

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering Lincoln National (LNC) , which belongs to the Zacks Insurance - Life Insurance industry.This insurance and retirement business has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for the past two quarters of 17.69%.For the most recent quarter, Lincoln National was ...

Company Overview - Manulife Financial (MFC) is headquartered in Toronto and operates in the Finance sector, with a stock price change of -10.75% since the beginning of the year [3] - The company currently pays a dividend of $0.3 per share, resulting in a dividend yield of 4.44%, which is significantly higher than the Insurance - Life Insurance industry's yield of 1.68% and the S&P 500's yield of 1.76% [3] Dividend Performance - Manulife's current annualized dividend of $1.22 has increased by 3% from the previous year, and over the last 5 years, the company has raised its dividend 5 times, averaging an annual increase of 8.83% [4] - The company's payout ratio stands at 43%, indicating that it distributes 43% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year 2025, the Zacks Consensus Estimate projects earnings of $2.92 per share, reflecting a year-over-year growth rate of 3.55% [5] Investment Appeal - Manulife is considered an attractive dividend play and a compelling investment opportunity, currently holding a Zacks Rank of 2 (Buy) [7]

Company Overview - Reinsurance Group (RGA) is headquartered in Chesterfield and operates in the Finance sector, specifically in reinsurance [3] - The company's stock has experienced a price decline of 19.3% year-to-date [3] Dividend Information - RGA currently pays a dividend of $0.89 per share, resulting in a dividend yield of 2.07%, which is higher than the Insurance - Life Insurance industry's yield of 1.47% and the S&P 500's yield of 1.73% [3] - The annualized dividend of $3.56 represents a 2.3% increase from the previous year, with an average annual increase of 6.02% over the past five years [4] - The current payout ratio for RGA is 16%, indicating that the company pays out 16% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for RGA's earnings in 2025 is $22.84 per share, reflecting a year-over-year earnings growth rate of 1.20% [5] Investment Considerations - RGA is positioned as a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [7]

Reinsurance Group of America, Incorporated (RGA) shares are trading at a discount to the Zacks Life Insurance industry. Its forward price-to-book value of 1.2X is lower than the industry average of 1.83X, the Finance sector’s 4.05X and the Zacks S&P 500 Composite’s 7.89X. The life insurer has a Value Score of A.The insurer has a market capitalization of $13.09 billion. The average volume of shares traded in the last three months was 0.5 million. Shares of Sun Life Financial Inc. (SLF) and Primerica, Inc. (P ...