娄飞鹏 春节临近，对广大职场人而言，年终奖的落袋为安是岁末最实在的惊喜。然而，春节期间股市、基金市场休市， 线下金融网点也多缩短营业时间，年终奖存入银行活期利率微薄，定期利率吸引力有限，闲置又可惜，由此催生 大量居民短期理财需求。与之相应，金融机构推出多款以年终奖为主题的理财产品，以更好地服务投资者。此 时，需要投资者认真选择合适的产品，把握好投资的时间节点，并做好风险防范，从而既能让年终奖在春节期间 增值，又能实现与节后投资的平滑衔接。 目前，适配春节短期闲置资金、兼顾灵活性与收益性的理财主要包括货币基金、国债逆回购、银行现金管理类产 品等。货币基金是大众最熟悉的短期理财，余额宝、零钱通等都属于此类，也是春节闲钱的稳健之选。货币基金 投资于国债、银行存款等低风险货币市场工具，风险极低，流动性极强，支持随取随用，部分产品还能实时到 账，完全不影响春节期间的消费或者应急。但货币基金收益相对偏低，年化收益率通常在1%—2%左右，且需注意 申购时间节点，错过节前最后申购日，假期将无法享受收益。国债逆回购尤其适合有股票账户、追求短期高收益 的投资者。其本质是短期贷款，投资者将资金借出，借款人用国债抵押，到期返本付息， ...

JUST IN: MrBeast's Beast Industries acquires Step, expanding into financial services. https://t.co/FrCmt2wG6J ...

JUST IN: Mr. Beast's Beast Industries acquires Step, expanding into financial services. https://t.co/RIl3vKTH1o ...

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Group 1 - Caisse Française de Financement Local plans to issue €100,000,000 Fixed Rate Obligations Foncières on 11 February 2026, which will be assimilated with an existing issue of €500,000,000 due 20 January 2042 [2] - The new issuance is part of the €75,000,000,000 Euro Medium Term Note Programme established in June 2025 [1] - A Stabilisation Manager has been appointed for the issuance as per the Final Terms [2] Group 2 - The Base Prospectus and Final Terms for the issuance are accessible on the Issuer's website, the AMF website, and the Luxembourg Stock Exchange website [3]

Question-and-Answer SessionSo look, as I just said, you've never been to this conference personally before. So for everyone's benefit in the room here, just to get us started on an easy note, why don't you just remind everybody what Broadridge is all about and why we should be excited about the company?Timothy GokeyCEO, Executive Officer & Executive Director Yes. First of all, Alex, thank you very much for having us. It is our first time here and an amusing thing, we -- not knowing where the conference was, ...

Earnings Overview - More than half of the S&P 500 companies have reported Q4 earnings, with 79% of the 293 companies beating expectations [1] - S&P earnings growth is projected to increase by +8.4% in Q4, marking the tenth consecutive quarter of year-over-year growth [1] - Excluding the Magnificent Seven technology stocks, Q4 earnings are expected to rise by +4.6% [1] Economic Indicators - The Q4 employment cost index is expected to rise by 0.8% [2] - December retail sales are anticipated to increase by +0.4% month-over-month [2] - January nonfarm payrolls are expected to rise by +69,000, with the unemployment rate remaining at 4.4% [2] - January average hourly earnings are projected to increase by +0.3% month-over-month and +3.7% year-over-year [2] - Initial weekly unemployment claims are expected to decrease by -7,000 to 224,000 [2] - January CPI is expected to rise by +2.5% year-over-year [2] Market Movements - The S&P 500 Index is up +0.46%, the Dow Jones is up +0.09%, and the Nasdaq 100 is up +0.61% [6] - Overseas markets are also showing positive movements, with the Euro Stoxx 50 up +0.66% and Japan's Nikkei Stock 225 up +3.89% [7] Sector Performance - Chip makers and AI-infrastructure stocks have rebounded, with Nvidia up more than +3% and AMD, Broadcom, and Western Digital up more than +2% [12] - Mining stocks are performing well, with gold prices up more than +1% and silver prices up more than +6% [13] - AppLovin is up more than +13% after positive client performance news [13] - Oracle is up more than +9% following an upgrade to buy from neutral [14] Company-Specific News - Dynatrace reported Q3 revenue of $515.5 million, exceeding consensus estimates, and raised its full-year revenue forecast [15] - Kyndryl Holdings is down more than -54% after reporting lower-than-expected Q3 revenue and cutting its profit estimate [16] - Hims & Hers Health is down more than -23% after halting sales of a new product [17] - Monday.com is down more than -21% after forecasting lower Q4 revenue [17]

Core Insights - GraniteShares 2x Long COIN Daily ETF (CONL) has experienced significant volatility, collapsing 31.8% in one week due to a selloff in Bitcoin, which affects crypto-linked equities [2][8] - The ETF's structure amplifies movements in Coinbase Global Inc. (COIN) by two times, leading to greater portfolio destruction for leveraged ETF holders during market turbulence [2][8] Institutional Flows Impact - Institutional money flow is crucial for CONL's performance, with a notable $272 million exiting U.S. spot Bitcoin ETFs on February 4, causing Bitcoin ETF assets to drop below $100 billion for the first time since April 2025 [3][8] - This outflow directly impacts Coinbase's revenue, which relies on active trading for transaction fees, and a reversal in flows is necessary for Coinbase's business recovery [3] ETF Flow Reports - Weekly ETF flow reports from major issuers like BlackRock and Fidelity are essential for tracking net inflows or outflows, with historical data suggesting that significant outflows often coincide with local price bottoms [4] - The collapse on February 5-6 saw a volume spike to 49,371 BTC, indicating market capitulation, and a stabilization or positive turn in flows could lead to a Bitcoin recovery, benefiting Coinbase and CONL [4] Daily Rebalancing Effects - CONL's daily rebalancing structure incurs hidden costs known as leverage decay, which erodes value over time, especially during sideways market conditions [5] - When COIN dropped 15.2% in one week, CONL fell 31.8%, demonstrating that losses are compounded rather than simply doubled due to the nature of daily resets [5] Long-term Performance - Since its inception on August 8, 2022, CONL has faced significant decay during sideways markets, declining 89% from its peak in October 2025 [6] - Timing is critical for traders betting on a crypto recovery, as daily rebalancing can exacerbate losses during downturns, creating hidden costs that diminish returns over time [6]

Core Viewpoint - Grab (GRAB) is expected to report fourth-quarter 2025 results on February 11, with a consensus estimate shifting from a loss of one cent to a profit of one cent per share, and sales projected to increase by 22.2% year-over-year to $933.37 million [1][7]. Financial Performance - Grab's earnings have underperformed the Zacks Consensus Estimate in two of the last four quarters, meeting expectations twice, with an average miss of 29.2% [2]. - In the third quarter of 2025, Grab reported earnings of 1 cent per share, missing the consensus estimate by 67%, while revenues of $873 million missed by 1% but increased by 21.9% year-over-year [6]. Revenue Drivers - The anticipated growth in total revenues for the fourth quarter is expected to be driven by an increase in deliveries, with delivery revenues estimated at $491.79 million, reflecting a 20.8% increase from the previous year [3]. - The mobility segment is projected to generate revenues of $341.46 million, a 21.1% increase year-over-year, while financial services revenues are expected to reach $98.88 million, marking a 33.6% rise [4]. Cost Management - Grab's cost-cutting initiatives are likely to have reduced expenses, contributing positively to bottom-line performance, although high inflation may have negatively impacted results [4][7]. Earnings Prediction Model - The current model does not predict an earnings beat for Grab, as it has an Earnings ESP of 0.00% and a Zacks Rank of 3 (Hold) [5].

[music] At America's oldest bank, 134 new workers don't sleep. They don't take sick days. They don't even have names.They're what BNY calls [music] digital employees. >> Our digital employees have their own login. They communicate with their human managers via teams or email.BNY [music] says they're not the same as AI agents. So our digital employees are slightly [music] different from agentic solutions which are like freelancers who come in and do a defined scope of work, execute that brilliantly but leave ...