Core Insights - The focus is on income-producing asset classes such as REITs, ETFs, Preferreds, and 'Dividend Champions' that target premium dividend yields up to 10% [1] - iREIT®+HOYA Capital is highlighted as a premier income-focused investing service, emphasizing sustainable portfolio income, diversification, and inflation hedging [2] - The article discusses preferred stocks of AG Mortgage Investment Trust, Inc. (NYSE: MITT), a mortgage REIT, indicating a move down the capital structure from previously discussed notes [3] Investment Strategies - The service offers a free two-week trial to explore top ideas across exclusive income-focused portfolios [2] - The author has a background in data analysis and pension fund management, focusing on strategies for retirement preparation through various investment vehicles [3] Market Position - The emphasis on premium dividend yields and income-producing assets positions the service as a valuable resource for investors seeking income and diversification [1][2]

Core Insights - The article promotes Systematic Income's Income Portfolios, which are designed with a focus on yield and risk management considerations [1] Group 1 - Systematic Income offers powerful Interactive Investor Tools to assist in navigating various markets, including BDC, CEF, OEF, preferred, and baby bond markets [1] - The company provides Investor Guides specifically for CEFs, Preferreds, and PIMCO CEFs, indicating a commitment to educating investors [1] - A promotional offer is available for a 2-week free trial, allowing potential clients to explore the services without risk [1]

Core Insights - The mortgage REITs (mREITs) have significantly outperformed the Business Development Company (BDC) sector this year, driven by falling short-term rates and increased investor caution due to bankruptcies among some borrowers [1][4]. Performance Comparison - The VanEck Mortgage REIT Income ETF (MORT) has consistently outperformed the VanEck BDC Income ETF (BIZD) and Putnam BDC Income ETF (PBDC) over the past 12 months, with substantial outperformance noted [4]. - The top holdings in MORT include Annaly Capital Management Inc. (15.08% of total holdings) and Agni Investment Corp. (14.51% of total holdings), indicating a strong focus on agency mortgage-backed securities [4][5]. Interest Rate Sensitivity - Agency mortgage REITs are particularly sensitive to interest rate changes, but there is a common misconception that they only benefit from lower rates. In reality, a significant decline in mortgage rates can lead to increased prepayments, negatively impacting mREITs [5][6]. - The ideal scenario for mortgage REITs is stable mortgage rates with a gradual decline in the Fed Funds Rate, allowing them to manage their portfolios effectively [12][11]. Valuation Insights - The price-to-book value for major mortgage REITs is estimated at approximately 1.08x to 1.23x, with projected increases in book values of about 4% to 5% from mid-2025 to the present [13]. - Some mortgage REITs may report declines in book value per share for Q3 2025, indicating potential volatility in valuations across the sector [13]. Investment Opportunities - There are opportunities within the mortgage REIT sector, with some shares becoming relatively cheap, although the focus has been more on BDCs recently due to their price declines [14]. - The company is also exploring investments in preferred shares and baby bonds, which offer attractive yields with more stable prices compared to common shares [15].

Core Points - Annaly Capital Management, Inc. has announced the dates for its third quarter 2025 financial results and conference call [1] Summary by Category Company Information - The financial results for the third quarter of 2025 will be released on a specified date, followed by a conference call to discuss the results [1]

Core Insights - Arbor Realty Trust, Inc. (NYSE:ABR) is recognized as one of the 12 best REIT dividend stocks to buy currently [1] - The company operates as a mortgage REIT focusing on multifamily properties, utilizing a diversified revenue model that includes servicing fees, escrow income, net interest income, and origination fees [2] - Arbor Realty Trust has maintained consistent earnings across various market cycles, demonstrating a strong track record of paying dividends at least equal to the previous quarter for over ten years [3] Financial Performance - Arbor Realty Trust has not increased its dividends recently but has consistently rewarded shareholders with regular dividends, currently offering a quarterly dividend of $0.30 per share [4] - The company boasts a dividend yield of 10.75%, as of October 1 [4]

Core Insights - Investing in dividend stocks can provide a reliable income stream, with a potential annual income of nearly $200 from a $2,500 investment in selected high-yield stocks [1][2] Group 1: Energy Transfer - Energy Transfer operates a diversified portfolio of midstream energy assets, generating approximately 90% of its earnings from stable, fee-based sources [4] - The company reported nearly $4.3 billion in cash flow during the first half of the year, distributing around $2.3 billion to investors while retaining $2 billion for expansion [5] - Plans to invest about $5 billion in growth capital projects this year, with expected contributions to cash flow starting in 2026 and 2027, aiming for a 3% to 5% annual increase in high-yield payouts [6] Group 2: Healthpeak Properties - Healthpeak Properties is a REIT with a diversified portfolio in the healthcare sector, generating steady income through long-term leases [7] - The company pays out about 75% of its adjusted funds from operations in dividends, maintaining financial flexibility for new investments [8] - Recent investments of $148 million in outpatient medical development projects position Healthpeak for growth, with a recent 2% increase in dividends after years of stable payments [9] Group 3: Starwood Property Trust - Starwood Property Trust is a mortgage REIT with a diversified portfolio, focusing on delivering reliable income through various asset classes [10] - More than half of Starwood's assets are commercial loans, supplemented by residential and infrastructure lending, providing a mix of interest and rental income [11] - The acquisition of Fundamental Income Properties for $2.2 billion enhances Starwood's portfolio, ensuring stable cash flow and consistent dividends despite market fluctuations [12] Group 4: Investment Strategy - A diversified basket of dividend stocks, including Energy Transfer, Healthpeak Properties, and Starwood Property Trust, can provide a dependable stream of passive income and mitigate risks associated with individual stock performance [13]

Core Viewpoint - AGNC Investment Corp. is recognized as one of the safest monthly dividend stocks, primarily due to its consistent cash flow and unique business model as a mortgage REIT [1][2]. Group 1: Business Model - AGNC operates as a mortgage REIT, investing in mortgages that are bundled into bond-like securities, differentiating it from traditional real estate investment trusts that own physical properties [2]. - The company's business model resembles that of a mutual fund, with its value linked to daily fluctuations in mortgage-backed securities [2]. Group 2: Dividend Performance - AGNC has a strong track record of dividend payments, having consistently paid dividends since its IPO in 2008, initially on a quarterly basis and shifting to a monthly format in 2014 [4]. - The company has returned a total of $14 billion in dividends to shareholders from its public debut through the fourth quarter of 2024 [4]. - Currently, AGNC offers a monthly dividend of $0.12 per share, resulting in a dividend yield of 14.68% as of September 23 [4]. Group 3: Investment Strategy - AGNC focuses on total return, suggesting that its strategy is most effective when investors reinvest dividends rather than spending them [3]. - The company's performance history indicates it can serve as a useful diversifier, as its stock does not closely follow the broader market trends [3].

Core Insights - Granite Point Mortgage Trust (NYSE: GPMT) and Sachem Capital (NYSE: SACH) are currently out of favor with investors, with public preferreds trading at discounts to their $25 per share liquidation value [1] Group 1: Market Dynamics - The equity market serves as a powerful mechanism where daily price fluctuations can lead to significant wealth creation or destruction over the long term [1] - Pacifica Yield focuses on long-term wealth creation by targeting undervalued yet high-growth companies, high-dividend stocks, REITs, and green energy firms [1]

Core Insights - Granite Point Mortgage Trust (NYSE: GPMT) and Sachem Capital (NYSE: SACH) are currently out of favor with investors, with their public preferred shares trading at discounts to the $25 per share liquidation value [1] Group 1: Company Performance - Both GPMT and SACH are categorized as mortgage REITs, indicating their focus on real estate investment trusts that primarily deal with mortgage financing [1] Group 2: Market Dynamics - The equity market is described as a powerful mechanism where daily price fluctuations can lead to significant long-term wealth creation or destruction [1] - Pacifica Yield is mentioned as a firm that aims for long-term wealth creation by focusing on undervalued yet high-growth companies, high-dividend stocks, REITs, and green energy firms [1]

Core Insights - Rithm Capital (NYSE: RITM) is developing a well-diversified platform of complementary businesses aimed at transforming the internally managed mortgage REIT [1] - Recent acquisitions are viewed as strategic moves rather than distractions, indicating a focus on long-term growth [1] - Pacifica Yield is targeting long-term wealth creation by investing in undervalued high-growth companies, high-dividend stocks, REITs, and green energy firms [1] Company Summary - Rithm Capital is positioning itself to enhance its business model through diversification and strategic acquisitions [1] - The company is focused on creating value in the equity market, leveraging daily price fluctuations for wealth generation [1] Industry Context - The equity market serves as a mechanism for wealth creation or destruction over the long term, highlighting the importance of strategic investment choices [1] - The emphasis on high-dividend stocks and green energy firms reflects a growing trend in the investment landscape towards sustainable and income-generating assets [1]