Core Viewpoint - Ripple has launched the Ripple Treasury, which integrates GTreasury's enterprise software to facilitate cross-border settlements using the RLUSD stablecoin, significantly reducing transaction times from 3-5 days to 3-5 seconds [1][2]. Group 1: Ripple Treasury Functionality - The platform combines traditional cash management with digital asset operations, addressing the challenge of managing both fiat and crypto without the need for spreadsheets [2]. - Cross-border payments using RLUSD stablecoin can settle in 3-5 seconds, allowing companies to move money internationally without delays associated with traditional banking processes [2]. Group 2: Integration and Features - Ripple Treasury offers direct API integrations that treat digital asset platforms as "digital banks," enabling automatic flow of balances and transactions into existing workflows [3]. - The platform connects to overnight repo markets and tokenized money market funds, allowing companies to earn yield continuously instead of leaving cash idle after banking hours [3]. Group 3: Acquisition Strategy - This launch marks Ripple's first major product integration following the acquisition of GTreasury for $1 billion, which brought 40 years of treasury expertise [4]. - The platform also utilizes Hidden Road, a prime broker acquired for $1.25 billion, to provide access to repo markets, contributing to Ripple's comprehensive financial services stack [4]. Group 4: Regulatory Expansion - The launch of Ripple Treasury coincides with Ripple's efforts to expand its regulated presence globally, having received approval for an Electronic Money Institution license in the UK and preliminary approval in Luxembourg [5]. - Ripple has applied for a national banking license in the U.S. with the Office of the Comptroller of the Currency, following similar applications from other crypto firms [6].

MORE: @DonaldJTrumpJr points out that $USD1 has reach a staggering $5B market cap.@worldlibertyfi is on 🔥 https://t.co/A6LXUXlvI3BSCN (@BSCNews):🚨UPDATE: TRUMP BACKED @WORLDLIBERTYFI’S $USD1 BREAKS INTO SOLANA TOP 5 STABLECOINSLaunched in September 2025, $USD1'S supply has grown 190% in one month.It now competes directly with $PYUSD and $USDG for @Solana dominance.Binance-backed incentives and multi-chain adoption https://t.co/Kc2oPr7f4k ...

The crypto industry’s main political action committee Fairshake said it now holds about $193 million for the 2026 midterm elections, driven primarily by a new $25 million contribution from Ripple and $24 million from Andreessen Horowitz, bringing its cash reserves above levels seen in the previous congressional cycle. Coinbase had also added $25 million in support earlier. https://t.co/CpZ4PuzHin ...

加密行业主要政治行动委员会 Fairshake 表示，其用于 2026 年中期选举的可用资金已升至约 1.93 亿美 元，主要来自 Ripple 新增 2500 万美元和 Andreessen Horowitz 新增 2400 万美元的捐助，资金规模已超 过其在上一轮国会选举周期的水平；此前 Coinbase 也曾追加 2500 万美元支持。（CoinDesk） （来源：吴说） ...

BOCA RATON, FL, Jan. 28, 2026 (GLOBE NEWSWIRE) -- DeFi Development Corp. (Nasdaq: DFDV) (“DFDV” or the “Company”), the first U.S. public company with a treasury strategy built around accumulating and compounding Solana (SOL), today announced it will host a live X Spaces event on Thursday, January 29, 2025, at 11:30 AM ET. The discussion will feature Michael Chan, Chief Executive Officer of DeFi Development Corporation UK PLC (“DFDV UK”). Topics include Chan’s professional background and experience, the curr ...

Core Insights - Hyperliquid (CRYPTO: HYPE) is a rapidly growing utility coin for a decentralized exchange (DEX) that has gained significant traction, reaching the top 20 cryptocurrencies by market cap with over 1.4 million users [1] - The coin experienced a price surge from $24.12 at the beginning of the year to an all-time high of $59.30 in September, but ended the year down significantly, trading at approximately $33.43 as of January 28, reflecting a recovery of over 50% in a previous week [2] - The future performance of Hyperliquid is contingent on the overall crypto market dynamics, particularly its reliance on trading and leverage, which could pose risks during periods of market stagnation [3] Group 1: Market Position and Performance - Hyperliquid is a leader in the decentralized perpetual futures market, accounting for nearly 70% of daily active users in this segment [6] - The platform boasts over $8 billion in perpetual open interest, indicating a strong position relative to competitors [6] Group 2: Product Features and Risks - Perpetual futures, which are central to Hyperliquid's offerings, allow traders to speculate on asset prices without owning them and can be leveraged up to 40 times, enabling significant potential returns [4][5] - However, the use of high leverage introduces substantial risk, as losses can escalate quickly in adverse market conditions, leading to potential liquidations [7]

Group 1 - Cantor Fitzgerald has turned bullish on three crypto-linked stocks: Coinbase, MicroStrategy, and Robinhood, anticipating benefits from the mainstream adoption of cryptocurrency [1] - The firm emphasizes a long-term perspective on digital finance infrastructure rather than short-term trading hype [2] - Coinbase is evolving into an "Everything Exchange," with a growing subscription and services business alongside its trading volumes, which could help stabilize earnings [3][4] Group 2 - Cantor Fitzgerald has assigned an "Overweight" rating to MicroStrategy with a price target of $213, indicating a potential upside of about 33% [5] - MicroStrategy is viewed as a direct long-term investment in Bitcoin adoption, with its substantial Bitcoin holdings providing a unique market position [6]

Core Insights - The DeFi risk rating system is designed to adapt to the evolving nature of on-chain risks, providing daily updates to inform investment decisions [1][2] - Traditional credit ratings are criticized for their infrequent updates and reliance on analyst judgment, which can lead to significant failures in risk assessment [2] - The Credora rating system utilizes a probability of significant loss (PSL) metric to provide a clearer understanding of risk, moving beyond traditional volatility measures [4][6] Group 1: DeFi Risk Ratings - Credora is the leading platform for DeFi risk ratings, offering a live data feed that helps both individual and institutional investors assess risk before deploying capital [1][6] - The ratings are standardized to allow for comparison across different DeFi assets and strategies, enabling investors to make informed decisions based on risk-adjusted returns [6][11] - The PSL metric measures the annualized probability of losing more than 1% of principal due to bad debt, providing a solvency-focused assessment rather than a volatility-focused one [4][5] Group 2: Historical Context and Failures - Past failures in the DeFi space, such as the collapse of TerraUSD (UST) and xUSD, illustrate that risks often accumulate over time rather than appearing suddenly [3][4] - The lack of timely and accurate risk information has contributed to significant losses in the DeFi market, highlighting the need for effective risk ratings [2][6] - If UST and xUSD had received appropriate risk ratings, many investors might have avoided deploying capital into these assets, potentially saving billions [6] Group 3: Future of Risk Ratings in DeFi - For risk-aware DeFi to gain traction, risk ratings must become standard practice, allowing users to filter strategies by risk grade [11] - The integration of risk ratings into wallets and financial platforms will facilitate better decision-making and reduce reckless capital allocation [11] - As the DeFi industry matures, risk ratings are expected to become essential, enabling trillions of dollars to flow on-chain while minimizing exposure to unnecessary risks [11]

Crypto’s biggest stablecoin firm is becoming a behemoth in the gold market too.  Tether, which issues USDT—the largest stablecoin by market capitalization—has been adding around 1-2 tons of gold per week to its reserves, CEO Paolo Adroino told Bloomberg.  “We are soon becoming basically one of the biggest, let’s say, gold central banks in the world,” Adroino said in a recent interview. The firm’s frontman said Tether owns around 140 tons of gold, around $24 billion worth following the asset’s recent record ...

Tether, a leading stablecoin issuer, plans to increase its exposure to the yellow metal, potentially holding more gold than Bitcoin, portfolio allocation-wise. The disclosure comes as gold consistently makes new highs and BTC lags behind the world’s largest commodity by market cap. Paolo Ardoino, Tether CEO, explained his intentions of allocating between 10% to 15% of the company’s portfolio to gold and 10% to Bitcoin , according to a report by Reuters on Jan. 28. “For our own portfolio, it’s reasonable ...