分组1 - ACNB Corporation announced a quarterly cash dividend of $0.38 per share, reflecting an 18.7% increase from the previous dividend of $0.32 per share [1] - The dividend is payable on March 13, 2026, to shareholders of record as of February 27, 2026 [1] - ACNB Corporation is a financial holding company with total assets of $3.23 billion, operating through ACNB Bank and ACNB Insurance Services, Inc. [2] 分组2 - ACNB Bank, founded in 1857, provides banking and wealth management services through a network of 33 community banking offices [2] - ACNB Insurance Services, Inc. is a full-service insurance agency licensed in 46 states, offering a wide range of insurance products [2]

Core Viewpoint - Progressive Corp reported better-than-expected fourth-quarter financial results, with earnings and sales surpassing analyst estimates [1] Financial Performance - Quarterly earnings were $4.67 per share, exceeding the analyst consensus estimate of $4.41 per share [1] - Quarterly sales reached $21.093 billion, surpassing the analyst consensus estimate of $20.101 billion [1] - Following the earnings announcement, Progressive shares rose 0.1% to $212.76 in pre-market trading [1] Analyst Ratings and Price Targets - BMO Capital analyst Michael Zaremski maintained a Market Perform rating on Progressive and lowered the price target from $239 to $232 [2] - Wells Fargo analyst Elyse Greenspan maintained an Equal-Weight rating and cut the price target from $240 to $220 [2]

Progressive Corp (NYSE:PGR) reported better-than-expected fourth-quarter financial results on Wednesday.Progressive reported quarterly earnings of $4.67 per share which beat the analyst consensus estimate of $4.41 per share. The company reported quarterly sales of $21.093 billion which beat the analyst consensus estimate of $20.101 billion.Progressive shares rose 0.1% to $212.76 in pre-market trading.These analysts made changes to their price targets on Progressive following earnings announcement.BMO Capita ...

Core Insights - Climate change is leading to an increase in home insurance premiums for Americans, with significant implications for household budgets by 2026 [1][3][4] Group 1: Impact of Climate Change on Insurance - The frequency of catastrophic weather events has risen, with the U.S. experiencing 27 billion-dollar disasters in 2024, resulting in total damages of $183 billion [1] - Insured losses in the U.S. reached $112.7 billion in 2024, marking a 36% increase year-over-year [3] - Insurers are reducing coverage and exiting high-risk markets, making property insurance less affordable and available for many Americans [4] Group 2: Homeowner Insurance Coverage - A 2024 analysis indicated that 7.4% of American homeowners were uninsured, representing approximately $1.6 trillion in unprotected market value [5] - Homeowners face significant financial risks by forgoing insurance, as property damage could lead to substantial losses [5] Group 3: Premium Determination Factors - Insurance premiums are rising due to increased risk levels, with insurers using "frequency-severity modeling" to predict future risks [6] - If climate risk escalates faster than general inflation, insurance premiums will increase more rapidly than other costs [7] - The rising climate concerns are forcing Americans to allocate more of their budgets to insurance premiums, regardless of claims made [7]

Group 1 - Donegal Group Inc. plans to release its fourth quarter and full year results for 2025 on February 19, 2026, before the NASDAQ market opens [1] - A supplemental investor presentation will be available on the company's website at the same time as the earnings press release [1] - The company will host a pre-recorded audio webcast featuring management commentary and a Q&A session on February 19, 2026 [2] Group 2 - Donegal Group Inc. is an insurance holding company offering property and casualty insurance in 21 states across the Mid-Atlantic, Midwest, South, and Southwest regions [3] - The company operates under the Donegal Insurance Group, which has an A.M. Best rating of A (Excellent) [3] - The Class A and Class B common stocks of Donegal Group Inc. trade on the NASDAQ under the symbols DGICA and DGICB, respectively [4] Group 3 - The company focuses on achieving sustained excellent financial performance, modernizing operations, growing profitably, and providing superior experiences to agents, customers, and employees [4]

AXIS CAPITAL HOLDINGS LIMITED INVESTOR FINANCIAL SUPPLEMENT FOURTH QUARTER 2025 AXIS CAPITAL HOLDINGS LIMITED 29 Richmond Road Pembroke HM 08 Bermuda Contact Information: Cliff Gallant Investor Contact (415) 262-6843 investorrelations@axiscapital.com Website Information: www.axiscapital.com This report is for informational purposes only. It should be read in conjunction with the documents that the Company files with the Securities and Exchange Commission pursuant to the Securities Act of 1933 and the Securi ...

Company Overview - HPN Holdings, Inc. has successfully closed its acquisition of Orange Auto Insurance, a technology-driven nonstandard automobile insurance holding company, which will operate as a wholly owned subsidiary of HPN [1] - The acquisition allows HPN to leverage Orange's seasoned executive team and AI software solution to enhance operational efficiency and compete against legacy carriers [2] Management Team - Orange is led by CEO Dean Kozlowski, who has a proven track record, having previously grown United Automobile Insurance Company into a $400 million annual premium business [3] - Several key executives from United Automobile Insurance Company and Falcon Insurance Company will join Orange, contributing to its growth strategy [3] Strategic Importance - The acquisition is seen as a significant milestone for both companies, providing Orange with the capital and platform to accelerate growth in a fragmented insurance market [4] - Florida's nonstandard auto insurance market presents favorable opportunities due to pricing dynamics, legislative reforms, and improving claims conditions, which Orange aims to capitalize on [4] Technology and Operations - Orange focuses on a technology-driven approach to sales, underwriting, and claims, aiming to improve efficiency and pricing accuracy across the insurance value chain [5] - The company is positioned to exploit hard-market opportunities that could yield above-market returns [5] HPN Holdings Strategy - HPN Holdings aims to acquire and grow premier operating businesses through mergers and acquisitions, with the acquisition of Orange aligning with this strategy [6]

Core Viewpoint - Chubb (CB) has been identified as a top investment opportunity due to its consistent underwriting discipline, which has allowed it to outperform peers over the past decade [1]. Company Analysis - Chubb has demonstrated strong performance in the insurance sector, attributed to its steady underwriting practices [1]. - The company is part of a broader analysis conducted by a group focused on cash flows and capital access, indicating a strategic approach to investment [1]. Industry Context - The insurance and reinsurance sectors are highlighted, with a focus on the importance of underwriting discipline in achieving superior performance [1].

Core Viewpoint - Skyward Specialty Insurance Group, Inc. is set to release its fourth quarter 2025 earnings on February 23, 2026, and these results will not include the financials of Apollo Group Holdings Ltd. due to the acquisition closing on January 1, 2026 [1] Group 1 - The earnings call for the fourth quarter 2025 financial results will take place on February 24, 2026, at 8:30 a.m. EST, accessible via a live audio webcast and conference call registration [2] - A replay of the earnings call will be available two hours after the call on the company's investor website [3] Group 2 - Skyward Group operates as a holding company for its U.S. and Lloyds businesses, providing specialized insurance solutions in global specialty property and casualty markets, focusing on niche and complex risks [4] - The company aims to drive sustainable growth and long-term value for shareholders and stakeholders through disciplined execution and forward-looking insights [4] Group 3 - Skyward Group is listed on the Nasdaq Global Select Market, representing the top fourth of all Nasdaq-listed companies [5]

Core Insights - Ameriprise Financial reported a record fourth quarter and full year for 2025, achieving significant growth in earnings and assets under management [1][2] - The company was recognized as one of TIME's Most Iconic Companies for 2026 and ranked among the Best-Managed Companies by the Wall Street Journal [1][4] - Ameriprise's return on equity reached 53.2%, reflecting strong capital management and shareholder returns [1][2] Financial Performance - Fourth quarter GAAP net income per diluted share was $10.47, a slight decrease from $10.58 in the previous year, while full year GAAP net income per diluted share increased to $36.28 from $33.05 [1][2] - Adjusted operating earnings per diluted share for the fourth quarter rose 16% to $10.83, and for the full year, it increased 14% to $39.29 [1][2] - Total adjusted operating net revenues for the fourth quarter increased by 10% to $4.9 billion, driven by asset growth and client engagement [1][2] Asset Management - Assets under management, administration, and advisement reached a record high of $1.7 trillion, up 11% year-over-year [1][2] - The Advice & Wealth Management segment generated adjusted operating net revenues of $3.2 billion, a 12% increase, with a pretax adjusted operating margin of 29.3% [1][2] - Wrap assets increased 17% to a record high of $670 billion, with net inflows of $12.1 billion in the quarter [2][5] Client Engagement and Advisor Productivity - Total client assets grew 13% to $1.2 trillion, with strong client flows of $13.3 billion [2][5] - The company experienced strong advisor recruitment, with 91 experienced advisors joining in the quarter [2][5] - Adjusted operating net revenue per advisor reached a new high of $1.1 million, an 8% increase from the previous year [2][5] Retirement & Protection Solutions - The Retirement & Protection Solutions segment reported adjusted operating net revenues of $991 million, a 3% increase, with sales rising 6% to $1.5 billion [2][5] - The segment's pretax adjusted operating earnings were $200 million, impacted by higher life claim expenses compared to the prior year [2][5] Corporate Recognition - Ameriprise was ranked 48 on TIME's list of America's Most Iconic Companies, highlighting its cultural significance and impact [4] - The company was also recognized as a Top 250 firm on the Wall Street Journal's Best-Managed Companies list, evaluated on various performance indicators [4]