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中国人民银行:三季度末我国科技型中小企业获贷率为50.3%
Xin Hua Wang· 2025-10-24 11:02
中国人民银行10月24日发布的数据显示,2025年三季度末,获得贷款支持的科技型中小企业27.54万 家,获贷率为50.3%,比去年同期高2.8个百分点。本外币科技型中小企业贷款余额3.56万亿元,同比增 长22.3%,增速比各项贷款高15.8个百分点。 中国人民银行当日发布的金融机构贷款投向统计报告显示,今年以来,贷款支持科创企业力度较大。三 季度末,获得贷款支持的高新技术企业26.66万家,获贷率为57.6%,比去年同期高0.8个百分点。本外 币高新技术企业贷款余额18.84万亿元,同比增长6.9%,增速比各项贷款高0.4个百分点。 与此同时,绿色贷款和普惠小微贷款快速增长。三季度末,本外币绿色贷款余额43.51万亿元,比年初 增长17.5%;人民币普惠小微贷款余额36.09万亿元,同比增长12.2%。 此外,工业中长期贷款数据也表现较好。三季度末,本外币工业中长期贷款余额26.59万亿元,同比增 长9.7%;本外币基础设施相关行业中长期贷款余额43.47万亿元,同比增长6.7%。(记者吴雨、任军) 【纠错】 【责任编辑:王佳宁】 ...
央行:房地产贷款增速回升
财联社· 2025-07-22 08:20
Core Viewpoint - The report indicates a steady growth in various loan categories, with a notable increase in loans to small and micro enterprises, green loans, and loans supporting technological innovation, while real estate loans show signs of recovery [1][2][9]. Group 1: Overall Loan Statistics - As of the end of Q2 2025, the total balance of RMB loans from financial institutions reached 268.56 trillion yuan, reflecting a year-on-year growth of 7.1%, with an increase of 12.92 trillion yuan in the first half of the year [2]. Group 2: Corporate Loans - The balance of corporate loans in both domestic and foreign currencies stood at 182.47 trillion yuan at the end of Q2 2025, growing by 8.6% year-on-year, with an increase of 11.5 trillion yuan in the first half [3]. - Short-term loans and bill financing reached 62.04 trillion yuan, up 9.4% year-on-year, while medium to long-term loans totaled 116.79 trillion yuan, growing by 8.3% [3]. Group 3: Industrial and Infrastructure Loans - Medium to long-term loans for the industrial sector reached 26.27 trillion yuan, with a year-on-year growth of 10.7%, surpassing the overall loan growth rate by 3.9 percentage points [4]. - Infrastructure-related loans also showed a healthy increase, with a balance of 43.11 trillion yuan, growing by 7.4% year-on-year [4]. Group 4: Small and Micro Loans - The balance of inclusive small and micro loans reached 35.57 trillion yuan, with a year-on-year growth of 12.3%, significantly higher than the overall loan growth rate [6]. Group 5: Green Loans - Green loans increased to 42.39 trillion yuan, marking a growth of 14.4% since the beginning of the year, with significant contributions from infrastructure and energy sectors [7]. Group 6: Agricultural Loans - Agricultural loans reached 53.19 trillion yuan, growing by 7.4% year-on-year, with rural loans at 38.95 trillion yuan, also reflecting a 7.4% increase [8]. Group 7: Real Estate Loans - Real estate loans totaled 53.33 trillion yuan, with a year-on-year growth of 0.4%, indicating a recovery trend compared to previous periods [9]. Group 8: Loans Supporting Technological Innovation - Loans to technology-based small and medium enterprises reached 3.46 trillion yuan, with a year-on-year growth of 22.9%, significantly higher than the overall loan growth [10]. - High-tech enterprises also saw a loan balance of 18.78 trillion yuan, growing by 8.2% year-on-year [11]. Group 9: Household Consumption Loans - Household loans reached 84.01 trillion yuan, with a year-on-year growth of 3%, indicating a steady increase in consumer borrowing [12].