报告称，三季度末，本外币工业中长期贷款余额26.59万亿元，同比增长9.7%，增速比各项贷款高 3.2个百分点，前三季度增加2.06万亿元。其中，重工业中长期贷款余额22.6万亿元，同比增长9.3%；轻 工业中长期贷款余额3.99万亿元，同比增长12.3%。 中国人民银行24日发布2025年三季度金融机构贷款投向统计报告显示，三季度末，金融机构人民币 各项贷款余额270.39万亿元(人民币，下同)，同比增长6.6%，前三季度人民币贷款增加14.75万亿元。其 中，工业中长期贷款保持较快增长。 报告还提到，贷款支持科创企业力度较大。三季度末，获得贷款支持的科技型中小企业27.54万 家，获贷率为50.3%，比去年同期高2.8个百分点。本外币科技型中小企业贷款余额3.56万亿元，同比增 长22.3%，增速比各项贷款高15.8个百分点。 此外，三季度末，企事业单位贷款增长较为平稳、普惠小微贷款增长较快、绿色贷款快速增长、涉 农贷款持续增长、房地产贷款增速基本平稳、住户消费贷款保持增长。(记者 夏宾) 三季度末，本外币服务业中长期贷款余额72.36万亿元，同比增长6.8%，增速比各项贷款高0.3个百 分点，前三季度增 ...

从住户贷款看，今年三季度末，本外币住户贷款余额83.94万亿元，同比增长2.3%。其中，经营性贷款 余额25.21万亿元，同比增长4.8%。不含个人住房贷款的消费性贷款余额21.29万亿元，同比增长4.2%。 《报告》指出，今年三季度末，工业中长期贷款保持较快增长，本外币工业中长期贷款余额同比增长 9.7%，增速比各项贷款高3.2个百分点。其中，重工业中长期贷款余额同比增长9.3%；轻工业中长期贷 款余额同比增长12.3%。今年三季度末，本外币服务业中长期贷款余额同比增长6.8%，增速比各项贷款 高0.3个百分点。不含房地产业的服务业中长期贷款余额同比增长7.5%；房地产业中长期贷款余额同比 增长4.4%。 10月24日，中国人民银行发布的《2025年三季度金融机构贷款投向统计报告》(下称《报告》)显示，今 年三季度末，贷款支持科创企业力度较大，科技型中小企业获贷率为50.3%，比去年同期高2.8个百分 点；高新技术企业获贷率为57.6%，比去年同期高0.8个百分点。三季度末，本外币科技型中小企业贷款 余额同比增长22.3%，增速比各项贷款高15.8个百分点。 《报告》显示，今年三季度末，金融机构人民币各项贷 ...

中国人民银行10月24日发布的数据显示，2025年三季度末，获得贷款支持的科技型中小企业27.54万 家，获贷率为50.3%，比去年同期高2.8个百分点。本外币科技型中小企业贷款余额3.56万亿元，同比增 长22.3%，增速比各项贷款高15.8个百分点。 中国人民银行当日发布的金融机构贷款投向统计报告显示，今年以来，贷款支持科创企业力度较大。三 季度末，获得贷款支持的高新技术企业26.66万家，获贷率为57.6%，比去年同期高0.8个百分点。本外 币高新技术企业贷款余额18.84万亿元，同比增长6.9%，增速比各项贷款高0.4个百分点。 与此同时，绿色贷款和普惠小微贷款快速增长。三季度末，本外币绿色贷款余额43.51万亿元，比年初 增长17.5%；人民币普惠小微贷款余额36.09万亿元，同比增长12.2%。 此外，工业中长期贷款数据也表现较好。三季度末，本外币工业中长期贷款余额26.59万亿元，同比增 长9.7%；本外币基础设施相关行业中长期贷款余额43.47万亿元，同比增长6.7%。（记者吴雨、任军） 【纠错】 【责任编辑:王佳宁】 ...

中国人民银行统计，2025年三季度末，金融机构人民币各项贷款余额270.39万亿元，同比增长6.6%，前 三季度人民币贷款增加14.75万亿元。 一、企事业单位贷款增长较为平稳 2025年三季度末，本外币企事业单位贷款余额184.3万亿元，同比增长8.2%，前三季度增加13.33万亿 元。 分期限看，短期贷款及票据融资余额62.77万亿元，同比增长9.3%，前三季度增加4.99万亿元。中长期 贷款余额117.89万亿元，同比增长7.8%，前三季度增加8.18万亿元。 分用途看，固定资产贷款余额77.55万亿元，同比增长7%，前三季度增加5.06万亿元。经营性贷款余额 75.63万亿元，同比增长9%，前三季度增加6.35万亿元。 二、工业中长期贷款保持较快增长 2025年三季度末，本外币工业中长期贷款余额26.59万亿元，同比增长9.7%，增速比各项贷款高3.2个百 分点，前三季度增加2.06万亿元。其中，重工业中长期贷款余额22.6万亿元，同比增长9.3%；轻工业中 长期贷款余额3.99万亿元，同比增长12.3%。 2025年三季度末，本外币服务业中长期贷款余额72.36万亿元，同比增长6.8%，增速比各项贷 ...

Group 1 - The People's Bank of China reported that by the end of Q2 2025, 274,000 technology-based SMEs received loan support, with a loan approval rate of 50%, an increase of 3.2 percentage points year-on-year [1] - The loan balance for technology-based SMEs reached 3.46 trillion yuan, representing a year-on-year growth of 22.9%, which is 16.1 percentage points higher than the growth rate of all loans [1] - The report indicated significant support for innovative enterprises, with 266,800 high-tech enterprises receiving loans by the end of Q2, achieving a loan approval rate of 57.6%, up by 1 percentage point from the previous year [1] Group 2 - The loan balance for high-tech enterprises was 18.78 trillion yuan, showing a year-on-year increase of 8.2%, which is 1.4 percentage points higher than the overall loan growth rate [1] - In terms of green loans, the balance of domestic and foreign currency green loans reached 42.39 trillion yuan, growing by 14.4% since the beginning of the year, with an increase of 535 billion yuan in the first half of the year [1] - Specific categories of green loans included 18.75 trillion yuan for infrastructure green upgrades, 8.25 trillion yuan for energy green low-carbon transitions, and 4.95 trillion yuan for ecological protection and restoration [1] Group 3 - By the end of Q2, the balance of real estate loans was 53.33 trillion yuan, reflecting a year-on-year growth of 0.4%, which is 0.6 percentage points higher than the growth rate at the end of the previous year [1] - In the first half of the year, real estate loans increased by 416.6 billion yuan [1]

Core Viewpoint - The People's Bank of China reported a steady growth in various loan categories as of the second quarter of 2025, indicating a stable financial environment and targeted support for key sectors such as small and micro enterprises, green projects, and technology innovation [2][3][5][6][9]. Group 1: Overall Loan Growth - As of the end of Q2 2025, the total balance of RMB loans reached 268.56 trillion yuan, with a year-on-year growth of 7.1%, and an increase of 12.92 trillion yuan in the first half of the year [2]. - The balance of domestic and foreign currency loans for enterprises and institutions was 182.47 trillion yuan, growing by 8.6% year-on-year, with an increase of 11.5 trillion yuan in the first half [3]. Group 2: Sector-Specific Loan Growth - Industrial and infrastructure-related medium to long-term loans showed robust growth, with a balance of 26.27 trillion yuan, a year-on-year increase of 10.7%, outpacing overall loan growth by 3.9 percentage points [4]. - The balance of medium to long-term loans in the service sector was 71.62 trillion yuan, growing by 6.8% year-on-year, while loans in the infrastructure sector reached 43.11 trillion yuan, with a growth of 7.4% [4]. Group 3: Support for Small and Micro Enterprises - The balance of inclusive small and micro loans reached 35.57 trillion yuan, with a year-on-year growth of 12.3%, significantly higher than the overall loan growth [5]. - The balance of operating loans for individual farmers was 9.92 trillion yuan, with an increase of 3.516 billion yuan in the first half of the year [5]. Group 4: Green Loans - The balance of green loans was 42.39 trillion yuan, reflecting a growth of 14.4% since the beginning of the year, with significant increases in loans for infrastructure upgrades and energy transition [6]. - Specific balances included 18.75 trillion yuan for infrastructure green upgrades and 8.25 trillion yuan for energy low-carbon transition loans [6]. Group 5: Agricultural Loans - The balance of agricultural loans was 53.19 trillion yuan, with a year-on-year growth of 7.4%, indicating a steady increase in support for the agricultural sector [7]. - Rural loans reached 38.95 trillion yuan, growing by 7.4% year-on-year, while agricultural loans specifically increased by 8.1% [7]. Group 6: Real Estate Loans - The balance of real estate loans was 53.33 trillion yuan, with a slight year-on-year growth of 0.4%, showing a recovery in the sector [8]. - Personal housing loans totaled 37.74 trillion yuan, with a minor decline of 0.1% year-on-year, but an increase of 510 billion yuan in the first half [8]. Group 7: Support for Technology Enterprises - A total of 27.4 million technology-based small and medium enterprises received loan support, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [9]. - High-tech enterprises also saw a loan balance of 18.78 trillion yuan, growing by 8.2% year-on-year [9]. Group 8: Household Consumption Loans - The balance of household loans was 84.01 trillion yuan, with a year-on-year growth of 3%, indicating continued consumer borrowing [10]. - Consumption loans excluding personal housing loans reached 21.18 trillion yuan, growing by 6% year-on-year [10].