Group 1 - The core viewpoint of the article highlights the comprehensive policies and financial support aimed at enhancing the growth of technology-based enterprises in China, particularly through low-cost financing and tailored financial services [1][2][9] - As of March 2025, the loan balance for technology-based small and medium enterprises exceeded 3.3 trillion yuan, marking a year-on-year growth of 24%, with "specialized, refined, distinctive, and innovative" enterprises also seeing significant loan increases [2][4] - The China Construction Bank (CCB) has actively engaged in supporting technology enterprises by shifting the credit evaluation focus from traditional cash flow to technology and intellectual property, thereby facilitating financing for innovation [2][3][4] Group 2 - CCB's innovative financial services have enabled technology enterprises in Ningxia to convert their intellectual property and patents into credit, thus enhancing their production capabilities and financial stability [3][4] - The bank's support has been crucial for companies like Huake Optoelectronics, which transitioned from a small enterprise to a leader in the high-end laser sight market, demonstrating the importance of continuous financial backing throughout their growth stages [5][6] - CCB's collaboration with local governments and enterprises in Tianjin has led to the establishment of tailored financial products that meet the specific needs of businesses, fostering a supportive ecosystem for innovation [7][8] Group 3 - The article emphasizes the transformation of CCB's role from a traditional fund provider to a collaborative partner in the innovation journey, highlighting its commitment to deepening relationships with technology enterprises [9][10] - CCB's approach includes a full lifecycle financial service model that supports enterprises from their inception to becoming industry leaders, showcasing a commitment to long-term partnerships [5][6][9]