Core Insights - Yangcheng Rural Commercial Bank has successfully issued its first "Pu E Loan" credit of 5 million yuan to a small and micro enterprise in Yangcheng, filling a gap in the bank's online credit products for corporate clients [1][8] - The "Pu E Loan" product offers a pure credit, fully online, and highly efficient financing service model, providing a new path for small and micro enterprises in Shanxi province to access financing [1][8] Group 1: Product Overview - "Pu E Loan" is specifically designed for legally registered small and micro enterprises in Shanxi that pay taxes, breaking the reliance on collateral and guarantees typical of traditional loans [4][13] - The product utilizes a big data risk control model developed by the bank, enabling intelligent approval and credit issuance based on multiple real data dimensions such as tax, business, and credit information [4][13] Group 2: Service Implementation - The bank's marketing service team actively engaged with Yangcheng Jin Tong Energy Co., Ltd., providing on-site demonstrations and detailed guidance on the online application process, which helped the company understand the product thoroughly [9][11] - The entire process from application to approval of the 5 million yuan credit was completed in just two days, addressing the company's urgent need for working capital [4][11] Group 3: Future Plans - The bank plans to expand the coverage of the "Pu E Loan" product and optimize service processes to provide higher quality and more efficient financial services, contributing to the high-quality development of the county's economy [8][15]