石榴种植
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金融赋能石榴产业“开枝散叶”
Jin Rong Shi Bao· 2025-11-04 03:31
Core Insights - The pomegranate industry in Zaozhuang, Shandong, has developed a comprehensive industrial chain, achieving a total industrial output value of 4.8 billion yuan [1] - Financial support from local banks has been crucial in promoting the growth of the pomegranate industry, enabling farmers to increase income and contribute to rural revitalization [1] Financial Support and Innovations - The People's Bank of China in Zaozhuang has facilitated a collaborative platform for government, banks, and enterprises, leading to customized financial solutions for the entire pomegranate industry chain [1][2] - Innovative financing models, such as "land + project" financing, have been introduced to address challenges faced by farmers, enabling the construction of smart greenhouses [2][3] - As of August 2023, financial institutions in Zaozhuang have issued loans totaling 710 million yuan to the pomegranate industry, with a loan balance of 1.36 billion yuan [3] Value Addition and Processing - The deep processing of pomegranates has significantly increased their market value, with products like enzyme extracts selling for 25 yuan compared to 3 yuan for fresh fruit [4] - Financial institutions have developed tailored financial products to support the entire pomegranate value chain, including loans for planting, processing, and sales [4][5] Tourism and Cultural Integration - The integration of tourism and pomegranate cultivation has become a new growth engine, with significant visitor numbers reported at pomegranate parks [6][7] - Financial institutions have created innovative credit models to support tourism-related projects, such as the "Liuhua Loan" for expanding production of pomegranate pancakes [7] - As of August 2023, loans totaling 490 million yuan have been issued to support the pomegranate tourism industry, with a loan balance of 980 million yuan [7]