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Equifax Market Pulse Index Indicates Improved Financial Progress Among Consumers within Lower Credit Tiers
Prnewswire· 2026-01-16 12:45
Core Insights - The third quarter 2025 Market Pulse Index from Equifax shows a slight increase to 61.6, indicating a quarter-over-quarter rise of 0.35% and a year-over-year increase of 0.14, reflecting a stabilization in credit scores among lower tiers [1][3][4] Group 1: Market Pulse Index Overview - The Market Pulse Index synthesizes anonymized data on credit, debt, income, and assets, providing a comprehensive view of U.S. consumer financial health on a scale of 1 to 100 [2] - The index indicates that the financial divide in the "K-shaped" economy is stabilizing, with lower credit score tiers showing improvement for the first time since March 2024 [3][4] Group 2: Generational Insights - Gen Z's average Market Pulse Index improved to 59.04, up 0.71% quarter-over-quarter and 0.34% year-over-year, indicating financial progress despite variability [5][7] - Millennials have a Market Pulse Index of 58.82, showing minimal change amid financial pressures, while Gen X and Baby Boomers show steady improvements [7] - Traditionalists (Silent Generation) experienced the largest increases in their Market Pulse Index, reflecting the stabilizing effect of long-term savings [7] Group 3: Implications for Stakeholders - The financial momentum among Gen Z presents opportunities for lenders and retailers to build long-term relationships with this emerging economic force [6]
3 Companies Enjoying Snowballing Sales Growth
ZACKS· 2026-01-14 17:15
Key Takeaways Strong sales growth is key for share outperformance.PLTR, HOOD, and W are all seeing favorable top-line trends. The outlook for each remains favorable, underpinned by positive revisions. Revenue growth is the foundation of profits. Strong top-line trends enable companies to scale, operate more efficiently, reinvest in the business, and steadily build shareholder value.In recent months, several companies – Wayfair (W) , Robinhood (HOOD) , and Palantir (PLTR) – have reported quarterly results sh ...
TransUnion and Actable Prove AI Success Starts with Data: Partnership Delivers 10% Lift in Predictive Modeling
Globenewswire· 2026-01-14 13:00
Core Insights - The collaboration between TransUnion and Actable has led to a 10% improvement in AI-driven marketing predictions by integrating TransUnion's TruAudience® Marketing Solutions dataset into Actable's machine learning models [1][2] - The project aimed to address the challenge of re-engaging customers for a major retailer, resulting in a 19.5% reduction in false positives, thereby enhancing audience targeting and marketing efficiency [2][4] Data Importance - High-quality data is essential for effective AI performance, with TransUnion's identity graph covering over 98% of the U.S. population and providing more than 700 demographic attributes and 15,000 behavioral signals [3] Business Impact and Future Applications - The enhanced AI model allows for more efficient marketing resource allocation, particularly in costly win-back campaigns, and identifies future use cases as AI adoption increases [4]
Palantir is trying to 'destroy' Percepta through legal action, startup's execs say in filing
CNBC· 2026-01-13 20:23
Core Viewpoint - The lawsuit filed by Palantir against Percepta AI is perceived by Percepta's executives as an attempt to stifle competition and prevent their growth in the AI sector [1][2]. Group 1: Lawsuit Details - Palantir's lawsuit, initiated in October in the Southern District of New York, accuses Percepta's co-founders of using stolen information to establish a competing business and attempting to recruit Palantir's employees [2]. - The lawsuit also claims that a Percepta employee, Joanna Cohen, misappropriated confidential documents after her resignation and transferred sensitive information to her personal device [2]. Group 2: Percepta's Defense - Percepta has denied any allegations of using Palantir's confidential information, labeling the lawsuit as "baseless" and asserting that thorough searches found no Palantir materials [3]. - Percepta's legal team argues that the screenshots taken by Cohen were intended to assist her in completing her tasks and that the materials in question are outdated and irrelevant to Percepta's operations [3].
Yuki Launches a 14-Day Free Trial That Runs Full Snowflake Optimization in Production
Globenewswire· 2026-01-13 14:33
TEL AVIV, Israel, Jan. 13, 2026 (GLOBE NEWSWIRE) -- Yuki today announced the availability of its new 14-day free trial, giving Snowflake teams a way to evaluate real cost and performance optimization on actual production workloads, without rewrites, re-architecture, or lock-in. Most “free trials” in data cost optimization never touch production. They offer dashboards, simulations, and projected savings, then ask teams to do the hard part later. Yuki’s trial flips the model: it runs the full platform in your ...
Palantir Stock Upgraded to Buy. Why Valuation Is No Problem for This Analyst.
Barrons· 2026-01-12 13:17
Shares of the data-analytics company are upgraded to Buy from Hold at Citi Research. ...
Verisk Announces Sale of its Marketing Solutions Business to ActiveProspect
Globenewswire· 2026-01-08 21:30
Transaction reinforces Verisk’s focus on global insurance and capital allocation disciplineJersey City, NJ, Jan. 08, 2026 (GLOBE NEWSWIRE) -- Verisk (Nasdaq: VRSK), a leading strategic data analytics and technology partner to the global insurance industry, today announced it has sold Verisk Marketing Solutions (VMS) to ActiveProspect, the leading consent-based marketing platform. VMS, part of Verisk’s underwriting division, provides leading marketing solutions for customers in both insurance and non-insuran ...
Vanda and Exante Data Combine in Strategic Merger
Businesswire· 2026-01-08 14:31
LONDON & NEW YORK--(BUSINESS WIRE)--This morning Vanda, a global leader of high-frequency positioning data and tactical macro insights and Exante Data Inc, an innovative data analytics and global macro strategy provider announced they completed a definitive merger agreement. Under the terms of the agreement, Exante Data Inc will merge with and into Vanda through the acquisition by Vanda of all of the outstanding capital stock of Exante. Following the closing, Jens Nordvig will assume the role o. ...
Premarket Movers: Palantir Still Running on Venezuela Operation
Yahoo Finance· 2026-01-08 14:00
U.S. Army Quick Read Palantir saw a substantial boost after the weekend raid that led to the capture of Venezuela’s Nicolas Maduro. Late yesterday, the Northrop Grumman stock pulled back after President Trump said he would not allow dividends or buybacks. After dropping from about $168 to about $135, the pullback in Generac Holdings is overdone, according to Citi analysts. Have You read The New Report Shaking Up Retirement Plans? Americans are answering three questions and many are realizing they ...
Down 10%, Should You Buy the Dip on Palantir?
The Motley Fool· 2026-01-04 08:15
Core Insights - Palantir Technologies has experienced significant growth in 2025, reaching a market capitalization of approximately $440 billion, but is currently facing downward pressure with shares trading about 10% below their all-time highs as it enters 2026 with muted momentum [1][2]. Company Overview - Palantir was founded over two decades ago to address the limitations of existing software platforms, promoting a need for more adaptable technology [4]. - The company offers innovative platforms, Foundry and Gotham, which utilize artificial intelligence to automate decision-making and analyze data from numerous sources [5][6]. Financial Performance - Palantir's quarterly revenue has more than doubled to $1.18 billion since the launch of its AIP platform in April 2023, marking its first quarterly profit [10]. - In the third quarter, revenue increased by 63% year-over-year, with net income of $476 million, resulting in a 40% profit margin [12]. - The U.S. government remains the largest revenue source, generating $486 million in the last quarter, a 52% increase from the previous year, while U.S. commercial revenue surged by 121% to $397 million [13]. Market Position - Palantir's adaptability gives it a competitive edge over contractors like BigBear.ai, allowing for faster client acquisition and revenue generation [9]. - The company is signing an average of more than one deal per day valued over $1 million, indicating strong demand for its services [12]. Valuation Concerns - Despite rapid growth, Palantir's valuation metrics, including a forward price-to-earnings ratio of 254 and a price-to-sales ratio of 99, suggest unsustainable levels, raising concerns among some investors [14]. Future Outlook - The AIP platform is viewed as a transformative tool that could drive further growth, with expectations for a positive earnings report potentially leading to a rebound in stock price [18].