Retiring early has obvious appeal — more freedom, more time and the chance to enjoy life while you’re still young and healthy. But early retirement also means your savings may need to last 40 to 50 years. That requires a strategy built on flexibility, tax awareness and careful planning. Here are the smart moves to make now to make early retirement sustainable, according to financial planners. Build Wealth Outside Traditional Retirement Accounts Having money outside of accounts like 401(k) plans and IRA ...

Core Viewpoint - The acquisition of Evelyn Partners for GBP 2.7 billion positions the company as the leading private banking and wealth management firm in the U.K., enhancing its strategy by tapping into a growing market supported by favorable demographic, regulatory, and technological trends [2]. Company Overview - Evelyn Partners is a prominent financial planning and investment management firm with a 180-year history, a loyal client base, and a strong cultural alignment with the acquiring company [3]. - The firm operates a regional network of 21 offices and employs 270 financial planners and 325 specialist investment managers, along with a well-regarded direct-to-consumer investment platform, Bestinvest [3]. Financial Performance - In 2025, Evelyn Partners reported an income of GBP 509 million and an EBITDA of GBP 179 million, achieving a margin of 35% [3]. - The firm has successfully attracted net new inflows of GBP 1.6 billion, indicating strong prospects for future growth [3].

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Quick Summary A 53-year-old with $2.45 million saved may be financially secure, but the shift from saving to spending makes tax and timing decisions far more important than raw returns. Test your retirement and tax strategy with a financial advisor through SmartAsset's free matching tool to help clarify how contributions, Roth conversions, and withdrawals fit together over the next decade. Build flexib ...

With market headlines flashing warnings and gold prices soaring, some Americans nearing retirement are feeling the pressure. One 70-year-old investor wondered if now was the time to move part of his 401(k) into cash. Fear Of A Crash, But History Says Otherwise That question came during a recent episode of “The Ramsey Show,” where Robert from Nashville asked hosts George Kamel and Jade Warshaw if shifting to a money market fund made sense in the current climate. “Gold’s high, the dollar’s down,” he said. ...

Robert Brokamp: Choosing the right retirement account and the long-term return of gold. That and more on this Saturday Personal Finance edition of Motley Fool Money. I'm Robert Brokamp, and this week, I speak with financial planner and CPA Sean Mullaney about why some investors should favor pre-tax traditional retirement accounts, despite all the benefits of Roth accounts. But first, hear a few items from the news last week. First up, we turn to the latest weekly asset allocation review from Jurrien Timmer, ...

Core Insights - The article emphasizes the often underestimated costs associated with Medicare, particularly healthcare expenses that retirees need to plan for, which can lead to significant out-of-pocket costs [4][9]. Medicare Costs - Medicare Part A has a deductible of $1,736 for inpatient hospital stays in 2026, an increase from $1,676 in 2025, while the average cost of a one-day hospital stay was $3,297 in 2024 [1][6]. - The average adjusted cost for an inpatient stay at community hospitals is $14,101, highlighting the financial burden on retirees [1]. Financial Planning for Healthcare - Financial experts warn that healthcare is the most unpredictable expense for retirees, as Medicare does not cover all medical needs, leading to additional costs for out-of-pocket expenses, deductibles, and long-term care [2][3]. - Fidelity Investments estimates that a retired couple will need approximately $345,000 to cover healthcare costs after age 65, underscoring the necessity of planning for these expenses [9]. Strategies for Managing Healthcare Costs - Recommendations include building a Health Savings Account (HSA) for tax advantages, setting up a dedicated health emergency fund, and considering long-term care insurance to protect against high costs [11][12][16]. - It is advised to obtain a robust Medigap policy to cover gaps in Medicare, as Original Medicare does not cover essential services like dental, vision, and hearing [7][8][21]. Income Management - Reducing modified adjusted gross income (MAGI) can help lower Medicare premiums, with strategies such as Roth conversions and charitable giving suggested for those nearing retirement [18][19].

CFP Board's New Standards Call for More Continuing Ed, Broader Experience - Barron'sSkip to Main ContentThis copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.---# CFP Board's New Standards Call for More Continuing Ed, Broader Experience---By [Kenneth Corbin]The leadership of th ...

“In this coming year, I’ll save about $150,000. I will get an inheritance, but hopefully not for a long time.” (Photo subject is a model.) - Getty Images/iStockphoto Dear Quentin, I am 55 and considering an early retirement in a year. I’m an attorney specializing in litigation. I have had five major jury trials in the last nine months. Although I love it and my firm — truly amazing people, each and every one — I am simply exhausted. I had a major health scare four years ago, and I’ve seen close friends ...

The CFP Board, which oversees the Certified Financial Planner credential, is promoting from within. The organization announced on Wednesday that it has chosen Chief Operating Officer K. Dane Snowden to replace Kevin Keller as CEO. ...

Core Insights - Financial experts emphasize the importance of simple retirement advice for 2026, focusing on strategies to protect and grow retirement savings Group 1: Separating Funds - It is advised to separate short-term money from long-term investments to safeguard retirement savings, preventing premature withdrawals from retirement accounts [2] - Emergency savings are crucial as they help individuals manage unexpected expenses without derailing retirement plans, leading to longer investment periods and higher retirement balances [3] Group 2: Managing Retirement Income - Retirement should be treated like a paycheck, with a fixed monthly deposit into checking funded from a cash reserve of zero to three years, while the remainder is invested for long-term growth [4][5] - This approach allows for steady spending, utilizes market volatility effectively, and provides better control over tax implications during withdrawals [5][6] Group 3: Maximizing Contributions - It is essential to contribute enough to retirement accounts to receive any available company match, as this represents free money that significantly enhances 401(k) balances over time [7] - Common employer match formulas include a dollar-for-dollar match up to 3% of salary and a 50 cents on the dollar match for the next 2%, with a recommendation to save about 15% of pre-tax income annually, including the match [8]