As many other analysts covering PayPal Holdings, Inc. ( PYPL ), I have to admit that my positive call on the stock back in November hasn’t played out as expected so far. That said, the finalI’ve managed my investments since 1999, gaining perspective across multiple market cycles. With a background in Economics and ongoing CFA certification, my focus is on uncovering mispriced assets that the market has overlooked. I conduct my analyses in a way that allows me to use them myself — not just casually handed-ou ...

As many other analysts covering PayPal Holdings, Inc. ( PYPL ), I have to admit that my positive call on the stock back in November hasn’t played out as expected so far. That said, the finalI’ve managed my investments since 1999, gaining perspective across multiple market cycles. With a background in Economics and ongoing CFA certification, my focus is on uncovering mispriced assets that the market has overlooked. I conduct my analyses in a way that allows me to use them myself — not just casually handed-ou ...

Core Viewpoint - Figure Technology Solutions, Inc. has announced a proposed secondary public offering of up to 4,230,000 shares of its Series A Blockchain Common Stock, aiming to enhance its capital structure and market presence [1] Group 1: Offering Details - The proposed offering includes a share repurchase plan where Figure intends to buy back up to $30 million of its Class A common stock from underwriters at the same price per share as the offering [2] - Goldman Sachs & Co. LLC, Morgan Stanley, and Cantor Fitzgerald will serve as lead joint book-running managers and sales agents for the offering [3] Group 2: Company Overview - Figure Technology Solutions operates as a blockchain-native capital marketplace, facilitating origination, funding, and trading of tokenized assets, with over 200 partners and more than $22 billion in home equity originated [6] - The company’s ecosystem includes Figure Connect, a consumer credit marketplace, and Democratized Prime, an on-chain lend-borrow marketplace, along with DART for asset custody and $YLDS, a yield-bearing stablecoin [6]

Alkami to Host Webinar Showcasing How Clean Transaction Data Drives Better Insights [Accessibility Statement] Skip NavigationWebinar highlights how transaction clarity uncovers hidden opportunities and supports smarter, data-driven decisionsPLANO, Texas, Feb. 13, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a [digital sales and service platform provider] for financial institutions in the U.S., today announced it will host a webinar, Turning Chaos Into Clarity: Decoding the Languag ...

Core Insights - Figure Technology Solutions reported strong preliminary financial results for Q4 and full year 2025, highlighting significant growth in its Consumer Loan Marketplace and blockchain ecosystem [1][2][3]. Financial Performance - For Q4 2025, the Consumer Loan Marketplace volume reached $2.7 billion, marking a 131% increase year-over-year [7]. - Full year 2025 results show a Consumer Loan Marketplace volume of $8.4 billion, reflecting a 63% year-over-year growth [7]. - Preliminary net revenue for Q4 2025 is estimated between $158.0 million and $162.0 million, while for the full year, it is projected between $505.0 million and $509.0 million [7][17]. - Adjusted Net Revenue for Q4 2025 is expected to be between $155.5 million and $160.5 million, and for the full year, between $512.5 million and $517.5 million [7][17]. - GAAP Net Income for Q4 2025 is projected to be between $12.5 million and $13.5 million, with full year estimates between $131.5 million and $132.5 million [7][17]. - Adjusted EBITDA for Q4 2025 is expected to be between $80.0 million and $83.0 million, while for the full year, it is projected between $249.0 million and $252.0 million [7][17]. Strategic Focus - The company aims to expand its partner network, enhance marketplace liquidity, and advance its blockchain-native infrastructure, indicating a commitment to modernizing capital markets [3][21]. - Figure's ecosystem includes various innovative components such as Figure Connect and DART, positioning it as a leader in the tokenization of real-world assets [21][22].

Core Viewpoint - A class action lawsuit has been filed against Klarna Group plc on behalf of investors who acquired Klarna securities during the specified class period, alleging omissions in the IPO registration statement regarding potential increases in loss reserves [1][3]. Group 1: Lawsuit Details - The lawsuit claims that Klarna's IPO Registration Statement failed to disclose critical information, particularly the understatement of potential increases in loss reserves post-IPO [3]. - The complaint indicates that starting from November 18, 2025, reports emerged about Klarna increasing its provisions for credit losses due to rising defaults among its customers [3]. Group 2: Financial Performance - As of the lawsuit filing, Klarna shares were trading at $31.31, which is significantly lower than the IPO price of $40 [4]. Group 3: Company Overview - Klarna, headquartered in Stockholm, Sweden, is a financial technology company that facilitates loans for small purchases, including food delivery services [2].

浙江的金融机构给出了自己的 "回答"。 2月9日， 在 钱塘江畔的杭州玉皇山南基金小镇 ，由浙商总会金融服务委员会（以下简称 "金服会"）与钱塘江金融港湾"金玉联盟"联合主办的"践行善本 金融，推动钱塘江金融港湾高质量发展"研讨会热烈举行。 身处日新月异的 AI时代，金融工作该如何 践行 政治性、人民性， 充分发挥金融 +数字作用并积极赋能国家经济 高质量发展 ？ 研讨会上的一大热点是《善本金融白皮书（ 2025）》的发布。据悉，该书聚焦善本金融在2024—2025年的实践成果，总结提炼其在落实中央对金融工作 的部署方面的经验成效，生动记录了金融 供给侧结构性改革 的 " 浙江 实践 " 。 浙江省政府参事、金服会主席陆建强表示 ，当前 " 过剩经济 "与"AI时代"两大时代特征并存，进而催生了两大金融新范式：其一是配置性金融，利用AI技 术重构资源配置效率；二是社会价值金融，让金融回归"义利兼顾"的本质。 而善本金融正是这两大范式的深度融合，以 " 善 " 为 资本之本 、 以 " 配 " 为 运作之要， 力求用 AI技术破解资源错配，用社会价值锚定发展方向，实 现金融价值与社会价值的同频共振。 " 经过七 ...

Toast (TOST) reported $1.63 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 22.1%. EPS of $0.23 for the same period compares to $0.05 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $1.62 billion, representing a surprise of +0.75%. The company delivered an EPS surprise of -5.47%, with the consensus EPS estimate being $0.24.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how t ...

Matthew Flake: Thanks, Josh. I'll start today's call by sharing our fourth quarter and full year results and highlights from across the business. I'll then hand the call over to Jonathan to discuss our financial results in more detail and provide guidance for the first quarter and full year before I conclude with a look ahead to 2025. In the fourth quarter, we delivered results above the high end of our guidance, generating non-GAAP revenue of $183 million, up 13% year-over-year and up 5% sequentially. We a ...

Matthew Flake: Thanks, Josh. I'll start today's call by sharing our first quarter results and highlights from across our business. I'll then hand the call over to Jonathan to discuss our financial results in more detail and provide updated guidance. In the first quarter, we delivered results above the high end of our guidance, generating revenue of $189.7 million, up 15% year-over-year. We also generated adjusted EBITDA of $40.7 million, representing 21.5% of revenue, and we generated free cash flow of $37. ...