Core Insights - Understanding the distinction between wellness visits and routine physical exams under Medicare can lead to significant cost savings for patients [1][5] Group 1: Medicare Coverage - Medicare Part B provides yearly wellness visits at no cost to patients, covering preventative and medically necessary services [1] - Routine physical exams are not covered by Medicare Part B, requiring patients to pay 100% of the cost [1][5] Group 2: Appointment Types - Wellness visits involve reviewing medical history, lifestyle information, and providing guidance on screenings, while routine physical exams are more comprehensive, including blood tests and physical examinations [2] - To ensure coverage, patients should focus on typical wellness visit components and avoid discussing unrelated medical issues that could incur additional charges [3] Group 3: Scheduling and Frequency - Wellness visits are covered only once every 12 months, and patients must wait at least 12 months after enrolling in Medicare Part B or after their initial preventive visit before scheduling a wellness visit [4]

Group 1 - Eli Lilly's stock performance is influenced more by new reports on GOP-1 clinical trials than by its earnings [1] - Alphabet is highlighted as a strong performer, with significant contributions from its products like Gemini, YouTube, and self-driving cars [2] - The healthcare sector is facing scrutiny from the president, particularly targeting companies in the healthcare chain [3] Group 2 - The drug distribution sector is criticized for high profits with minimal contributions to healthcare, with McKesson being implied as a key player [4] - Amazon's stock has become volatile, with earnings reports leading to significant fluctuations in its stock price [5] - The travel sector is mentioned as a focus for investment, despite recent underperformance [6]

Enrollment in Obamacare plans appears to be trending toward a decline of more than 1 million Americans in 2026 amid an increase in monthly premiums and the expiration of enhanced federal subsidies for health insurance premiums that were implemented during the COVID-19 pandemic. The Centers for Medicare and Medicaid Services (CMS) released a report on Wednesday that showed 23 million consumers signed up for individual health insurance coverage through the Marketplaces during the 2026 open enrollment period. ...

Earnings Reports - Microsoft and Meta both beat expectations, with Meta increasing its CapEx spending to $17 billion, a 41% growth from last year [4] - Microsoft stock fell 10% post-earnings, while Meta's stock rose 10%, indicating differing market reactions despite similar news [5] - Meta's average revenue per user reached $16.56, up 16% year-over-year, marking 10 consecutive quarters of double-digit growth [9] - Microsoft continues to see solid growth in its cloud segment, but concerns arise about reaching a peak [10] - Tesla's earnings report showed declines in deliveries and production, with the stock initially rising but then fading [12] - Apple reported record sales with iPhone revenue exceeding $85 billion and services revenue surpassing $30 billion, but the stock declined due to perceived lack of investment in AI [16] Health Insurance Sector - UnitedHealth's stock dropped 20% after projecting a revenue decline in 2026, the first such decline in decades, influenced by proposed minimal increases in payment rates [18] - Other health insurance stocks also fell, with Humana down 21%, CVS down 14%, and Molina Healthcare down 8% [19] Travel and Leisure Industry - Royal Caribbean's stock rose 19% following stronger-than-expected guidance, indicating double-digit growth in revenue and earnings [21] - Southwest Airlines also saw a 19% increase in stock price, projecting a 300% rise in EPS for 2026 compared to 2025 [22] - The performance of these companies suggests underlying demand in the travel and leisure sector [23] Upcoming Earnings - Anticipation builds for Amazon and Alphabet's earnings reports, with a focus on Amazon's AWS performance and Alphabet's investment strategies in AI [24][27] - Other notable companies reporting include Uber, Qualcomm, and several pharmaceutical firms [28] Macro Economic Insights - The upcoming jobs data is expected to be significant, with previous reports showing only 50,000 jobs added, raising concerns about potential negative revisions [36] - Consumer confidence remains low, attributed to persistent inflation and rising prices affecting daily life [39][40] - The political landscape may further influence consumer perceptions of the economy, especially with midterm elections approaching [43]

Wall Street just learned an expensive lesson about betting on Washington. According to a Wall Street Journal report, UnitedHealth Group lost roughly $60 billion in market value on January 27 after the Centers for Medicare & Medicaid Services proposed 2027 payment rates that would barely budge from current levels. Analysts had expected increases closer to 5%. Instead, CMS suggested a 0.09% bump. UNH stock plunged 19% in a single session, marking its worst day since April 2025. For income investors who've ...

I first wrote about Molina Healthcare ( MOH ) in December 2025 highlighting the business dynamics and why I see the company as a strong investment opportunity amid weak market sentiment - you can read that articleI'm an IMC qualified contributor who's followed financial markets for 5 years and has worked professionally in primary investment research for over 2 years. I'm a generalist who enjoys researching businesses from a buttom's up angle with a deep interest in smaller under covered companies where ther ...

I first wrote about Molina Healthcare ( MOH ) in December 2025 highlighting the business dynamics and why I see the company as a strong investment opportunity amid weak market sentiment - you can read that articleI'm an IMC qualified contributor who's followed financial markets for 5 years and has worked professionally in primary investment research for over 2 years. I'm a generalist who enjoys researching businesses from a buttom's up angle with a deep interest in smaller under covered companies where ther ...

目前，职工医保个人账户共济可以通过即时调用被绑定人个人账户、医保钱包等方式实现。2025年1-12 月职工医保个人账户共济人次4.64亿，金额687.7亿元。 一、通过即时调用被绑定人个人账户方式进行职工医保个人账户省内共济情况 2025年1-12月，通过即时调用被绑定人个人账户方式进行职工医保个人账户省内共济的人次4.63亿，共 济金额680.20亿元。 从共济地域看，同一统筹区（通常是同一个地市）内共济4.21亿人次，共济金额600.82亿元；省内跨统 筹区共济4173.51万人次，共济金额79.38亿元。 从共济用途看，用于支付在定点医疗机构就医发生的个人负担的医疗费用488.38亿元，用于支付在定点 零售药店发生的个人负担的费用34.32亿元，用于参加居民基本医保等的个人缴费142.27亿元，用于支付 长期护理保险的个人缴费0.76亿元，用于其他用途14.48亿元。 二、通过医保钱包进行职工医保个人账户共济情况 2025年1-12月，通过医保钱包进行职工医保个人账户共济共112.10万笔，共济金额7.50亿元。 从共济地域看，省内共济64.88万笔，共济金额4.36亿元；跨省共济47.22万笔，共济金 ...

In this article, we will take a look at the 14 High Yield Dividend Stocks with Sustainable Payouts.Dividends have been doing a lot of the quiet work in investing for a long time. Anchor Capital points out that when you step back and look at markets over decades, their impact becomes much clearer. They mattered a great deal through the late 1980s, then faded into the background during the growth-heavy markets of the 1990s. When that cycle ended, dividends came back into focus. In the 2000s, often called the ...

Elevance Health Inc (NYSE:ELV) stock yesterday enjoyed its biggest single-day percentage gain since May 2024 after reporting $547 million in profits, but it wasn’t enough to erase its worst day since March 2020 in the previous session, after the Centers for Medicare & Medicaid Services proposed to raise Medicare Advantage payment rates by only 0.09% in 2027. The good news is that this bear gap placed ELV near a trendline with historically bullish implications, which could help it trim its 14.2% year-over-ye ...