Wall Street expects a year-over-year increase in earnings on higher revenues when Reinsurance Group (RGA) reports results for the quarter ended December 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on February 5, might help the stock move higher if these key numbers are better than e ...

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, with the aim of buying high and selling higher, capitalizing on established price movements [1] Company Overview: Manulife Financial (MFC) - Manulife Financial currently holds a Momentum Style Score of B, indicating potential as a solid momentum pick [3][12] - The company has a Zacks Rank of 2 (Buy), which is associated with strong historical performance [4] Performance Metrics - Over the past week, MFC shares increased by 1.92%, matching the performance of the Zacks Insurance - Life Insurance industry [6] - In the last month, MFC's price rose by 4.76%, while the industry saw a 6.39% increase [6] - Over the past quarter, MFC shares have risen by 17.84%, and by 19.26% over the last year, significantly outperforming the S&P 500, which increased by 3.01% and 17.28% respectively [7] Trading Volume - MFC's average 20-day trading volume is 2,485,539 shares, which serves as a bullish indicator when combined with rising stock prices [8] Earnings Outlook - In the past two months, two earnings estimates for MFC have been revised upwards, with no downward revisions, leading to an increase in the consensus estimate from $2.87 to $2.95 [10] - For the next fiscal year, two estimates have also moved upwards without any downward revisions [10]

Core Insights - Manulife Financial Corporation reported third-quarter 2025 core earnings of 84 cents per share, exceeding the Zacks Consensus Estimate by 13.5% and reflecting a 15% year-over-year improvement [2][3] - The company's core earnings totaled $1.4 billion (C$2 billion), marking a 7.6% increase year over year, driven by strong growth in Global Wealth and Asset Management (WAM), Asia, and Canada [3] - New business value (NBV) for the quarter was $657 million (C$906 million), up 6.3% year over year, attributed to higher sales volumes in Asia, Canada, and the U.S. division [4] Financial Performance - Wealth and asset management assets under management and administration reached $774 billion (C$1,066 billion), a 9.6% increase year over year, despite net outflows of $4.5 billion (C$6.2 billion) [5] - Core return on equity improved by 150 basis points year over year to 18.1% [5] - Adjusted book value per common share rose to $38.22, reflecting a 12% year-over-year increase [6] Segment Performance - Global WAM's core earnings were $381 million (C$525 million), up 9% year over year, driven by higher net fee income and performance fees [7] - Asia division's core earnings reached $550 million, a 29% increase year over year, supported by improved insurance experience and business growth [8] - Canada division's core earnings were $310 million (C$428 million), up 2.6% year over year, driven by higher investment spreads and business growth in group insurance [9] - The U.S. division reported core earnings of $241 million, down 20% year over year, primarily due to unfavorable life insurance claims [10] Market Outlook - Analysts have not issued any earnings estimate revisions in the last two months, indicating a stable outlook [12] - Manulife holds a Zacks Rank 2 (Buy), suggesting an expectation of above-average returns in the coming months [14] - The company is positioned within the Zacks Insurance - Life Insurance industry, which has shown positive performance, with peers like Reinsurance Group gaining 6.6% over the past month [15]

Core Insights - Jackson Financial (JXN) is outperforming its peers in the Finance sector with a year-to-date return of 18.9%, compared to the sector average of 16.2% [4] - The Zacks Rank for Jackson Financial is 1 (Strong Buy), indicating a positive earnings outlook and improving analyst sentiment [3][4] - The Insurance - Life Insurance industry, to which Jackson Financial belongs, has an average gain of 5.7% this year, further highlighting JXN's strong performance [6] Company Performance - Jackson Financial's full-year earnings consensus estimate has increased by 7.5% over the past 90 days, reflecting a more favorable earnings outlook [4] - The stock is one of 863 individual stocks in the Finance sector, which is currently ranked 2 in the Zacks Sector Rank [2] Industry Comparison - The Insurance - Life Insurance industry ranks 74 in the Zacks Industry Rank, while the Banks - Foreign industry, which includes Banco De Chile, ranks 60 and has gained 50.1% this year [6] - Banco De Chile has significantly outperformed with a year-to-date return of 67% and has a Zacks Rank of 2 (Buy) [5]

Core Viewpoint - Investors should closely monitor F&G Annuities & Life, Inc. due to significant implied volatility in the options market, particularly for the Dec 19, 2025 $20.00 Put option [1] Company Analysis - F&G Annuities & Life currently holds a Zacks Rank 1 (Strong Buy) in the Life Insurance Industry, which is positioned in the bottom 42% of the Zacks Industry Rank [3] - Over the past 60 days, one analyst has raised the earnings estimate for the current quarter, resulting in a consensus estimate increase from $1.12 per share to $1.40 per share [3] Options Market Insights - The high implied volatility suggests that options traders anticipate a significant price movement for F&G Annuities & Life shares, potentially indicating an upcoming event that could lead to a major price change [2][4] - Seasoned options traders often seek to sell premium on options with high implied volatility, aiming to benefit from the decay of the option's value if the underlying stock does not move as much as expected [4]

Group 1 - The Baldwin Insurance Group, Inc. (BWIN) is experiencing significant activity in the options market, particularly with the Dec. 19, 2025 $22.5 Call option showing high implied volatility, indicating potential for a major price movement [1] - Implied volatility reflects market expectations for future stock movement, suggesting that investors anticipate a significant event that could lead to a substantial rally or sell-off [2] - The Baldwin Insurance Group currently holds a Zacks Rank 4 (Sell) within the Insurance - Life Insurance industry, which is in the top 20% of the Zacks Industry Rank [3] Group 2 - Over the past 60 days, earnings estimates for The Baldwin Insurance Group have seen mixed revisions, with one analyst increasing and another decreasing their estimates, resulting in a consensus estimate drop from 30 cents to 29 cents per share for the current quarter [3] - The high implied volatility may indicate a developing trading opportunity, as options traders often seek to sell premium on options with such volatility, aiming to benefit from time decay [4]

Core Insights - GoHealth (GOCO) reported a quarterly loss of $0.19 per share, significantly better than the Zacks Consensus Estimate of a loss of $2.06, and an improvement from a loss of $3.73 per share a year ago, resulting in an earnings surprise of +90.78% [1] - The company generated revenues of $34.19 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 67.05%, and a decline from year-ago revenues of $118.29 million [2] - GoHealth shares have decreased by approximately 74.3% year-to-date, contrasting with the S&P 500's gain of 16.5% [3] Earnings Outlook - The future performance of GoHealth's stock will largely depend on management's commentary during the earnings call and the company's earnings outlook [4] - The current consensus EPS estimate for the upcoming quarter is $1.92 on revenues of $380.13 million, while for the current fiscal year, the estimate is -$4.65 on revenues of $798.89 million [7] Industry Context - The Insurance - Life Insurance industry, to which GoHealth belongs, is currently ranked in the top 20% of over 250 Zacks industries, indicating a favorable outlook compared to lower-ranked industries [8]

Core Insights - Brighthouse Financial (BHF) reported quarterly earnings of $4.54 per share, missing the Zacks Consensus Estimate of $5.09 per share, but showing an increase from $3.99 per share a year ago, resulting in an earnings surprise of -10.81% [1] - The company posted revenues of $2.17 billion for the quarter ended September 2025, which was 3.6% below the Zacks Consensus Estimate and slightly down from $2.18 billion year-over-year [2] - Over the last four quarters, Brighthouse Financial has surpassed consensus EPS estimates only once and has also topped consensus revenue estimates just once [2] Earnings Outlook - The immediate price movement of Brighthouse Financial's stock will largely depend on management's commentary during the earnings call and future earnings expectations [3][4] - The current consensus EPS estimate for the upcoming quarter is $5.16 on revenues of $2.27 billion, while for the current fiscal year, the estimate is $17.65 on revenues of $8.83 billion [7] Industry Context - The Insurance - Life Insurance industry, to which Brighthouse Financial belongs, is currently ranked in the top 11% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - Abacus Life, Inc. reported quarterly earnings of $0.20 per share, exceeding the Zacks Consensus Estimate of $0.18 per share, and matching the earnings from the previous year [1] - The company achieved revenues of $62.98 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 32.80% and significantly increasing from $28.15 million year-over-year [2] - The stock has underperformed, losing approximately 32.3% since the beginning of the year, while the S&P 500 has gained 15.6% [3] Earnings Performance - Abacus Life has surpassed consensus EPS estimates in all four of the last quarters [2] - The company had an earnings surprise of +11.11% for the latest quarter and a +37.5% surprise in the previous quarter [1][2] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.20 on revenues of $50.49 million, and for the current fiscal year, it is $0.79 on revenues of $198.29 million [7] - The Zacks Rank for Abacus Life is currently 2 (Buy), indicating expectations for the stock to outperform the market in the near future [6] Industry Context - The Insurance - Life Insurance industry is currently ranked in the top 11% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]

Core Viewpoint - Citizens (CIA) reported quarterly earnings of $0.07 per share, exceeding the Zacks Consensus Estimate of $0.06 per share, and showing an increase from $0.05 per share a year ago, indicating a positive earnings surprise of +16.67% [1] Financial Performance - Citizens posted revenues of $64.06 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.95% and up from $60.9 million year-over-year [2] - Over the last four quarters, the company has exceeded consensus EPS estimates two times and topped consensus revenue estimates twice [2] Stock Performance - Citizens shares have increased approximately 51.1% since the beginning of the year, significantly outperforming the S&P 500's gain of 15.6% [3] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates of $0.09 on $68.62 million in revenues for the upcoming quarter and $0.25 on $253.31 million in revenues for the current fiscal year [7] - The estimate revisions trend for Citizens was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Insurance - Life Insurance industry is currently in the top 11% of over 250 Zacks industries, suggesting a favorable outlook as the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]