This is CNBC's Morning Squawk newsletter. Subscribe here to receive future editions in your inbox.Happy Tuesday. In a partnership you might not have seen coming, Warren Buffett is teaming up with the NBA's Stephen Curry to revive his iconic charity lunch.Stock futures are rising this morning. The S&P 500 ended yesterday's session within striking distance of correction territory.Here are five key things investors need to know to start the trading day:1. In like a lionTraders work on the floor of the American ...

Core Insights - The article discusses a partnership between two property technology leaders, Opendoor and Doma, aimed at reducing the costs associated with refinancing home loans [2][3]. Group 1: Company Developments - Opendoor is acquiring a part of Doma, which specializes in automating title searches using machine learning and artificial intelligence to streamline real estate closings [3][4]. - The deal's terms were not disclosed, but it is part of Opendoor's broader strategy to automate and enhance its technology offerings [4]. Group 2: Industry Trends - Doma's technology has been utilized in a Fannie Mae pilot program since 2024, which aims to lower title insurance costs for eligible refinance transactions, and this program has been extended through 2027 [4]. - Approximately 80% of refinance candidates identified by Doma are eligible for this program, allowing them to bypass the need for a lender's title insurance policy or an attorney opinion letter [5]. Group 3: Refinancing Process - The refinancing process remains complex and costly, with closing costs encompassing various services beyond title insurance, such as escrow account setup and transfer fees, which can add significant time and expense [6].

Core Insights - Real Messenger Corporation has entered into a non-binding memorandum of understanding with a publicly traded U.S. real estate brokerage to explore the integration of its technology platform within the brokerage's agent network [1][3] Group 1: Company Overview - Real Messenger Corporation is a real estate technology platform based in Costa Mesa, CA, founded in 2022, aiming to transform real estate engagement by connecting agents, buyers, sellers, and other industry participants [5] - The platform has over 1 million users and operates in 35 countries, with significant growth in the U.S., U.K., and Australia [5][6] - Real Messenger was recognized in the 2023 HousingWire Tech 100 list, and its CEO received accolades in Inman's "Best of Proptech" awards in 2023 [6] Group 2: Partnership Details - The memorandum of understanding aims to evaluate the integration of Real Messenger's platform, which includes CRM functionality, messaging systems, listing management software, lead generation tools, transaction management capabilities, and analytics [2] - If the collaboration is implemented, it could lead to the deployment of Real Messenger's technology across part or all of the brokerage's agent base under a commercial licensing and services framework [3]

Core Viewpoint - Real Messenger Corporation has received a notification from Nasdaq regarding non-compliance with the minimum bid price requirement, as its class A ordinary shares have been below $1 for 30 consecutive business days [1][2]. Compliance Requirements - The company has a Compliance Period of 180 calendar days, until September 9, 2026, to regain compliance by maintaining a closing bid price of at least $1.00 per share for a minimum of 10 consecutive business days [2]. - If compliance is regained within this period, Nasdaq will confirm and close the matter. A reverse stock split may be implemented to achieve compliance, which must be completed no later than ten business days before the deadline [2]. Additional Compliance Period - If the company fails to regain compliance by September 9, 2026, it may be eligible for an additional 180 calendar days, provided it meets other listing requirements and notifies Nasdaq of its intention to cure the deficiency [3]. - The company must also demonstrate that it can meet the continued listing requirements for market value of publicly held shares, among other standards [3]. Monitoring and Evaluation - The company is actively monitoring its closing bid price and evaluating options to regain compliance, including the potential for a reverse stock split [4].

Financial Data and Key Metrics Changes - Full year revenue increased by 376% to $4.5 million for the 2025 fiscal year, with Q4 revenue increasing 70% year-over-year to $0.9 million [8] - Total transaction volume for the full year increased to $116.1 million, and gross profit for the year increased to $2.5 million [9] - Cash and cash equivalents at year-end were approximately $7.8 million, representing a 149% year-over-year increase [10] Business Line Data and Key Metrics Changes - Growth in the home buying segment was driven by strong year-over-year growth in the mortgage brokerage operation and the contribution from the Prevu acquisition [15] - The technology services segment saw meaningful growth in AiChat subscription revenue, adding recurring software subscription revenue to the overall revenue stream [16] Market Data and Key Metrics Changes - The company is expanding its market presence, with the Prevu acquisition adding operations in 13 additional states and Washington, D.C. [30] - The upcoming acquisition of InstaMortgage is expected to enhance lending capabilities and deepen mortgage participation [39] Company Strategy and Development Direction - The company aims to capture more of the home buying transaction across real estate, mortgage, and title, with a focus on integrating services on a single platform [14] - The strategy emphasizes reducing fragmentation in the home buying process and improving customer experience through AI-enabled workflows [22] Management's Comments on Operating Environment and Future Outlook - Management views 2025 as a year of growth and improved financial flexibility, with a focus on investing in the AI platform and strategic acquisitions [11] - The company is committed to disciplined growth, ensuring that capital allocation supports long-term value creation rather than undisciplined expansion [26][27] Other Important Information - The company is working on regulatory approvals for the InstaMortgage acquisition, which is expected to close in late Q1 or early Q2 2026 [35][36] - The integration of Prevu and the upcoming acquisition of InstaMortgage are seen as critical milestones in building a comprehensive platform for home buyers [29][30] Q&A Session Summary Question: What are the main drivers behind revenue growth? - Revenue growth was driven by strong performance in the mortgage brokerage operation and contributions from the Prevu acquisition [15] Question: How is the company thinking about capital allocation going forward? - The company aims to preserve flexibility and liquidity while focusing on disciplined growth and strategic capital deployment [24][27] Question: What operational or regulatory steps are needed for the InstaMortgage acquisition? - The company is working with state regulators to ensure compliance and hopes to close the acquisition soon [35][36] Question: How does the company plan to achieve profitability? - The pathway to profitability involves integrating more services and growing the lifetime value per customer while maintaining disciplined growth [44][46]

Financial Data and Key Metrics Changes - Full year revenue increased by 376% to $4.5 million for the 2025 fiscal year, with Q4 revenue increasing 70% year-over-year to $0.9 million [8] - Total transaction volume for the year increased to $116.1 million, and gross profit rose to $2.5 million [9] - Cash and cash equivalents at year-end were approximately $7.8 million, reflecting a 149% year-over-year increase [10] Business Line Data and Key Metrics Changes - Growth in the home buying segment was driven by strong performance in the mortgage brokerage operation and the contribution from the Prevu acquisition [15] - The technology services segment, particularly AiChat subscription revenue, also saw significant growth, contributing to a more diversified revenue mix [16] Market Data and Key Metrics Changes - The company is expanding its market presence, with the Prevu acquisition adding operations in 13 additional states and Washington, D.C. [30] - The upcoming acquisition of InstaMortgage is expected to enhance lending capabilities and deepen mortgage participation [39] Company Strategy and Development Direction - The company aims to capture more of the home buying transaction across real estate, mortgage, and title services, focusing on integrating these services into a single platform [14] - The strategy emphasizes reducing fragmentation in the home buying process, improving customer experience through AI-enabled workflows [22] Management's Comments on Operating Environment and Future Outlook - Management views 2025 as a year of growth and improved financial flexibility, with a focus on investing in the AI platform and strategic acquisitions [11] - The pathway to profitability is linked to disciplined growth and the integration of additional services to enhance customer lifetime value [44][46] Other Important Information - The company is focused on maintaining capital flexibility while pursuing growth opportunities, with a methodical approach to capital allocation [24] - The integration of Prevu and the upcoming InstaMortgage acquisition are seen as critical milestones in building a comprehensive platform [29] Q&A Session Summary Question: What are the main drivers behind revenue growth? - Revenue growth was driven by strong performance in the mortgage brokerage operation and the contribution from the Prevu acquisition [15] Question: How is the company thinking about capital allocation going forward? - The company aims to preserve flexibility and liquidity while being methodical in capital allocation to support growth and strategic acquisitions [24] Question: What needs to happen operationally or regulatorily for the InstaMortgage acquisition? - The company is working with state regulators to ensure compliance and hopes to close the acquisition in late Q1 or early Q2, subject to approvals [36]

Core Insights - Serve Robotics Inc. (SERV) reported a narrower loss per share of 46 cents for Q4 2025 compared to the Zacks Consensus Estimate of 49 cents, but this was wider than the loss of 36 cents in the same quarter last year. Quarterly revenues increased by 28.4% year over year to $0.88 million [1][3]. Financial Performance - Revenues from Fleet services rose significantly to $0.65 million from $0.18 million in the year-ago quarter, while revenues from Software services decreased by 7.9% sequentially to $0.23 million [3]. - The company experienced a gross loss of $6.7 million in Q4, which was wider than the gross loss of $0.66 million reported in the previous year [4]. - Total operating expenses surged by 160.3% year over year to $33.6 million, leading to a loss from operations of $40.3 million, significantly wider than the loss of $13.6 million reported a year ago [4]. Annual Highlights - For the full year 2025, SERV's revenues increased by 46.2% to $2.7 million, while the gross loss expanded to $15.4 million from a gross loss of $0.1 million in 2024 [5]. - The loss per share for the year was $1.63, wider than the loss of $1.07 reported in 2024 [5]. Balance Sheet and Cash Flow - As of the end of 2025, the company had cash and cash equivalents of $106.2 million, down from $123.3 million at the end of 2024. Net cash used in operating activities remained consistent at $80.2 million [6]. Future Outlook - SERV anticipates full-year revenues of approximately $26 million for 2026, alongside expected capital expenditures of about $25 million as it scales its operations and partnerships [8][9].

Core Insights - reAlpha Tech Corp. reported a significant revenue increase of 376% year-over-year, reaching $4.5 million for the fiscal year 2025, driven by the expansion of its homebuying platform and increased transaction volumes [2][3] - The company raised approximately $25.5 million in gross proceeds through equity-linked financing activities, enhancing its financial flexibility and eliminating secured parent-level debt [2][3] - Total transaction volume surged by 203% to $116.1 million, reflecting the aggregate dollar value of transactions across brokerage, mortgage, and title services [3] Full Year Financial Highlights - Revenue for FY 2025 was $4.5 million, a 376% increase from FY 2024's $0.9 million [2] - Gross profit rose to $2.5 million, with a gross profit margin decrease from 68% to 54% due to a shift in revenue mix and increased operating costs [3] - Cash and cash equivalents increased by 149% to $7.8 million as of December 31, 2025, compared to $3.1 million in the previous year [3] Fourth Quarter Financial Highlights - Q4 revenue increased to $4.5 million from $0.9 million in Q4 2024, primarily due to mortgage brokerage transactions and subscription fees from AI technologies [3][4] - Adjusted EBITDA for Q4 was $(3.8) million, reflecting strategic investments in operations and marketing [7] - The net loss for Q4 was $(4.8) million, a significant improvement from $(21.0) million in Q4 2024 [7] Business Highlights - The company integrated its brokerage and mortgage services, creating a more coordinated homebuying experience and multiple revenue streams per customer [6] - reAlpha expanded its licensed footprint across 35 states and Washington, D.C., enhancing its operational capabilities [7] - The company advanced its AI-enabled homebuying experience with the introduction of Claire, a digital assistant designed to streamline the homebuying process [7] Strategic Initiatives - The company unified its mortgage operations under the reAlpha Mortgage brand and aligned CRM systems to support a coordinated platform experience [7] - A simplified customer rebate program was introduced, allowing eligible homebuyers to receive rebates of up to 1.0% of the home purchase price [7] - The proposed acquisition of InstaMortgage aims to deepen vertical integration and enhance direct mortgage lending capabilities [7]

Reimagining the Path to Homeownership with AI-driven innovation The information in this presentation shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the securities referred to herein in any jurisdiction, including India, in which such offer, solicitation or sale would require preparation of a prospectus or other offer documentation, or be unlawful prior to registration, exemption from registration or qualification under the securities laws of any ...

Core Insights - TYTL Corp has closed a seed funding round led by Strobe Ventures and partnered with Beeline Holdings, Inc. and Anchorage Digital Bank to enhance its residential real estate tokenization platform [1][4] Company Overview - TYTL Corp is focused on fractional equity acquisition in premium residential real estate, providing a debt-free alternative to traditional home equity finance [11] - The company utilizes municipal deed recording and Solana-based blockchain infrastructure to ensure transparency and security in its transactions [9][11] Product Offering - TYTL offers a unique model where homeowners can access home equity without incurring debt, by acquiring fractional equity interests in qualifying residential properties [2][6] - The properties targeted by TYTL are valued over $1 million and located in top-quartile appreciating U.S. ZIP codes, which historically show stronger long-term appreciation [4][6] Market Potential - The U.S. real estate market is projected to reach approximately $141 trillion by 2026, with residential real estate accounting for nearly $115 trillion [5] - U.S. homeowners hold over $35 trillion in aggregate home equity, representing a significant opportunity for innovative financial solutions [5] Technology and Transparency - The TYTL Token is built on the Solana blockchain, chosen for its transaction speed, cost efficiency, and scalability [7] - The platform revalues its portfolio nightly using multiple Automated Valuation Models (AVMs) to provide a Consensus Fair Market Value (CFMV) for each property, ensuring continuous asset-level transparency [8][10] Strategic Partnerships - Partnerships with Beeline Holdings, Inc. and Anchorage Digital Bank enhance TYTL's operational capabilities and credibility in the market [1][4]