在数字浪潮奔涌的今天，网络支付已融入居民生活的方方面面，成为彰显我国数字经济创新活力的 靓丽名片。近年来，我国网络支付方式也受到外籍来华人员的广泛欢迎，成为中国模式引领全球的成功 范式。在这繁荣、稳定、安全的支付生态背后，正是网联平台（以下简称"网联"）这家国家金融基础设 施，以坚实的支付清算服务支撑起一个14亿人参与、24小时不停歇的数字经济社会。 作为网络支付行业中枢，网联还扮演着支付全链路"司令部"的角色，在春节、全国两会、国庆等重 要时点，网联牵头组织全行业历次峰值保障工作，护航每一笔交易顺畅完成。不仅如此，网联首创的行 业级全链路联合运维机制，将安全与效率赋能全网，已帮助200家中小银行系统成功率从99.9%提升至 99.99%以上，推动全链路系统成功率从99.96%提升至99.999%。这意味着，从用户点击"支付"到收款方 确认入账，整个链条的稳定与顺畅得到了扎实保障。 聚焦开放支付，深化二维码互联互通。实现境内二维码互联互通是提升服务质效，推动行业高质量 发展的必然要求。网联积极整合多元场景，助力标准规则统一，在互联互通过程中扮演着"场景整流 器"和规则"贡献者"角色。其推出的条码"三合一"产品 ...

Core Viewpoint - The article highlights the advancements and achievements of the Netlink Clearing Company in the financial infrastructure sector, particularly in payment processing and cross-border transactions, showcasing its significant growth and innovation in services offered to enhance user experience and operational efficiency [1][2]. Group 1: Payment Processing Achievements - In 2024, the Netlink platform processed over 1 trillion payment transactions, amounting to 520 trillion yuan [1] - On the eve of 2025, the platform achieved a record of 110,000 cross-institutional network payment transactions per second [1] - The success rate of the platform's systems, along with the accuracy and timeliness of fund clearing, has consistently remained at 100% [1] Group 2: System Performance Improvements - Since 2024, the joint system testing success rate across the industry improved from 95.27% to over 99.99% [1] - The capacity of commercial banks to handle high concurrency increased by over 40% [1] - The average processing time across the entire chain was reduced by 30% [1] Group 3: User Experience Enhancements - The company launched a series of "convenient signing" products, including one-click account binding and multi-account signing [2] - It also introduced "one-click clearing" products to ensure a smooth payment experience for users [2] - As of May 2025, the cumulative transaction volume for treasury services reached 77.51 million transactions, totaling 182.215 billion yuan [2] Group 4: Cross-Border Transaction Services - Since 2019, the company has been providing cross-border transaction services under the guidance of the People's Bank of China, focusing on small-scale QR code payments [2] - From 2019 to May 2025, the total transaction volume for the "foreign card binding" and "outsourcing for internal use" services reached 379 million transactions, with a total transaction amount of 60.439 billion yuan [2] - In May 2025, the average daily transaction volume for these services was 1.2193 million transactions, with an average daily transaction amount of 16.997 million yuan, representing year-on-year growth of 185% and 135% respectively [2]