这一天，泰国曼谷正在举办中国灯会，位于中泰友谊之花灯组下的银联诗歌 POS 机海外公益活动尤为引人注目。场地中心的中国花灯流光溢彩，四周一盏盏大小不 一、充满浓郁中国风的灯笼上，用中泰双语印满了两国孩子们的诗歌，一条精心设计的"诗歌长河"贯穿其中，象征着中国诗歌漂洋过海，抵达泰国。"河"上浮动着 泰国花灯，整个活动洋溢着浓厚的诗歌氛围。 以诗为舟，以灯为信。一份来自中国的公益之心，从大山深处"漂洋过海"，一场跨越时间和空间的文化共鸣，沿着"一带一路"的丝路光波在湄南河畔绽放。 近日，中国山里孩子写的一首首小诗，悄然"飘"进了泰国曼谷地标暹罗天地。这是中国银联2019年发起的公益行动——"银联诗歌POS机"，在七年如一日的守护 中，首次走出国门，将爱心传递到海外。 2025年8月8日-15日，"诗歌之光，点亮心灯"银联诗歌POS机公益行动空降曼谷暹罗天地，将曼谷地标变幻为诗意星河。 今年是中泰建交50周年。当来自中国山里孩子的纯真笔触，与泰国小诗人的灵动短句交织联动，银联诗歌POS机——这一还在茁壮成长的公益IP，已然成为了一座 独特的桥梁，连接起不同文化背景的人们心中那份对诗意、对纯真、对美好的共同向往。 " ...

Core Viewpoint - The 2025 Financial Services Expo focuses on "Digital Intelligence Driving Open Win-Win" and aims to create four platforms: global financial innovation product and service showcase, important policy and industry rule release, partner negotiations, and cutting-edge financial experiences [1] Group 1: Exhibition Overview - This year's financial services exhibition features 92 participating companies, including 68 from the Fortune Global 500, with an internationalization rate of 45.7% [1] - The exhibition area covers 11,000 square meters, with two themed exhibition halls: Hall 5 focuses on "Open Integration" showcasing banks, insurance, securities, funds, and payment institutions, while Hall 6 emphasizes "Intelligent Sharing" highlighting deep cooperation between financial institutions and leading technology companies [1] Group 2: Technological Integration - Compared to previous years, this exhibition will enhance the use of AI technology, showcasing innovative practices of AI integration in the financial sector [2] - Beijing Bank will present the intelligent interactive digital robot "Jing Xiaobao," while Agricultural Bank will introduce a VR-enabled service for online house viewing [2] Group 3: Innovative Financial Services - The exhibition will highlight original and advanced "Beijing Services" cases, including Beijing Bank's "Changyou Tong" product for inbound payment and communication convenience, and China Bank's "Mifang Card" for foreign tourists [2] - China Insurance will showcase the first commercial space insurance consortium in the country, while Mastercard will present new products and services to enhance payment experiences for foreign visitors [2] Group 4: Digital Currency Experience - A dedicated immersive digital RMB experience area of nearly 1,000 square meters will be created to provide visitors with a glimpse into future financial living [3] - The expo will also feature a dedicated conference area, hosting over 30 forums and meetings with an expected participation of 3,000 to 4,000 attendees [3]

王国电视台8月13日报道，约旦支付与清算系统公司（JoPACC，Jordan Payments and Clearing Company）数据显示，截至2025年7月底，今年通过接入 约旦全国移动支付平台 JoMoPay 的各类电子钱包完成的交易总额达35.6亿约 第，共约5,194万笔交易。截至7月底，电子钱包用户263万，其中87.8%为约旦 人。转账交易占比88.8%，其次为购物（7.8%）、取现（2%）和存款 （1.4%）。 （原标题：约旦电子钱包上半年交易额达35.6亿约第） ...

中国人民银行有关负责人表示，下一步，中国人民银行将会同金融监管总局，稳妥推进我国银行卡清算 机构的准入与监管工作，修订完善银行卡清算机构行政许可相关配套文件，完善业务规则与风险管理体 系，从而提升银行卡清算服务水平，促进我国支付行业健康发展。 此外，办法还完善了银行卡清算机构展业要求，强化业务经营、成员管理、内部控制、风险防范等监管 要求。 【纠错】 【责任编辑:张欣然】 新华社北京4月30日电（记者任军、吴雨）记者30日从中国人民银行获悉，为完善银行卡清算机构监管 机制，促进银行卡清算市场健康发展，中国人民银行、金融监管总局近日联合印发《银行卡清算机构管 理办法》，自2025年11月1日起施行。 据悉，办法完善了银行卡清算机构筹备、开业、变更等行政许可申请材料要求，简化了部分申请材料的 证明文件。办法与外商投资领域法规制度有效衔接，坚持同类机构同等标准，进一步夯实银行卡清算市 场开放的制度保障。 ...

资料显示，时任快钱支付清算信息有限公司总经理党某某即党晓强，公司现任总经理为张翼。 中国经济网北京8月6日讯 中国人民银行上海总部网站昨日公布的行政处罚信息公示表（上海银罚字 [2025] 31号）显示，党某某（时任快钱支付清算信息有限公司总经理）对快钱支付清算信息有限公司违 反清算管理规定、违反账户管理规定的违法行为负有直接责任。中国人民银行上海市分行对党某某给予 警告，并处罚款人民币20万元。 ...

Group 1 - The Ministry of Commerce announced a meeting on August 4 between Li Chenggang, the international trade negotiation representative and vice minister, and Al Kelly, the global president of Visa [1] - The meeting indicates ongoing discussions between the Chinese government and Visa regarding international trade and financial services [1]

Core Viewpoint - The article highlights the increasing prevalence of fraudulent apps disguised as legitimate financial services, emphasizing the need for public awareness and vigilance against such scams [1][2][3]. Group 1: Recent Fraudulent Apps Exposed - The Information Communication Industry Anti-Fraud Center has identified and exposed 17 different types of fraudulent apps, including misleading names like "Tencent Payment," "Douyin Poverty Alleviation Wallet," and "360 Borrowing" [3][4]. - These apps often impersonate well-known internet platforms to carry out scams, posing significant risks to users [3][8]. Group 2: Specific Fraud Cases - A notable case involves the "Tencent Payment" app, which fraudulently claims to be a high-end payment product, enticing users to provide personal information and bind their bank accounts [4][5]. - The app employs a "referral" strategy, using virtual currencies and stock options to deceive victims, ultimately leading to the theft of sensitive information [6][8]. Group 3: General Trends in Fraud - The article notes that as digitalization accelerates, new investment fraud techniques are emerging, making it difficult for the public to recognize and avoid scams [10]. - Many fraudsters create counterfeit apps that lure users into providing sensitive information, resulting in financial losses [11]. Group 4: Public Awareness and Prevention - The Information Communication Industry Anti-Fraud Center urges the public to enhance their awareness and share anti-fraud guidelines to protect their financial security [9]. - The article provides three key strategies for identifying counterfeit websites, including checking domain suffixes, port numbers, and SSL certificates [17][18][20].

Group 1 - The core theme of the events is the promotion of peace and friendship between Chinese and American youth through cultural exchange and music [1][2][5] - China UnionPay has taken a leading role in implementing the "Five Years, Fifty Thousand" initiative, focusing on enhancing financial services and facilitating youth exchanges [2][5][7] - The "Gulingyuan" youth choir week in 2025 involved over 1,000 participants from nearly 30 choirs, showcasing significant cultural landmarks and fostering emotional connections through music [2][3] Group 2 - The implementation of the 240-hour visa-free transit policy has expanded to 55 countries, enhancing China's openness and attractiveness for international exchanges [3] - China UnionPay's "Jinxiu Action 2025" aims to improve payment convenience and inclusivity, supporting youth exchange activities with comprehensive payment services [3][4] - The integration of diverse payment methods (cards, codes, Pay) ensures a seamless experience for American youth during their cultural activities in China [4][6] Group 3 - The collaboration between China UnionPay and the China People's Association for Friendship with Foreign Countries aims to create a cross-border payment ecosystem that supports global payment industry development [5][7] - The events highlight the importance of financial infrastructure in facilitating cultural exchanges and enhancing the image of an open and inclusive China [6][7] - China UnionPay's global network spans 183 countries and regions, with over 73 million merchants, emphasizing its role in fostering international connections and mutual understanding [7]

Core Viewpoint - The application of digital currency, particularly the digital yuan (e-CNY), is becoming a significant trend in international payments and cross-border trade settlements, representing China's strategic move to enhance its competitiveness in the global economic system [1] Group 1: Digital Yuan and Smart Contracts - The digital yuan is not just a digital form of the renminbi but a strategic initiative by China to deepen reforms and enhance competitiveness in the global economy [1] - Smart contracts, based on blockchain technology, can automatically execute contract terms without relying on third-party intermediaries, improving efficiency and transparency in cross-border trade settlements [1][3] Group 2: Advantages Over Traditional Payment Systems - Traditional cross-border payment systems rely on intermediaries, making the process cumbersome and time-consuming, while the digital yuan's smart contracts can automatically trigger payments upon consensus between trading parties [3] - The use of digital yuan can effectively reduce risks associated with exchange rate fluctuations by minimizing foreign exchange conversion steps, thus enhancing payment stability and reliability [3] Group 3: Integration with SWIFT System - The SWIFT system remains a crucial infrastructure for cross-border payments, but it has limitations such as long transaction times and high costs, which the digital yuan's smart contracts can help address [5] - Integrating digital yuan smart contracts into the SWIFT system can enhance cross-border payment efficiency, reduce costs, and improve interoperability within the global payment system [5][7] Group 4: Future Implications - The collaboration between digital yuan and the SWIFT system can simplify settlement processes by allowing direct payments between buyers and sellers, reducing operational risks and disputes arising from information asymmetry [7] - The synergy between digital yuan and SWIFT is expected to drive the intelligent transformation of global cross-border payments, ushering in a new era of efficient, secure, and convenient payment solutions [9]

Core Viewpoint - Jin Yi Culture (002721.SZ) has accumulated relevant technology and experience in payment clearing business through its subsidiary, Kaike Weishi, which can be adjusted for stablecoin business [1] Group 1: Business Perspective - Kaike Weishi possesses technical capabilities and experience in payment clearing related to stablecoin business [1] - The company is open to making detailed adjustments to the architecture of its stablecoin technology [1] Group 2: IT Technology Perspective - Kaike Weishi has blockchain technology reserves that are compatible with stablecoin-related technologies [1] - The company cannot predict the time frame for changes in the stablecoin industry but will actively monitor developments [1]