Core Viewpoint - The recent financing round of 21 million RMB for the company "赚多啦" signifies a strategic move towards enhancing its capabilities in the management and disposal of non-performing assets, emphasizing the need for standardized and scenario-based approaches in the current market environment [1][9]. Financing and Strategic Partnerships - The financing round was led by 都会金融, with support from 信联商会 and strategic investment from 揽虹有限公司, creating a collaborative force in funding, regional resources, and governance systems for the company's national expansion and refined operations [1][4]. - 揽虹有限公司, a subsidiary of 国友不良资产处置有限公司, is expected to enhance project execution certainty due to its familiarity with local governance structures and judicial execution ecosystems [1][4]. Integrated Solutions Offered - The company provides a comprehensive solution covering asset acquisition, due diligence, value assessment, disposal and restructuring, judicial execution, and exit strategies, targeting various asset types including credit card debts, mortgage defaults, and bankruptcy projects [3]. - A multi-dimensional evaluation method is established based on recoverability, legal status, information completeness, and potential industrial engagement, allowing for differentiated pathways for asset management [3]. Operational Focus and Investment Directions - The company plans to invest in four key areas: upgrading its asset lifecycle management platform, establishing regional operational networks in major economic zones, strengthening its talent pool, and enhancing its collaborative ecosystem with legal and financial partners [5][9]. - The operational network will focus on proximity to facilitate quicker asset discovery, due diligence, and disposal processes [5]. Governance and Compliance Mechanisms - A closed-loop mechanism will be implemented to strengthen internal controls, including strict exclusion criteria during project initiation and cross-verification during execution [7]. - The company emphasizes transparency and accountability through clear project milestones and compliance checks, ensuring that recovery rates and cash flow distributions are closely monitored [7]. Methodological Approach - The company will pursue a dual approach of "standardized product lines" for small, short-term assets and "value restoration lines" for complex assets, ensuring both cash flow stability and profit margin enhancement [8]. - The collaboration model among 信联商会, 都会金融, and 揽虹有限公司 aims to create a more efficient industry network, where capital provides resilience, industry offers value, and regional support ensures speed [8]. Future Outlook - The management indicates that this financing marks a pivotal point towards achieving quality, speed, and compliance, with plans to stabilize regional hubs, standardize ecological interfaces, and explore innovative exit strategies over the next three years [9]. - The company aims to enhance its governance standards and organizational capabilities while fostering open ecological cooperation to drive business upgrades and deliver sustainable long-term returns for investors and partners [9].