Core Insights - The article highlights the successful collaboration between the Bank of Communications Bengbu Branch and a local environmental technology company, which received a mid-term loan approval of 10 million yuan in just two working days to alleviate short-term cash flow pressures due to increased sales [1][2] Group 1: Company Overview - The environmental technology company has been established for six years, focusing on resource recycling technology research and waste metal recycling, contributing significantly to local economic development and resource circularity [1] - In 2024, the company was approved for a short-term loan of 9 million yuan from the Bank of Communications [1] Group 2: Financial Support and Impact - Since 2025, the company has experienced significant sales growth, leading to an extended accounts receivable turnover period and increased short-term funding needs [1] - The Bank of Communications initiated a renewal of credit after understanding the company's challenges, utilizing the People's Bank of China’s fund flow information platform to efficiently access the company's financial data from multiple banks [1] - The bank completed the approval process quickly, converting the existing short-term loan into a more flexible mid-term loan, providing 10 million yuan in credit support, which the company has fully utilized to relieve its financial pressure [1] Group 3: Technological Integration - The use of the fund flow information platform represents a practical implementation of integrating technology finance with inclusive finance, enhancing the dynamic tracking of the company's operational status, income and expenditure, and performance capabilities [2] - The platform has significantly improved information symmetry between banks and enterprises, providing a reliable basis for credit financing for small and micro enterprises [2] - As of now, the Bank of Communications Bengbu Branch has completed 182 inquiries through the platform, resulting in 85 credit approvals totaling 222.3 million yuan, including 85.024 million yuan in credit loans [2]