Core Insights - The "Zhonghe Jinsheng Youyue Pension Annuity Insurance (Dividend Type)" from Zhonghe Life Insurance has been awarded the "Annual Preferred Pension Insurance Product" at the 2025 "Today Insurance · Insurance Intermediary List" evaluation, recognizing the company's efforts and innovations in the pension finance sector [1][5]. Product Features - The product offers four core advantages: high protection, flexible planning, support for additional coverage, and shared dividends, catering to various groups with secure and growth-oriented pension solutions [3]. - It allows for annual withdrawals of 118% of the basic insured amount or monthly withdrawals of 10%, enhancing the quality of retirement [3]. - The product guarantees withdrawals until the age of 80, with a maximum guarantee period of 25 years, and offers flexible withdrawal options until the ages of 85 or 105 [3]. Additional Coverage and Benefits - The product supports additional coverage without health declarations or medical examinations, allowing for increased basic insurance amounts up to 20% of the initial amount per year [4]. - Three dividend realization methods are available: cash withdrawal, accumulation with interest, and purchasing additional insurance, which allows for synchronized growth of pension and maturity benefits [4]. Comprehensive Services - Zhonghe Life Insurance extends its services to encompass various aspects of quality elderly living, creating an "insurance + service" ecosystem [5]. - The product includes diverse health and wellness services, such as seasonal wellness travel, customized care services, smart safety devices for elderly individuals, and health check-up services at top-tier hospitals [5]. - The recognition of the product not only affirms its quality but also reflects the market's acknowledgment of Zhonghe Life Insurance's expertise in pension protection [5].