Core Insights - The "Qilu Bao 2026 Edition" insurance program has officially launched, with over 150,000 participants on the first day, targeting employees and residents covered by basic medical insurance in Shandong Province and Jinan City [1] - This program is designed as a supplementary commercial health insurance that closely integrates with basic medical insurance, offering enhanced coverage and convenience [1] Product Features - The "Qilu Bao 2026 Edition" offers three main products: Beautiful Life Version, Inclusive Livelihood Version, and Rural Revitalization Version, each tailored to different demographic needs [1][3][5] - The Beautiful Life Version features lower deductibles, broader coverage, and higher coverage limits, including new benefits for high-value medical devices and advanced medical technologies [1] - The Inclusive Livelihood Version retains core responsibilities while increasing reimbursement rates and expanding the range of covered medications, catering to those seeking stable protection [3] - The Rural Revitalization Version focuses on basic coverage with high cost-effectiveness, offering a maximum coverage of 2.61 million yuan starting from a premium of 19 yuan [5] Optional Upgrades - The program includes three optional upgrade plans that can be combined with the Rural Revitalization and Inclusive Livelihood Versions, such as overseas special medication coverage and online consultation services [7] - The total annual coverage can reach up to 4.77 million yuan, providing an additional layer of security for insured individuals [7]