Core Viewpoint - Postal Savings Bank of China (PSBC) Changsha Branch focuses on innovation and public welfare, enhancing financial services to support local economic development and meet diverse financial needs of enterprises [1][2][3][4][6] Group 1: Financial Innovation and Services - The bank emphasizes product innovation, achieving breakthroughs in wealth management and supply chain finance, utilizing 12 functional modules for centralized account management [2] - A customized wealth management model has been introduced, facilitating 1 billion yuan in company financial self-balancing business, while directing funds to support non-standard financing for local enterprises [2] - The supply chain financing model has successfully facilitated over 60 million yuan in commercial bills for 13 suppliers, promoting win-win development between core enterprises and their upstream suppliers [2] Group 2: Inclusive Financial Network - The bank is committed to social responsibility, focusing on protecting the rights of migrant workers and rural revitalization through targeted financial products and services [3] - A wage guarantee regulatory service for migrant workers has been implemented, covering 25 construction units, ensuring their wages while strengthening public deposits [3] - The "Huinong Loan" policy has been utilized to provide customized financing solutions for key agricultural enterprises, effectively addressing their funding challenges [3] Group 3: Support for Innovation and Industry Development - PSBC Changsha Branch has launched specialized products for technology innovation, providing 10 million yuan in credit support to a high-tech enterprise in the Ningxiang Economic Development Zone [4] - The bank has established a "de-core" list of core enterprises to provide up to 5 million yuan in pure credit loans to eligible small and micro enterprises in the supply chain [4] Group 4: Comprehensive Financial Service Ecosystem - The bank integrates financial services into consumption and livelihood scenarios, creating an "online + offline" service model [6] - Focused on local characteristics, the bank has implemented exclusive payment tools to streamline financing, order management, and fund settlement processes in industries like medical devices and agriculture [6] - A financial ecosystem has been developed in educational settings, achieving a 90% penetration rate in targeted schools, enhancing financial services for teachers through customized credit card offerings [6]