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扎实做好科技金融大文章
Jing Ji Ri Bao· 2025-10-09 22:20
Core Insights - China Construction Bank's Hangzhou branch is focusing on building a technology finance reform pilot zone in Hangzhou, Zhejiang Province, aiming to establish a "5+5+5" modern industrial system [1] - The branch has set a goal to enhance its technology finance competitiveness as a key project, with initiatives including the establishment of a technology finance operation center and a dedicated team for technology-oriented enterprises [1] - The bank has signed strategic cooperation agreements with local government departments to create a technology finance ecosystem and has developed innovative products tailored to the local market [1][2] Group 1 - The Hangzhou branch's technology finance loan balance has exceeded 60 billion yuan, serving nearly 8,000 technology-oriented enterprises [2] - The branch is implementing a "tree cultivation" initiative to visualize marketing results for technology enterprises, creating a "technology forest" [1] - A digital management system for technology finance has been developed, along with the release of a technology finance development index specific to the Hangzhou branch [1] Group 2 - The bank is promoting various innovative financial products such as "Zhejiang Science Union Loan" and "Five-in-One Innovation Loan" to support local technology enterprises [1] - The branch has established ten operational mechanisms to empower the development of technology finance, including performance incentives and targeted outreach [1] - The focus on technology finance is part of a broader strategy to enhance the bank's service offerings and support the full lifecycle development of technology enterprises [1]