Core Insights - Zhejiang Commercial Bank's Changsha Branch has leveraged its international financial service advantages to enhance trade and financing for Hunan enterprises, facilitating deeper economic cooperation with Africa [1] - The branch's non-African business scale has exceeded $210 million as of August 2025, serving over 30 Hunan enterprises and covering more than 20 African countries [4] Group 1: Innovative Financial Services - The launch of "Yongjin Global Remittance 2.0" has integrated three sub-products, enabling seamless cross-border payments in over 120 currencies, significantly reducing transaction times and costs for Hunan enterprises [2] - The "wrong currency import financing" model allows companies to borrow in RMB and convert to USD instantly, alleviating short-term financial pressures and mitigating exchange rate risks [2] - The "instant letter of credit" service has reduced the processing time from five days to just two hours, enabling timely transactions for urgent orders [3] Group 2: Business Expansion and Impact - The digital platform "Digital Zhejiang" allows for streamlined financial services embedded in enterprise systems, covering a wide range of African countries and various industries [4] - The branch has facilitated over $14.6 million in cross-border payments and issued more than $37 million in import letters of credit from 2023 to August 2025, supporting new offshore international trade for enterprises [4] - Future plans include expanding cooperation with local African banks and promoting the use of RMB in cross-border trade and investment [4]