Core Points - The article highlights the increasing prevalence of automatic payment deductions through payment apps, urging users to regularly check their settings to avoid unexpected charges [1][2][8] - Users have reported discovering multiple automatic payment services enabled on their accounts, leading to significant deductions without their knowledge [1][4] - Consumer protection departments advise caution when enabling automatic payment features, especially for memberships and services that may have hidden renewal fees [8] Group 1 - Users are encouraged to check their payment software for "免密支付/自动扣款" (automatic payment) settings to prevent unexpected charges [1][6] - Reports indicate that some users have experienced large deductions, such as a user who was charged 5,199 yuan for a premium membership they did not intend to activate [2][4] - The article provides specific steps for managing automatic payments on popular platforms like Alipay and WeChat [6][7] Group 2 - Consumer protection agencies recommend that users regularly review their payment authorizations and be cautious with automatic renewals, particularly after promotional periods [8] - It is suggested that consumers develop a habit of checking their bills from various services to identify any unusual charges promptly [8]