优粮优信

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中原银行金融“活水”精准施策 绘就丰收新图景
Huan Qiu Wang· 2025-06-20 09:30
Core Viewpoint - Zhongyuan Bank is focusing on building a financial ecosystem for the entire grain industry chain, supporting various stakeholders in agriculture to promote modernization and standardization in the sector [1] Group 1: Financial Products and Support - Zhongyuan Bank has launched the "Rural Revitalization Industry Inclusive Loan," providing credit support of up to 10 million yuan, with a cumulative investment of 8.05 billion yuan in various agricultural sectors [2] - The bank has introduced specialized financial solutions for grain storage and trade, addressing urgent funding needs for grain storage enterprises [2][3] - The bank's grain storage loan balance has reached 9.14 billion yuan, with 5.11 billion yuan disbursed this year [4] Group 2: Collaboration and Innovation - Zhongyuan Bank collaborates closely with Henan Agricultural Guarantee Company to enhance business approval efficiency through a direct data connection [1] - The bank has established a special task force for grain storage, conducting on-site research to understand the financial needs of local grain storage enterprises [2] - The introduction of the "优粮优信" (Quality Grain, Quality Credit) model and the "Grain Storage - Taiyi Platform" aims to provide tailored services for state-owned and small to medium-sized grain enterprises [2][3] Group 3: Market Impact and Agricultural Development - The bank's initiatives are contributing to the modernization of agriculture in Henan, enhancing the quality and efficiency of grain supply and processing [4] - The successful implementation of these financial products is expected to create a vibrant agricultural landscape, promoting prosperity for farmers and beautifying rural areas [4]